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Payment Processing Jobs in Phoenix, AZ (NOW HIRING)

MUFG

PAYMENT ANALYST

Tempe, AZ · Hybrid

$61K - $77K/yr

RESPONSIBILITIES Execute and support foreign currency wire payment processing activities, including SWIFT-based transactions for global clients Perform Prep, Process, Review, and Verification ...

Verra Mobility

Processing Specialist I

Mesa, AZ · On-site

Manage and process a high volume of email inquiries, including payment processing, liability reassignment, violation research, image requests, paper processing, dispute handling, and system data ...

Solvency Inc

HSM Migration Engineer II

Phoenix, AZ · On-site

You will work within financial services, payment processing, or highly regulated environments to administer HSM platforms and ensure compliance with security standards. This role requires extensive ...

MUFG

Payments Analyst

Tempe, AZ · Hybrid

$61K - $77K/yr

RESPONSIBILITIES Execute and support foreign currency wire payment processing activities, including SWIFT-based transactions for global clients Perform Prep, Process, Review, and Verification ...

LHH US

Payment Poster

Phoenix, AZ

$23 - $26/hr

Process account adjustments, write-offs, credit memos, and refunds as approved. * Collaborate with Accounts Receivable, Collections, Customer Service, and Sales teams to resolve payment-related ...

LHH US

Payment Poster

Phoenix, AZ · On-site

$23 - $26/hr

Process account adjustments, write-offs, credit memos, and refunds as approved. * Collaborate with Accounts Receivable, Collections, Customer Service, and Sales teams to resolve payment-related ...

USAA

Payments Solutions Engineer Lead

Phoenix, AZ · On-site +1

$99K - $131K/yr

Design end-to-end payment processes, including initiation, approval, routing, execution, settlement, reconciliation, and reporting. * Define future-state payment architectures that improve automation ...

USAA

Payments Solutions Engineer Lead

Phoenix, AZ · On-site +1

$101K - $134K/yr

Design end-to-end payment processes, including initiation, approval, routing, execution, settlement, reconciliation, and reporting. * Define future-state payment architectures that improve automation ...

Intraedge

HSM Migration Engineer

Phoenix, AZ · On-site

The ideal candidate will have hands-on experience administering and migrating HSM platforms within highly regulated environments such as financial services, payment processing, or enterprise security ...

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How much do payment processing jobs pay per hour?

As of Aug 25, 2026, the average hourly pay for payment processing in Phoenix, AZ is $16.98, according to ZipRecruiter salary data. Most workers in this role earn between $14.52 and $18.61 per hour, depending on experience, location, and employer.

What is payment processing?

Payment processing refers to the handling of financial transactions between a customer and a business, typically involving credit cards, debit cards, or digital payments. It includes the authorization, verification, and transfer of funds from the customer's account to the merchant's account. Payment processors act as intermediaries to ensure transactions are secure, efficient, and compliant with industry standards. This process is essential for businesses to accept electronic payments and provide a smooth checkout experience for customers.

What are the key skills and qualifications needed to thrive as a payment processing specialist?

To thrive as a Payment Processing Specialist, you need keen attention to detail, strong numerical and analytical abilities, and typically a background in finance or accounting. Familiarity with payment gateways, accounting software (like QuickBooks or SAP), and PCI compliance standards is commonly required. Excellent organizational skills, problem-solving ability, and effective communication help you manage high transaction volumes and resolve discrepancies efficiently. These skills ensure accurate, timely processing of payments, minimize errors, and support secure, trustworthy financial operations.

What are some common challenges faced by payment processing specialists, and how can they be addressed?

Payment processing specialists often encounter challenges such as handling transaction discrepancies, ensuring compliance with industry regulations, and managing high transaction volumes efficiently. These challenges can be addressed by staying up to date with the latest payment technologies, consistently following security protocols, and collaborating closely with finance and IT teams to resolve issues quickly. Regular training and clear communication with other departments also help specialists maintain accuracy and minimize errors in daily operations.

What is the difference between Payment Processing vs Payment Analyst?

AspectPayment ProcessingPayment Analyst
Primary RoleFacilitates the transfer of payment transactions between customers, merchants, and financial institutions.Analyzes payment data, identifies trends, and resolves issues related to payment systems.
Required SkillsKnowledge of payment systems, transaction security, and basic financial procedures.Data analysis, problem-solving, and understanding of payment industry regulations.
Work EnvironmentCustomer service centers, financial institutions, or e-commerce companies.Financial analysis departments, payment processing firms, or corporate finance teams.

Payment Processing focuses on executing and managing payment transactions, ensuring smooth transfer of funds. Payment Analysts interpret payment data, troubleshoot issues, and optimize payment systems. While Payment Processing handles the operational side, Payment Analysts provide insights and improvements based on data analysis.

What does a payment processing do?

A payment processing professional manages the electronic transfer of funds between customers and businesses, ensuring transactions are secure and accurate. They often work with payment gateways, fraud prevention tools, and financial regulations to facilitate smooth payment operations.

What is needed to become a payment processing?

To work in payment processing, individuals typically need a high school diploma or equivalent, strong attention to detail, and knowledge of financial systems and security protocols. Relevant skills include familiarity with payment platforms, data analysis, and customer service. Certifications such as PCI DSS compliance or related financial certifications can enhance job prospects.

