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Payments Tech Jobs (NOW HIRING)

M&T Bank

Head of Payments Technology

Buffalo, NY · On-site

Develop and execute an enterprise payments technology strategy aligned with client needs, business priorities, risk expectations, and long-term growth. * Connect technology investments to measurable ...

M&T Bank

Head of Payments Technology

Buffalo, NY

M&T Bank is seeking a Head of Payments Technology to define and deliver the next generation of the Bank's payments ecosystem. Reporting to the Divisional Chief Information Officer for Wealth ...

Truist

Core Payments Technology Leader

Raleigh, NC · On-site

This is a unique opportunity to tackle one of the most challenging initiatives in large-bank payments technology: reimagining and modernizing ACH and Wire infrastructure while continuing to operate ...

Truist

Core Payments Technology Leader

Charlotte, NC · On-site

This is a unique opportunity to tackle one of the most challenging initiatives in large-bank payments technology: reimagining and modernizing ACH and Wire infrastructure while continuing to operate ...

Truist

Core Payments Technology Leader

Atlanta, GA · On-site

This is a unique opportunity to tackle one of the most challenging initiatives in large-bank payments technology: reimagining and modernizing ACH and Wire infrastructure while continuing to operate ...

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How much do payments tech jobs pay per hour?

As of Sep 12, 2026, the average hourly pay for payments tech in the United States is $34.44, according to ZipRecruiter salary data. Most workers in this role earn between $22.12 and $44.23 per hour, depending on experience, location, and employer.

What is the difference between Payments Tech vs Payment Operations Specialist?

AspectPayments TechPayment Operations Specialist
Required CredentialsTechnical certifications, coding skills, knowledge of payment systemsFinancial certifications, understanding of payment processes
Work EnvironmentTech teams, software development, system integrationOperations teams, customer support, transaction management
Employer & Industry UsageFintech companies, payment processors, banksFinancial institutions, payment service providers, merchants

Payments Tech roles focus on developing and maintaining payment systems, requiring technical skills and coding knowledge. Payment Operations Specialists handle transaction processing and customer support, emphasizing operational expertise. Both roles are vital in the payments industry but differ in technical depth and daily responsibilities.

What cities are hiring for Payments Tech jobs?

Cities with the most Payments Tech job openings:

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For Payments Tech jobs, the most frequently searched job titles are:

Head of Payments Technology

Buffalo, NY • On-site

M&T Bank
Finance and Insurance • 10K+ employees
Learn more about M&T Bankexternal

Full-time

Posted 9 days ago

M&T Bank rating

7.9

Company rating: 7.9 out of 10

Based on 188 frontline employees who took The Breakroom Quiz

Job description

Shape the Future of Payments at M&T Bank!
Payments connect people and businesses to the opportunities that matter most. They are also among the most rapidly evolving, and mission-critical capabilities in financial services.
M&T Bank is seeking a Head of Payments Technologyto define and deliver the next generation of the Bank's payments ecosystem. Reporting to the Divisional Chief Information Officer for Wealth, Institutional Services, Core Banking, Operations Technology, and Payments, this executive will lead the strategy, architecture, engineering, modernization, and operation of the technology that enables money to move quickly, securely and reliably.
This is a rare opportunity to lead a portfolio at the center of M&T's transformation. You will modernize critical payment platforms, advance real-time and emerging payment capabilities, build an AI-enabled engineering organization, and help shape how M&T serves clients, businesses, and communities for years to come.
The successful candidate will combine deep payments expertise with strategic vision, engineering credibility, operational discipline, and an ability to inspire large, diverse teams.
Primary Responsibilities
Define the Future of M&T's Payments Ecosystem
  • Develop and execute an enterprise payments technology strategy aligned with client needs, business priorities, risk expectations, and long-term growth.
  • Connect technology investments to measurable improvements in client experience, business growth, operating efficiency, and risk reduction.
  • Serve as a trusted advisor to senior business and technology leaders on payments strategy, technology investments, transformation priorities, risks, and trade-offs.
  • Build strong partnerships across Payments, Product, Operations, Risk, Compliance, Architecture, and Technology.

