Define and oversee specialized risk management frameworks for cutting-edge payment rails, including Real-Time Payments (RTP), ACH, and wire. * Lead Integration: Partner with 2nd Line of Defense teams ...
Define and oversee specialized risk management frameworks for cutting-edge payment rails, including Real-Time Payments (RTP), ACH, and wire. * Lead Integration: Partner with 2nd Line of Defense teams ...
Work across the Enterprise to ensure consistent risk management across payment types, maintain or improve on policies and procedures to ensure corporate, regulatory and industry standards
Work across the Enterprise to ensure consistent risk management across payment types, maintain or improve on policies and procedures to ensure corporate, regulatory and industry standards
Work across the Enterprise to ensure consistent risk management across payment types, maintain or improve on policies and procedures to ensure corporate, regulatory and industry standards
Work across the Enterprise to ensure consistent risk management across payment types, maintain or improve on policies and procedures to ensure corporate, regulatory and industry standards
Work across the Enterprise to ensure consistent risk management across payment types, maintain or improve on policies and procedures to ensure corporate, regulatory and industry standards
Work across the Enterprise to ensure consistent risk management across payment types, maintain or improve on policies and procedures to ensure corporate, regulatory and industry standards
Sr Manager, Anti-Money Laundering (AML) Global Payment Network (GPN) Advisory As a Senior Risk ... Senior Risk Managers at Capital One are highly motivated Risk Management professionals with ...
Sr Manager, Anti-Money Laundering (AML) Global Payment Network (GPN) Advisory As a Senior Risk ... Senior Risk Managers at Capital One are highly motivated Risk Management professionals with ...
Sr Manager, Anti-Money Laundering (AML) Global Payment Network (GPN) Advisory As a Senior Risk ... Senior Risk Managers at Capital One are highly motivated Risk Management professionals with ...
Sr Manager, Anti-Money Laundering (AML) Global Payment Network (GPN) Advisory As a Senior Risk ... Senior Risk Managers at Capital One are highly motivated Risk Management professionals with ...
... payment functions. In this Fraud Risk Manager role, you will be responsible for leading a team of two associates who oversee Quality Assurance (QA), Complaints, Internal Fraud, and other related ...
... payment functions. In this Fraud Risk Manager role, you will be responsible for leading a team of two associates who oversee Quality Assurance (QA), Complaints, Internal Fraud, and other related ...
... payment functions. In this Fraud Risk Manager role, you will be responsible for leading a team of two associates who oversee Quality Assurance (QA), Complaints, Internal Fraud, and other related ...
... payment functions. In this Fraud Risk Manager role, you will be responsible for leading a team of two associates who oversee Quality Assurance (QA), Complaints, Internal Fraud, and other related ...
Risk Manager II - AMZ9442240
Arlington, VA · On-site
$82.18K - $129.80K/yr
Risk Manager II Job Location: Arlington, Virginia Job Number: AMZ9442240 Position Responsibilities ... Dependent on the position offered, equity, sign-on payments, and other forms of compensation may be ...
Risk Manager II - AMZ9442240
Arlington, VA · On-site
$82.18K - $129.80K/yr
Risk Manager II Job Location: Arlington, Virginia Job Number: AMZ9442240 Position Responsibilities ... Dependent on the position offered, equity, sign-on payments, and other forms of compensation may be ...
... payment functions. In this Fraud Risk Manager role, you will be responsible for leading a team of two associates who oversee Quality Assurance (QA), Complaints, Internal Fraud, and other related ...
... payment functions. In this Fraud Risk Manager role, you will be responsible for leading a team of two associates who oversee Quality Assurance (QA), Complaints, Internal Fraud, and other related ...
... Risk Management will join the Data Governance and Pricing (DGAP) team within the Global Payment Networks (GPN) to manage numerous data adjacent risks. The risks include, for example, the data aspects ...
... Risk Management will join the Data Governance and Pricing (DGAP) team within the Global Payment Networks (GPN) to manage numerous data adjacent risks. The risks include, for example, the data aspects ...
... Risk Management will join the Data Governance and Pricing (DGAP) team within the Global Payment Networks (GPN) to manage numerous data adjacent risks. The risks include, for example, the data aspects ...
... Risk Management will join the Data Governance and Pricing (DGAP) team within the Global Payment Networks (GPN) to manage numerous data adjacent risks. The risks include, for example, the data aspects ...
... Risk Management will join the Data Governance and Pricing (DGAP) team within the Global Payment Networks (GPN) to manage numerous data adjacent risks. The risks include, for example, the data aspects ...
... Risk Management will join the Data Governance and Pricing (DGAP) team within the Global Payment Networks (GPN) to manage numerous data adjacent risks. The risks include, for example, the data aspects ...
The Global Payment Network Complaint BRIC team provides oversight and support for the Network ... Manage tasks and activities related to risk management initiatives * Support risk teams with ad-hoc ...
