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P&C Liability Bodily Injury Adjuster Trainee
Department: Claims Administration & Adjusting
Employment Type: Permanent - Full Time
Location: Sarasota, FL
Reporting To: Chris Lewis
Compensation: $40,000 - $45,000 / year
Description
Our Story
Imagine being part of a team that's not just shaping the future but actively driving it. At Davies North America, we're at the forefront of innovation and excellence, blending cutting-edge technology with top-tier professional services. As a vital part of the global Davies Group, we help businesses navigate risk, optimize operations, and spearhead transformation in the insurance and regulated sectors.
Davies is seeking a P&C Liability Bodily Injury Adjuster Trainee to join our growing Claims team. This fully remote position is ideal for individuals looking to build a long-term career in claims and liability adjusting. Working alongside experienced claim professionals, the Trainee will learn how to investigate, evaluate, negotiate, and resolve bodily injury and liability claims while developing technical expertise in coverage analysis, liability determination, medical record review, and claim resolution.
This role offers hands-on training and mentorship while providing exposure to automobile liability, general liability, and bodily injury claims.
The role is onsite at our client's location in Sarasota, FL.
Key Responsibilities

• Assist with the investigation of bodily injury and liability claims to determine coverage, liability, and damages.
• Conduct initial contact with claimants, insureds, witnesses, attorneys, medical providers, and other involved parties.
• Review police reports, accident reports, witness statements, photographs, and other claim-related documentation.
• Learn to analyze policy language and coverage provisions to determine claim applicability.
• Review medical records, medical bills, treatment plans, and related documentation to evaluate injuries and damages.
• Maintain accurate claim documentation and diary management within the claims management system.
• Establish and update action plans to ensure timely claim handling.
• Assist with reserve recommendations under management guidance.
• Prepare written correspondence and claim summaries.
• Participate in settlement negotiations under supervision and within designated authority levels.
• Identify potential subrogation opportunities and escalate as appropriate.
• Maintain communication with clients, insureds, claimants, attorneys, and internal stakeholders regarding claim status and next steps.
• Ensure all claims activities comply with company policies, client service standards, and applicable regulatory requirements.
• Participate in training programs, continuing education activities, and professional development opportunities.
• Assist with special projects and additional duties as assigned.

Skills, knowledge & expertise

• Bachelor's degree preferred or equivalent combination of education and work experience.
• Previous insurance, claims, customer service, legal, healthcare, or related experience preferred.
• Interest in developing a career in property and casualty claims adjusting.
• Strong analytical and investigative thinking skills.
• Excellent verbal and written communication skills.
• Ability to manage multiple priorities and deadlines in a fast-paced environment.
• Strong customer service and relationship-building abilities.
• Proficiency with Microsoft Office Suite, including Outlook, Word, and Excel.
• Excellent organizational skills and attention to detail.
• Ability to work independently while collaborating effectively with a remote team.
• Willingness and ability to obtain and maintain required adjuster licensing and continuing education requirements.
• Knowledge of liability concepts, medical terminology, or insurance principles is a plus.

Equal Employment Opportunity & Legal Notices
Benefits
At Davies North America, we are dedicated to supporting the well‑being and future of our qualifying employees. Our comprehensive benefits package includes:

• Medical, dental, and vision plans to support your health and that of your family
• A 401(k) plan with employer matching
• Time‑off policies, including Discretionary Time Off (DTO) for exempt employees and Paid Time Off (PTO) for non‑exempt employees
• Paid holidays
• Life insurance and short‑term and long‑term disability coverage

Benefit offerings, eligibility, and required employer contributions may vary based on role, classification, and applicable federal, state, and local laws, including those tied to an employee's primary work location.
Where required by law, the Company provides paid sick leave, paid family and parental leave, and other mandated benefits in accordance with applicable state and local requirements.
Diversity and Inclusion
Davies is dedicated to fostering a diverse and inclusive workplace that embraces a wide range of perspectives and experiences. We believe that diversity of thought is essential for innovation and creativity, and we actively promote an environment where all voices are valued and heard.
Compensation Transparency:
The salary range listed reflects the full compensation band for this role across all locations. Actual compensation will be based on factors such as skills, experience, qualifications, and geographic location, which may impact the final offer. We share ranges to remain transparent and consistent with pay equity practices.
Essential Functions
The following responsibilities and expectations are considered essential to the successful performance of this role. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform these essential functions.

• Maintain regular and dependable attendance.
• Be available and able to perform job responsibilities during established work hours.

Background Check & Fair Chance Compliance
Any background check or review of criminal history, if applicable to the role, will be conducted only after a conditional offer of employment and in compliance with applicable federal, state, and local laws, including fair‑chance hiring requirements.
Massachusetts NoticeIt is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
AI PolicyAt Davies, we value authentic conversations and a fair candidate experience. While candidates may use AI and technology tools to prepare for interviews, we expect interview responses and assessments to reflect each individual's own experience, knowledge, and professional judgment.
We do not use sites like Facebook, Craigslist, or Telegram to recruit or interview potential employees or contractors. If you have been asked to provide any information through any method other than our career portal, please email us at recruitment@davies-group.com