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Part Time 1099 Insurance Agent Jobs in Michigan (NOW HIRING)

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Part Time 1099 Insurance Agent information

What are some common challenges faced by part time 1099 insurance agents and how can they be managed?

Part-time 1099 insurance agents often face challenges such as building a steady client base, managing fluctuating income, and staying updated on industry regulations while balancing other commitments. Since they're independent contractors, they must also handle their own marketing and administrative tasks. Successful agents typically overcome these challenges by leveraging strong networking skills, investing in ongoing education, and utilizing digital tools for client management. Connecting with experienced mentors and joining professional associations can also provide valuable support and resources.

What is the difference between Part Time 1099 Insurance Agent vs Part Time 1099 Mortgage Loan Officer?

AspectPart Time 1099 Insurance AgentPart Time 1099 Mortgage Loan Officer
CredentialsInsurance licenses, certificationsLoan originator license, certifications
Work EnvironmentIndependent, client meetings, insurance salesOffice, client consultations, loan processing
Employer & IndustryInsurance companies, brokeragesMortgage lenders, banks

Both roles are independent contractor positions requiring industry-specific licenses and certifications. Insurance agents focus on selling insurance policies, while mortgage loan officers assist clients in securing home loans. The work environments differ slightly, with insurance agents often working independently and mortgage officers more often in office settings. Both are common part-time roles in their respective industries, serving as flexible income sources for professionals with relevant licenses.

What is a part time 1099 insurance agent?

A Part Time 1099 Insurance Agent is an independent contractor who sells insurance policies, such as life, health, or property insurance, on a part-time basis. Unlike traditional employees, 1099 agents are not on payroll and instead receive compensation through commissions. They have the flexibility to set their own schedules and typically handle their own taxes and business expenses. This role is ideal for individuals seeking supplemental income or flexible work hours. Because they are independent, 1099 agents are responsible for maintaining compliance with licensing and regulatory requirements.

What key skills and qualifications are essential to succeed as a part time 1099 insurance agent?

To thrive as a Part Time 1099 Insurance Agent, you need a solid understanding of insurance products, state licensing, and sales principles. Familiarity with customer relationship management (CRM) software, quoting tools, and often certification in specific insurance lines (such as life, health, or property and casualty) are typically required. Strong self-motivation, communication, and relationship-building skills help agents effectively connect with clients and manage their own schedules. These competencies are crucial for generating leads, closing sales, and maintaining compliance while working independently.
What are the most commonly searched types of 1099 Insurance Agent jobs in Michigan? The most popular types of 1099 Insurance Agent jobs in Michigan are:
What are popular job titles related to Part Time 1099 Insurance Agent jobs in Michigan? For Part Time 1099 Insurance Agent jobs in Michigan, the most frequently searched job titles are:
What job categories do people searching Part Time 1099 Insurance Agent jobs in Michigan look for? The top searched job categories for Part Time 1099 Insurance Agent jobs in Michigan are:
What cities in Michigan are hiring for Part Time 1099 Insurance Agent jobs? Cities in Michigan with the most Part Time 1099 Insurance Agent job openings:
Part Time 1099 Insurance Agent jobs near you
Infographic showing various Part Time 1099 Insurance Agent job openings in Michigan as of July 2026, with employment types broken down into 1% As Needed, 69% Full Time, 24% Part Time, 1% Temporary, 4% Contract, and 1% Nights. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution.

Insurance Agent - Full Training Provided!

Aflac

Saginaw, MI

Full-time, Part-time

Medical, Life

Re-posted 7 days ago

Aflac rating

6.8

Company rating: 6.8 out of 10

Based on 36 frontline employees who took The Breakroom Quiz

259th of 303 rated insurance

Job description

Your ideal sales career is waiting. If you are outgoing, entrepreneurial, and motivated, it’s time to find your calling with Aflac. Enjoy unlimited control, flexibility, and earning potential while representing one of the world’s most ethical companies and a leader in helping people with expenses health insurance doesn’t cover. We’re an unconventional company looking for unconventional people. Are you one of them?

Be an advisor to business owners. Aflac benefits advisors work directly with business owners and HR representatives to plan supplemental insurance coverage and other value-added services for employees. It’s a key role with growth potential for you, backed by the power, resources, and trust of a well-known and reputable brand. And you’ll have the personal reward of helping to provide financial security and added peace of mind to clients when they experience a covered health event. Prior sales experience is welcome, but not necessary.

Principal Duties & Responsibilities

Responsibilities include:

  • Sales - including presentations, B2B management, enrollment, guidance, and education on insurance products
  • Entrepreneurial ambitions – including providing strategic and executable solutions to clients
  • Marketing strategy and lead generation
  • Customer/client/business owner (relationship, service, management)
  • Leadership and management of customer relationships
  • Benefits expertise (as an enroller, counselor, worksite liaison, communication preferences)
  • Maintaining state licensing (may include Life and/or Health, other)
Preferred Skills
  • Entrepreneurial ambitions
  • Ability to work well on teams
  • Skilled at time management
  • Interest in helping others
  • Positive attitude
  • Great work ethic
  • High level of integrity

Be your own boss and reap the benefits of your hard work. As a benefits advisor, you determine how much you want to make and go for it: With Aflac, you’re in charge. There are no ceilings to break through and no set hours. You decide how, when, and where you work – whether from the local coffee shop, an outdoor café, or the comfort of your home. It’s your trajectory on your terms.

Top-Notch Benefits

Benefits include stock bonus program, bonus rewards, and exotic trips. Compensation is discussed in detail with the hiring manager during the interview process. However, it is a combination structure that includes Commission, Residuals, Bonuses, and Stocks.

We will provide you with the resources to become a licensed agent. On-the-job training is built into our onboarding process.

Give us a look – or a second one – to create your future, your way.

Ratings refer only to the overall financial status of Aflac and are not recommendations of specific policy provisions, rates, or practices. Benefits advisors are independent agents and are not Aflac employees. Aflac's family of insurers includes Aflac and/or Aflac New York, and/or Continental American Insurance Company, and/or Continental American Life Insurance Company.

Job Types
  • Full-time
  • Part-time
  • Internship
Schedule
  • Monday to Friday
Work Location

Multiple Locations

This is not a salaried position. Aflac sales agents earn commissions, bonuses, residual income, and stock. Aflac’s affiliation with the Value-Added Service providers is limited only to a marketing alliance, and Aflac and the Value-Added Service providers are not under any sort of mutual ownership, joint venture, or are otherwise related. Aflac makes no representations or warranties regarding the Value-Added Service providers and does not own or administer any of the products or services provided by the Value-Added Service providers. Each Value-Added Service provider offers its products and services subject to its own terms, limitations and exclusions. Services, Terms and conditions are subject to change and may be withdrawn at any time. The value-added services may not be available in all states, and benefits/services may vary by state. The content within is for recruiting purposes only. This information is not approved to distribute to prospective insureds, to prospective accounts, or to use as a solicitation. Aflac sales agents are independent agents and are not Aflac employees. Aflac’s family of insurers includes Aflac and/or Aflac New York, and/or Continental American Insurance Company and/or Continental American Life Insurance Company. Aflac WWHQ | 1932 Wynnton Road | Columbus, GA 31999. Continental American Insurance Company | Columbia, SC.

What Aflac employees say

Pay

Benefits

Hours and flexibility

Workplace

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