The Global Payment Network Complaint BRIC team provides oversight and support for the Network ... Manage tasks and activities related to risk management initiatives * Support risk teams with ad-hoc ...
The Global Payment Network Complaint BRIC team provides oversight and support for the Network ... Manage tasks and activities related to risk management initiatives * Support risk teams with ad-hoc ...
The Global Payment Network Complaint BRIC team provides oversight and support for the Network ... Manage tasks and activities related to risk management initiatives * Support risk teams with ad-hoc ...
The Global Payment Network Complaint BRIC team provides oversight and support for the Network ... Manage tasks and activities related to risk management initiatives * Support risk teams with ad-hoc ...
The Global Payment Network Complaint BRIC team provides oversight and support for the Network ... Manage tasks and activities related to risk management initiatives * Support risk teams with ad-hoc ...
Oversee the risk management and administration for the specific portfolio segment or processes (as ... Finance & Payments, Auto (prime and sub-prime lending) Marine and Recreational Vehicle Lending ...
Oversee the risk management and administration for the specific portfolio segment or processes (as ... Finance & Payments, Auto (prime and sub-prime lending) Marine and Recreational Vehicle Lending ...
As a risk manager, you will be responsible for identifying, analyzing, and mitigating financial ... Your Amazon package will include sign-on payments and restricted stock units (RSUs). Final ...
As a risk manager, you will be responsible for identifying, analyzing, and mitigating financial ... Your Amazon package will include sign-on payments and restricted stock units (RSUs). Final ...
... Risk Manager to develop Amazon's transportation risk management, governance strategy, and policy ... Your Amazon package will include sign-on payments and restricted stock units (RSUs). Final ...
... Risk Manager to develop Amazon's transportation risk management, governance strategy, and policy ... Your Amazon package will include sign-on payments and restricted stock units (RSUs). Final ...
This role will focus on risks and controls impacting one or more of our Payment Governance teams ... Issues Management - Identify and track issues and events to mitigate risk within Enterprise ...
This role will focus on risks and controls impacting one or more of our Payment Governance teams ... Issues Management - Identify and track issues and events to mitigate risk within Enterprise ...
Payment Risk Manager information
What are the key skills and qualifications needed to thrive as a Payment Risk Manager, and why are they important?
To thrive as a Payment Risk Manager, you need a strong background in finance, risk assessment, data analysis, and a relevant degree in business, finance, or a related field. Familiarity with payment processing systems, fraud detection tools, and risk management software, as well as certifications like Certified Fraud Examiner (CFE), are typically required. Excellent problem-solving, critical thinking, and communication skills help professionals stand out in this role. These skills and qualifications are crucial for effectively identifying, mitigating, and preventing payment risks, ensuring financial security and compliance within organizations.
What are some common challenges a Payment Risk Manager faces when implementing fraud prevention strategies?
Payment Risk Managers often encounter challenges balancing effective fraud prevention with a smooth customer experience. Implementing robust controls can sometimes result in false positives, inadvertently blocking legitimate transactions and frustrating customers. Additionally, staying ahead of constantly evolving fraud tactics requires continuous learning and adaptation, as well as close collaboration with IT, compliance, and customer support teams. Regularly updating risk models and fostering communication across departments are key to addressing these challenges effectively.
What does a Payment Risk Manager do?
A Payment Risk Manager is responsible for identifying, assessing, and mitigating risks related to payment transactions within a company. They develop strategies to detect and prevent fraud, monitor payment activities, ensure compliance with relevant regulations, and analyze transaction data to identify suspicious patterns. Their work helps protect both the organization and its customers from financial losses and ensures secure and efficient payment processes.
What is the difference between Payment Risk Manager vs Credit Analyst?
| Aspect | Payment Risk Manager | Credit Analyst |
|---|---|---|
| Required Credentials | Bachelor's degree, certifications like CRCM or RMA often preferred | Bachelor's degree in finance, economics, or related field; certifications like CFA or credit analysis courses |
| Work Environment | Financial institutions, payment processing companies, e-commerce firms | Banks, lending institutions, credit bureaus |
| Employer & Industry Usage | Focuses on managing payment fraud and risk in transaction environments | Evaluates creditworthiness of individuals or businesses for lending decisions |
The Payment Risk Manager primarily focuses on mitigating risks associated with payment transactions, while the Credit Analyst assesses creditworthiness for lending. Both roles require financial knowledge and analytical skills but serve different aspects of financial risk management.
