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Payments Processing Jobs in Virginia (NOW HIRING)

Payments Specialist

Suffolk, VA · On-site

$39K - $47K/yr

We are seeking a Payments Specialist who will work at the TowneBank Member Service Center in ... Process incoming and outgoing domestic and international wires promptly, accurately, and according ...

Payments Specialist

Suffolk, VA · On-site

$39K - $47K/yr

We are seeking a Payments Specialist who will work at the TowneBank Member Service Center in ... Process incoming and outgoing domestic and international wires promptly, accurately, and according ...

We are seeking a Payments Specialist who will work at the TowneBank Member Service Center in ... Process incoming and outgoing domestic and international wires promptly, accurately, and according ...

Payment Processor

Richmond, VA · On-site +1

$16.25 - $17/hr

This position falls under our Corporate Payments line of business and is located in Richmond, VA. In this role, you will handle payment processing tasks, including outbound and inbound calls, and ...

Payment Processor

Richmond, VA · On-site +1

$16.25 - $17/hr

This position falls under our Corporate Payments line of business and is located in Richmond, VA. In this role, you will handle payment processing tasks, including outbound and inbound calls, and ...

Payment Processor

Richmond, VA · On-site

$16.25 - $17/hr

This position falls under our Corporate Payments line of business and is located in Richmond, VA. In this role, you will handle payment processing tasks, including outbound and inbound calls, and ...

Payment Processor II

Richmond, VA · Hybrid

$18 - $18.50/hr

Verifying contact information and remit-to information for processing of electronic payments. Accurately enter information into the database. * Maintaining accurate notes of supplier contact and ...

Payment Processor II

Richmond, VA · Hybrid

$18 - $18.50/hr

Verifying contact information and remit-to information for processing of electronic payments. Accurately enter information into the database. * Maintaining accurate notes of supplier contact and ...

Payment Processor II

Richmond, VA · On-site

$18 - $18.50/hr

Verifying contact information and remit-to information for processing of electronic payments. Accurately enter information into the database. * Maintaining accurate notes of supplier contact and ...

You'll test APIs, payment processing flows, and integrated hardware like EMV terminals, ensuring our payment experience is fast, secure, and reliable. The ideal candidate is detail-oriented ...

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Showing results 1-20

Payments Processing information

See Virginia salary details

$10

$17

$25

How much do payments processing jobs pay per hour?

As of Jul 28, 2026, the average hourly pay for payments processing in Virginia is $17.84, according to ZipRecruiter salary data. Most workers in this role earn between $15.24 and $19.52 per hour, depending on experience, location, and employer.

What are some common challenges faced in a Payments Processing role and how can they be managed effectively?

Professionals in Payments Processing often encounter challenges such as handling high transaction volumes, ensuring compliance with financial regulations, and resolving discrepancies or payment errors efficiently. Staying organized and detail-oriented is crucial, as is maintaining up-to-date knowledge of relevant regulatory requirements. Effective communication and collaboration with other departments, such as customer service and IT, help address issues quickly and maintain smooth operations. Utilizing automation tools and regularly reviewing procedures can also help minimize errors and improve workflow efficiency.

What are the key skills and qualifications needed to thrive in Payments Processing, and why are they important?

To thrive in Payments Processing, you need strong attention to detail, analytical skills, and a solid understanding of financial transactions, often backed by a degree in finance or accounting. Familiarity with payment platforms, transaction processing systems, and regulatory compliance tools like AML software is typically required. Excellent organizational skills, integrity, and effective communication are essential soft skills for addressing discrepancies and collaborating with various teams. These skills ensure accurate, secure, and efficient handling of payment transactions, which is critical for minimizing risk and maintaining customer trust.

What is payments processing?

Payments processing refers to the series of actions that occur when a customer makes a payment for goods or services, typically using credit cards, debit cards, or digital wallets. This process involves securely transmitting payment information, authorizing the transaction with the financial institution, and transferring funds from the buyer’s account to the seller’s account. Payments processing ensures transactions are completed quickly, accurately, and safely, and is a critical part of ecommerce and point-of-sale systems. Companies often use payment processors or gateways to handle these transactions efficiently and comply with security standards.
What are popular job titles related to Payments Processing jobs in Virginia? For Payments Processing jobs in Virginia, the most frequently searched job titles are:
What job categories do people searching Payments Processing jobs in Virginia look for? The top searched job categories for Payments Processing jobs in Virginia are:
Infographic showing various Payments Processing job openings in Virginia as of July 2026, with employment types broken down into 85% Full Time, and 15% Part Time. Highlights an 100% In-person job distribution, with an average salary of $37,101 per year, or $17.8 per hour.

