Payment Risk Manager Jobs in Utah (NOW HIRING)

Progressive Leasing is a leading provider of in-store and e-commerce lease-to-own solutions. With more than 20 years in FinTech, we've grown from start-up to industry leader by innovating, simplifying, and valuing people. We are a subsidiary of PROG Holdings (NYSE: PRG), a FinTech holding company with three business segments: Progressive Leasing, Purchasing Power (a leading employee purchase program for consumer products and services using payroll deduction), and Four, a Buy Now Pay Later (BNPL) platform.

We are currently hiring a Manager of Treasury to lead treasury operations with a strong focus on payments, systems integration, and process automation. This role owns the execution and optimization of treasury and payment processes across PROG Holdings and serves as a key partner in enterprise initiatives including acquisitions, Workday implementation, and company-wide cash flow forecasting. The Manager of Treasury will operate as both an operational leader and strategic enabler-driving scalable, secure, and automated treasury solutions across the organization.

Employee Value Proposition (EVP) PROG is dedicated to providing people with opportunity-opportunity for inclusive collaboration, opportunity for innovation, and opportunity for development.

WE ARE: A growing, enterprise-focused financial organization supporting complex payment ecosystems and multi-entity operations. We value strong internal controls, operational excellence, and continuous improvement. Our teams partner cross-functionally across Finance, Accounting, FP&A, IT, and external vendors to deliver scalable treasury solutions that support business growth, system modernization, and acquisition integration. We are committed to automation, risk mitigation, and bestinclass treasury operations.

YOU ARE: A hands-on treasury leader who thrives in complex, fast-paced environments and enjoys owning both strategy and execution. You bring deep payments and banking expertise, are highly detail-oriented, and are comfortable leading large-scale system implementations and integrations. You are a problem solver who values automation, strong controls, and cross-functional collaboration, and you operate confidently as a trusted partner to senior stakeholders.

YOUR DAY-TO-DAY:

Treasury Operations & Payments

• Lead daily treasury operations including cash positioning, liquidity management, and bank account administration.

• Oversee payment processing across ACH, wire transfers, lockbox, retail payments, and online bill payment platforms.

• Supervise remittance processing workflows to ensure accuracy, completeness, and strong internal controls.

• Prepare, review, and release ACH batches and wire transfers in accordance with approval matrices.

• Manage positive pay decisioning, exception resolution, and fraud mitigation efforts.

• Promote adoption of electronic payment strategies, including ACH direct deposit.

Workday, Systems & M&A Integration (Primary Focus)

• Serve as the treasury lead for the implementation, configuration, and ongoing optimization of Workday, including treasury workflows, bank connectivity, payment processing, and user access controls.

• Lead treasury integration activities for acquisitions, including onboarding new legal entities, establishing bank accounts, and migrating payment processes.

• Partner with Accounting, Finance Transformation, IT, and external vendors to ensure seamless system transitions and post-close stabilization.

• Support testing, validation, and deployment of treasury and payment functionality during system changes.

Cash Flow Forecasting & Liquidity Management

• Assist in preparing and maintaining shortterm and mediumterm cash flow forecasts across PROG Holdings.

• Partner with FP&A, Accounting, Finance, and business teams to gather inputs, validate assumptions, and improve forecast accuracy.

• Provide visibility into liquidity trends, payment timing, and cash risks to support informed decision-making.

Automation & Process Improvement

• Identify and implement automation opportunities across treasury and finance, including payments, reconciliations, reporting, and bank integrations.

• Drive initiatives to replace manual and spreadsheet-driven processes with scalable, system-based solutions.

• Lead continuous improvement efforts that reduce operational risk and strengthen internal controls.

Bank Relationships & Risk Management

• Manage relationships with large national U.S. banking partners, overseeing account structures, services, and issue resolution.

• Maintain experience with complex account types, including loan-related accounts and lockbox arrangements.

• Ensure compliance with NACHA rules, banking regulations, SOX requirements, and internal treasury policies.

• Support audits and internal control documentation related to treasury activities.

YOU'LL BRING:

• Bachelor's degree in Finance, Accounting, Business, or a related field.

• 10+ years of experience in treasury management, payments, or cash operations.

• Strong hands-on experience with ACH, wire transfers, lockbox, cash positioning, and fraud prevention tools.

• Proven experience leading system implementations, preferably Workday, and supporting acquisition integrations.

• Demonstrated success driving automation and process improvement initiatives.

• Prior bank operations experience strongly preferred.

• AI-enabled tools are already part of how work gets done across our organization, and their use will continue to expand over time. We value people who are curious, adaptable, and open to learning as roles and workflows evolve.

Certifications (Preferred):

• Certified Treasury Professional (CTP)

• Accredited ACH Professional (AAP)

• Accredited Payments Risk Professional (APRP) or equivalent

WE OFFER:

• Competitive Compensation

• Full Health Benefits (Medical, Dental, Vision, Life Insurance)

• Paid Time Off, Paid Holidays, and Paid Volunteer Time

• CompanyMatched 401(k)

• Tuition Reimbursement

• Employee Resource & Diversity Groups

• Charitable Gift Matching

• Jobrequired equipment and services provided

Progressive Leasing welcomes and encourages diversity in the workplace. We do not discriminate in any aspect of employment on the basis of race, color, religion, national origin, ancestry, gender, sexual orientation, gender identity and/or expression, age, veteran status, disability, or any other characteristic protected by federal, state, or local employment discrimination laws where Progressive Leasing does business.