What are the most commonly searched types of Payment Processing jobs in Phoenix, AZ?

The most popular types of Payment Processing jobs in Phoenix, AZ are:

What are popular job titles related to Payment Processing jobs in Phoenix, AZ?

For Payment Processing jobs in Phoenix, AZ, the most frequently searched job titles are:

What job categories do people searching Payment Processing jobs in Phoenix, AZ look for?

The top searched job categories for Payment Processing jobs in Phoenix, AZ are:

What cities near Phoenix, AZ are hiring for Payment Processing jobs?

Cities near Phoenix, AZ with the most Payment Processing job openings:

Payment Processing jobs near you
Infographic showing various Payment Processing job openings in Phoenix, AZ as of August 2026, with employment types broken down into 1% As Needed, 84% Full Time, 11% Part Time, 1% Temporary, 2% Contract, and 1% Nights. Highlights an 91% Physical, 3% Hybrid, and 6% Remote job distribution, with an average salary of $35,314 per year, or $17 per hour.

Payment Processing Specialist

Falck Patient Financial Services

Mesa, AZ • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 11 days ago

Job description

At Falck US, Revenue Cycle Management isn't just numbers - it's how we help people after some of the most stressful moments in their lives. When we post payments accurately and reconcile cash correctly, we make it easier for patients, payors, and our colleagues in Operations, Insurance Relations, and Patient Experience to do the right thing.
We are looking for someone who is detail-oriented, dependable, and ready to take ownership of daily cash posting and bank reconciliation activities using cash spreadsheets and internal systems.
"Bring Care into your Career"
Company Video: https://humind.wetransfer.com/previews/b4d5d9d607878beb42c96fae9776a00b20260717220619/2e9c0b?itemId=a6e1b096753c9c38e5bb681136170a5f20260717220646
Position Summary:
The Payment Processing Specialist (Cash Application Specialist) is responsible for the accurate and timely posting of payments, adjustments, and other cash transactions across assigned accounts. This role also supports daily bank reconciliation, cash balancing, and review of cash spreadsheets to ensure all receipts are properly accounted for and applied.
This position plays a key role in maintaining the integrity of the revenue cycle by ensuring cash is posted accurately, unapplied cash is minimized, and reconciliation issues are identified and resolved quickly. The ideal candidate is organized, highly accurate, and comfortable working with daily financial data in a fast-paced healthcare environment.
What We Offer:
• Full-Time Benefits (Medical, Dental, Vision, Life)
• 401(k) with company match
• Training and Career Development
• Generous Paid Time-Off
Essential Functions:
In this role you will:
  • Post daily cash, including checks, ACH, EFT, credit card payments, and other remittances as applicable.
  • Use daily cash spreadsheets to track incoming deposits, posting status, unapplied cash, and reconciliation items.
  • Perform bank reconciliation activities to ensure deposits and receipts match bank activity and internal records.
  • Research and resolve payment discrepancies, short pays, overpays, duplicate payments, and unidentified cash.
  • Apply payments, contractual adjustments, write-offs, and other account-level activity accurately in the billing system.
  • Review remittance advice and supporting documentation to ensure payments are posted according to payer instructions and internal guidelines.
  • Monitor and resolve unapplied and misapplied cash in a timely manner.
  • Communicate with payors, internal teams, and leadership as needed to resolve payment or reconciliation issues.
  • Maintain accurate records and supporting documentation for all cash posting and reconciliation activity.
  • Assist with month-end closing support, reporting, and cash balancing activities.
  • Identify trends or recurring issues in cash posting and reconciliation and escalate concerns to leadership.
  • Follow established SOPs and internal controls to maintain accuracy and compliance.
  • Support process improvement efforts to strengthen cash posting efficiency and reconciliation accuracy.

Qualifications:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skills, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
The individual in this position must possess the following qualifications:
  • Strong attention to detail and accuracy.

2+ years of experience in a Revenue Cycle environment, with a focus on cash posting, payment application, and reconciliation.
  • Ability to work independently, manage daily deadlines, and prioritize multiple tasks.
  • Strong problem-solving and analytical skills.
  • Comfortable working with spreadsheets, financial data, and internal billing systems.
  • Clear written and verbal communication skills.
  • Ability to work collaboratively with internal departments and external payors.
  • Dependable, organized, and able to follow structured processes consistently.

Working Conditions:
The working conditions described below are representative of those a team member encounters while performing the essential duties and responsibilities of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential duties and responsibilities of this job.
• Small to medium office or shared work space
• Work varied shifts to include days, nights, weekends and holidays
Physical Requirements:
The physical demands described below are representative of those that must be met by a team member to successfully perform the essential duties and responsibilities of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential job functions.
• Ability to sit for long periods of time
• Ability to use a computer for long periods of time
• Ability to use hands to handle, control, or feel objects, tools, or controls.
• Ability to repeat the same movements for long periods of time
• Ability to push and lift to 25 lbs.
This job description is a summary of duties, it is by no means an all-inclusive list but is merely a broad guide of expected duties.
Falck is an Equal Opportunity Employer (EOE). Qualified applicants are considered for employment without regard to race, color, religion, sex, gender identity, pregnancy, national origin, ancestry, citizenship, age, marital status, disability, sexual orientation, genetic information, veteran status or any other characteristic protected by state or federal law.

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