What are popular job titles related to Payment Risk Manager jobs in Virginia? For Payment Risk Manager jobs in Virginia, the most frequently searched job titles are:
What job categories do people searching Payment Risk Manager jobs in Virginia look for? The top searched job categories for Payment Risk Manager jobs in Virginia are:
Enterprise Payments Governance & Oversight, Principal Associate - Hybrid
Capital OneRichmond, VA • Hybrid
Full-time
Posted 4 days ago
Capital One rating
7.7
Based on 134 frontline employees who took The Breakroom Quiz
74th of 141 rated banks
Job description
Enterprise Payments Governance & Oversight, Principal Associate - Hybrid
The Enterprise Payments Governance and Oversight team is seeking a dynamic Principal Associate who will play a pivotal role defining and implementing the future of payments governance and oversight for the enterprise. The Enterprise Payments Governance and Oversight team sits within the Enterprise Payments organization in the Retail Bank. The team is responsible for the governance and oversight of end-to-end core payments functions for all payment types across the enterprise, including monitoring. In this role, you will be at the forefront of payments, developing solutions to remediate some of the biggest payments-related challenges while also seeking opportunities to further enhance existing business-as-usual practices.
In this exciting role, you will work closely with key stakeholders across the company to ensure we have a dynamic and well-managed payments ecosystem. This role has a high level of exposure across the lines of business and the opportunity to work with Executives to shape and deliver a payments governance strategy and implement critical initiatives tied to the priorities of the Enterprise Payments organization. You will work with smart, talented people who will challenge you to excel.
The Role
As the Principal Associate of Governance and Oversight (Monitoring & Infrastructure), you will be an expert behind our enterprise-wide payment risk management. You will move beyond maintenance to design, implement, and manage cutting-edge structural frameworks that ensure robust, scalable, and compliant payment risk procedures across the enterprise. You are the essential bridge, translating top-tier enterprise strategies into immediate, high-impact monitoring and reporting capabilities. You will serve as the central liaison with 1st and 2nd Line of Defense teams to ensure our payment ecosystem-covering Real-Time Payments (RTP), ACH, and wire-is well governed for compliance and stability.
What You'll Do & Deliver
You will be instrumental in a transforming payments risk management that blends strategic oversight with hands-on technical execution:
Revolutionize Oversight: Provide thought leadership and own the day-to-day risk procedure oversight to enable the shift from reactive to proactive risk identification and trends in alignment with Enterprise Risk Management (1st and 2nd line) teams.
Drive Digital Transformation: Utilize Gen AI capabilities and automation tools to dramatically improve existing risk monitoring processes and drive operational efficiency.
Be the Payments Expert: Define and oversee specialized risk management frameworks for cutting-edge payment rails, including Real-Time Payments (RTP), ACH, and wire.
Lead Integration: Partner with 2nd Line of Defense teams to seamlessly operationalize high-impact risk mitigation activities within 1st Line workflows.
Strategic Documentation: Establish and maintain the comprehensive inventory of business processes that serve as the foundation for the Enterprise Risk Management (ERM) framework.
Process Uplift: Spearhead ad-hoc projects to enforce compliance and significantly upgrade processes to meet enterprise policy requirements.
We Want You If You Are:
A Risk Visionary: You have a proven operational risk management background in financial services frameworks that include Issues & Event Management, Risk & Controls, and / or Cybersecurity/Technology Data.
An AI Enthusiast and Innovator: You possess a deep analytical mindset and are driven by a passion to utilize Generative AI, agents, and automation to enhance risk monitoring efficiency and enable trend analysis.
A Strategic Influencer: You enjoy navigating complex organizational structures, using exceptional communication and influencing skills to collaborate and drive change across diverse 1st and 2nd Line of Defense partners.
The Payments Authority: You bring a solid understanding of global payment processes, networks, and the complex regulatory environments that govern them.
A Results-Driven Problem Solver: You combine project management skills with a keen eye for detail to proactively deliver against critical goals, identify process gaps, and champion continuous improvements.
Location: West Creek 5 (Richmond, VA) or Center 2 (McLean, VA), this role is Hybrid, where you will be expected spend about half of your working time in office and half working virtually
Basic Qualifications
Associates Degree or Military Experience
At least 3 years of experience in risk management, audit, or governance
At least 2 years of compliance testing or monitoring
At least 5 years of banking or financial services experience
At least 5 years of experience supporting, partnering, and interacting with internal and external stakeholders
Preferred Qualifications
Bachelor's Degree
At least 4 years of experience in risk management, audit, or governance
At least 3 years of project management or process management experience
At least 2 years of experience in data management or data analysis
At least 6 years of experience supporting, partnering and interacting with internal and external stakeholders
At least 3 years of experience working in payments
Accredited ACH Professional (AAP) certification or Accredited Payments Risk Professional (APRP) certification
At this time, Capital One will not sponsor a new applicant for employment authorization for this position.
The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.
McLean, VA: $120,800 - $137,900 for Principal Risk SpecialistCandidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate's offer letter.
This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at theCapital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.
This role is expected to accept applications for a minimum of 5 business days.No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City's Fair Chance Act; Philadelphia's Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com
Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.
Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).
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