Modernize Mission-Critical Platforms
  • Lead the transformation of platforms supporting Wire, ACH, SWIFT, RTP, FedNow, Digital Assets, and emerging payment capabilities.
  • Drive major initiatives such as Wire transformation, Payments Hub implementation, cloud adoption, and application portfolio simplification.
  • Advance cloud-enabled, API-driven, event-driven, and platform-based architectures.
  • Balance the speed of transformation with the operational discipline required to protect clients and maintain uninterrupted payment services.

Build an AI-Enabled Engineering Organization
  • Create a culture of engineering excellence grounded in ownership, innovation, craftsmanship, and continuous improvement.
  • Advance AI-enabled software engineering, DevSecOps, automation, observability, modern testing, and continuous delivery.
  • Establish modern engineering practices that increase delivery speed without compromising quality or control.
  • Create an environment where teams can experiment responsibly, learn rapidly, and scale proven ideas.

Deliver Resilience, Security, and Trust
  • Ensure payment platforms meet demanding expectations for availability, resiliency, scalability, cybersecurity, recovery, and regulatory compliance.
  • Embed risk and control requirements into architecture, engineering, delivery, and production operations.
  • Strengthen operational resilience and production readiness.
  • Make reliability and operational excellence defining characteristics of the payments technology organization.

Inspire and Develop Exceptional Teams
  • Lead a large, multidisciplinary technology organization
  • Attract, develop, and retain outstanding engineers, managers, and transformation leaders.
  • Foster a culture where colleagues feel a strong sense of belonging, purpose, accountability, and opportunity.
  • Model collaborative leadership and create an organization capable of sustaining long-term transformation.

Build Strategic Partnerships
  • Develop relationships with technology providers, payment networks, fintech firms, industry organizations, and professional services partners.
  • Monitor industry developments, evolving standards, regulatory expectations, and emerging technologies.
  • Position M&T to respond thoughtfully and competitively to changes across the Payments ecosystem.
  • Represent the Bank as a credible and forward-looking payments technology leader.

Supervisory/Managerial Responsibilities
50 to 100+
Education and Experience Required
  • A combined minimum of 15 years' higher education and/or work experience, including a minimum of 4 years' engineering and architecture experience and 11 years' large technology management / program leadership experience including people management
  • Significant experience leading enterprise technology strategy, engineering organizations, and major transformation programs.
  • Demonstrated ability to lead large organizations across multiple teams, locations, and time zones.
  • Deep understanding of the payments ecosystem, including Wire, ACH, SWIFT, ISO 20022, RTP, FedNow, and emerging capabilities.
  • Proven success modernizing mission-critical technology platforms in complex, highly regulated environments.
  • Experience with cloud transformation, APIs, distributed systems, platform engineering, and event-driven architecture.
  • Strong understanding of cybersecurity, operational resilience, recovery planning, technology risk, internal controls, and regulatory requirements.
  • Experience leading significant system enhancements, conversions, modernization programs, and complex production environments.
  • Strong knowledge of Gen AI, AI-enabled technologies, and emerging technology trends, with demonstrated experience applying these capabilities to enterprise business challenges.
  • Demonstrated ability to manage multiple complex programs, financial commitments, delivery streams, and organizational priorities.
  • Exceptional analytical, problem-solving, decision-making, and communication skills.
  • Experience presenting to executive leadership, management committees, business partners, and senior stakeholders.
  • A record of building collaborative, accountable, and high-performing teams.

Education and Experience Preferred
  • Master's degree
  • Minimum of 14 years' technology management or large program leadership experience
  • Experience with Azure cloud technologies
  • Strong vendor, payment network, fintech, and strategic technology partnership experience.

Why Join M&T
At M&T, technology leadership is about more than implementing systems. It is about earning trust, strengthening communities, enabling clients, and building capabilities that stand the test of time.
In this role, you will lead a portfolio that is fundamental to client confidence, economic activity, operational resilience, and the Bank's future growth. You will have the opportunity to modernize foundational platforms, introduce new payment capabilities, advance responsible AI adoption, and develop leaders.
You will work at the intersection of technology, product, operations, risk, and business strategy. You will influence decisions at the highest levels of the organization while remaining closely connected to the teams turning strategy into dependable outcomes.
If you are inspired by the opportunity to transform complex systems, build exceptional teams, and shape the future of how money moves, we invite you to bring your vision and leadership to M&T Bank.
#LI-JB3
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $201,200.00 - $335,300.00 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.
Location
Buffalo, New York, United States of America

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