$39K - $47K/yr

Full-time

Posted 27 days ago


Job description

We are seeking a Payments Specialist who will work at the TowneBank Member Service Center in Suffolk Virginia. You will partner closely with branch and department staff to offer exquisite service with the swift handling of one or more of the department payments processing functions, delivered with only the highest ethical standards.
The good-faith compensation range for this role is expected to be $39,000 to $47,000, based on the role, market, internal equity, and candidate qualifications.
Essential Responsibilities:
  • Process incoming and outgoing domestic and international wires promptly, accurately, and according to guidelines maintained in the bank's Wire Transfer Policy and related procedures.
  • Process online wires including extensive review of wires for fraud and authenticity.
  • Handle wire returns, investigations, and research
  • Will clear false positive OFAC suspect wire transactions and work with branches and members to obtain supporting information when required.
  • Will review ACH origination files received through TowneBank's various systems, performing extensive reviews for high-risk files using multiple systems to gather pertinent information to determine authenticity, fraud detection and limit control.
  • Will work with management for escalations and approvals along with detailed reporting for ACH Origination anomalies.
  • Perform research and process all ACH Origination file and item deletions/reversals to ensure NACHA guidelines are followed.
  • Handle ACH Proof of Authorizations with logging, tracking, and providing by timeframes documented in NACHA rulebook.
  • Process ACH Automated Returns and Exceptions for chargeback processing, department notification, batch completion and balancing.
  • Research and process incoming ACH exception items and generation of notification of change entries as required.
  • Will research and return appropriate government ACH deposits for ACH Reclamations and Death Alert notifications according to the ACH rules and US Treasury Green Book
  • Understanding of ACH processing rules for ODFI's and RDFI's including return timeframes, notification of change, error resolution and reclamations.
  • Handle time sensitive payment fraud cases including investigation, notification internally and with other financial institutions, tracking and completion of affidavits.
  • Provide feedback to management team on ways to improve back-office processes/procedures related to Payment Processing
  • Understanding of Regulatory requirements related to ACH and Wire Transfers (including OFAC)
  • Provide exquisite member and branch support related to wire transfer and ACH processing by phone and email.
  • Gather & combine all daily files for long term storage retention
  • Varying work schedules to cover payments processing deadlines.
  • Providing exquisite member service to members and family members by phone and email.
  • Following the bank's security guidelines daily.
  • Adheres to applicable federal laws, rules, and regulations including those related to Anti-Money Laundering (AML) and the Bank Secrecy Act (BSA).
  • Other duties as assigned.

Minimum Required Skills & Competencies:
  • Excels in time management, prioritizing a diverse range of daily tasks with efficiency to meet tight deadlines while maintaining composure, attention to detail, and accuracy under pressure.
  • Is consistently reliable and punctual, demonstrating a strong commitment to meeting deadlines and maintaining a dependable presence.
  • Is adaptable to dynamic environments, handling workflow changes and unexpected challenges with ease.
  • Thrives in member and peer interactions, showcasing strong communication skills and professionalism over the phone, in person and via email/chats.
  • Demonstrates the ability to quickly grasp and adapt to new processes and systems.
  • Is proficient in relevant software and tools, such as Excel, Word, Adobe PDF, Microsoft Teams, shared files, group calendars.
  • Demonstrates exceptional typing efficiency, combining speed and accuracy to deliver high-quality data input/output and communications in a fast-paced environment.
  • Leverages teamwork and collaboration skills to work efficiently with others in achieving shared goals in a tactful and professional manner.

Desired Skills & Competencies:
  • 1+ years of previous banking industry experience
  • Knowledge and understanding of wire transfers and/or ACH (Origination & Receiving) processing
  • Understanding of the ACH Rules and Regulations
  • Previous experience with EFT payments

Physical Requirements:
  • Express or exchange ideas by means of the spoken word via email and verbally.
  • Exert up to 10 pounds of force occasionally, use your arms and legs, and sit most of the time.
  • Have close visual acuity to perform activities such as analyzing data, viewing a computer terminal, reading, and preparing documentation.
  • Not substantially exposed to adverse environmental conditions.
  • The physical demands described here are representative of those that must be met by an employee to successfully perform the essential responsibilities of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform essential responsibilities

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws.
For further information, please review the Know Your Rights notice from the Department of Labor.