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Outside Insurance Adjuster Jobs (NOW HIRING)

... TPAs, insurance technology providers, and adjusters alike. We have ambitious (but attainable ... S. territories, or outside the United States. About the role We are seeking a highly organized and ...

S. territories, or outside the United States. About the role As an Inland Marine Adjuster, you will play a critical role in investigating, evaluating, and resolving complex inland marine insurance ...

... insurance claims. You will confirm/analyze coverage, recognize liability exposure and negotiate ... Field Adjusters may travel outside of their local territory to respond to claims in other regions ...

... insurance claims. You will confirm/analyze coverage, recognize liability exposure and negotiate ... Field Adjusters may travel outside of their local territory to respond to claims in other regions ...

Senior Injury Adjuster

Phoenix, AZ ยท Hybrid

$63K - $90K/yr

This insurance client empowers customers to achieve financial security through highly competitive ... outside normal work hours. * May be assigned CAT deployment travel with minimal notice during ...

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Outside Insurance Adjuster information

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$19.5K

$74.7K

$110.5K

How much do outside insurance adjuster jobs pay per year?

As of Sep 13, 2026, the average yearly pay for outside insurance adjuster in the United States is $74,680.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,000.00 and $100,000.00 per year, depending on experience, location, and employer.

What is an outside insurance adjuster?

Outside Insurance Adjusters are professionals who investigate insurance claims by conducting field visits to assess property damage, interview witnesses, and gather evidence. They work primarily outside the office, traveling to accident sites, homes, or businesses to evaluate the validity and extent of claims. Their responsibilities include estimating repair costs, determining liability, and preparing detailed reports to help insurance companies make informed decisions about claim settlements. Outside adjusters often specialize in specific types of insurance, such as property, auto, or casualty claims, and must have strong communication and negotiation skills.

What are the key skills and qualifications needed to thrive as an outside insurance adjuster?

To thrive as an Outside Insurance Adjuster, you need a solid understanding of insurance policies, claims investigation, and loss assessment, usually backed by a relevant license or certification. Familiarity with claims management software, estimating tools like Xactimate, and digital reporting systems is typically required. Strong communication, negotiation, and problem-solving skills set outstanding adjusters apart when dealing with policyholders and third parties. These skills and qualifications are crucial for accurately evaluating claims, ensuring fair settlements, and maintaining customer trust in dynamic field environments.

What are some common challenges faced by outside insurance adjusters in the field, and how can they be managed effectively?

Outside insurance adjusters often face challenges such as handling a high volume of claims, working in various weather conditions, and coordinating with multiple parties like claimants, contractors, and legal professionals. Managing time effectively and staying organized are essential, as is developing strong communication skills to ensure accurate information gathering and resolution. Utilizing technology, staying updated on industry standards, and maintaining a flexible schedule can help adjusters navigate these challenges and deliver timely, fair assessments.

What kind of outside insurance adjuster makes the most money?

Experienced independent outside insurance adjusters who handle complex claims, such as large property or commercial claims, tend to earn the highest incomes. Specializations in catastrophe or large-loss adjusting, along with certifications like the AIC or CPCU, can also increase earning potential. These adjusters often work on a contract basis and may have variable schedules depending on claim volume and severity.

What cities are hiring for Outside Insurance Adjuster jobs?

Cities with the most Outside Insurance Adjuster job openings:

What states have the most Outside Insurance Adjuster jobs?

States with the most job openings for Outside Insurance Adjuster jobs include:

What are popular job titles related to Outside Insurance Adjuster jobs?

For Outside Insurance Adjuster jobs, the most frequently searched job titles are:

Total Loss Adjuster

Atlanta, GA โ€ข On-site

Reserv, Inc.
Insurance Servicesย โ€ขย 1 - 10 employees

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 28 days ago


Key responsibilities

  • Manage an inventory of claims, establish initial reserves, and adjust reserves throughout the claim process.

  • Coordinate with salvage vendors and assist with rental reimbursement to facilitate vehicle recovery and claim resolution.

  • Negotiate and communicate total loss settlements within company and state guidelines.


Job description

About Reserv
Reserv is an insurtech creating and incubating cutting-edge AI and automation technology to bring efficiency and simplicity to claims. Founded by insurtech veterans with deep experience in SaaS and digital claims, Reserv is venture-backed by Bain Capital and Altai Ventures and began operations in May 2022. We are focused on automating highly manual tasks to tackle long-standing problems in claims and set a new standard for TPAs, insurance technology providers, and adjusters alike. We have ambitious (but attainable!) goals and need people who can work in an evolving environment. If building a leading TPA and the prospect of tackling the long-standing challenges of the claims role sounds exciting, we can't wait to meet you.
Location Requirement
Candidates must reside in an eligible U.S. state throughout employment. We are unable to hire candidates residing in California, Alaska, Hawaii, U.S. territories, or outside the United States.
About the role
We are seeking a highly organized and customer-focused Transportation Claims Total Loss Specialist to join our team. The successful candidate will be responsible for working with rental facilities, body shops, salvage vendors, and appraisers to manage the total loss settlement process and rental expenses, reviewing the valuation of the vehicle based on its type to resolve the claim efficiently and reviewing damage estimates to confirm vehicles are total losses.
Your role will also be responsible for handling an inventory of claims, triaging critical claims, and delivering service to all constituents of the claim.
The ideal candidate has a willingness to work through a design process that supports the quickest claim resolution with the best outcome. In addition, you will collaborate closely with our product and engineering teams to give feedback and identify technology and process improvements.
What you'll do
  • Provide prompt, courteous and high-quality customer service to all policyholders and claimants by answering customer calls and resolving customer requests
  • Gather necessary information from customers to successfully adjudicate the claim and explain policy, coverage, and appropriate course of action
  • Manage an inventory of claims, establish initial reserves for all potential exposures, and adjust as appropriate throughout the claim
  • Coordinate with our salvage vendor partners for the movement of damaged vehicles and assist with rental reimbursement
  • Recognize recovery opportunities in regards to subrogation and salvage, as well as total loss
  • Ensure compliance with specific state regulations, policy provisions, and standard operating procedures
  • Negotiating and communicating all total loss settlements per company and state guidelines within approved payment authority
  • Provide input for continuous development of claims guidelines, best practices, and process improvements
  • Oversee and direct outside investigative service providers and work closely with the client and client counsel and investigative services to resolve the claim
  • Engage in learning opportunities to build knowledge of personal lines claims, court decisions impacting the claims function, current guidelines in claims function, and policy changes and modifications

Qualifications
  • Bachelor's degree (lack of one should not stop you from applying if you possess all the other qualifications)
  • Minimum of 3 years of experience on point and concentrated in transportation claims adjusting, ideally with:
    • Total Loss adjusting experience
    • First-party Comp and Collision
    • Third-party Property Damage Liability
  • Active insurance adjuster's license by way of a designated home state, or home state
  • Willing to obtain all licenses within 60 days, including completing state required testing
  • Knowledge of state regulations, policy provisions, and standard operating procedures
  • Commercial experience preferred
  • Ability to analyze and evaluate complex data and make sound decisions based on established guidelines, policies, and procedures
  • Curious and motivated by problem solving and questioning the status quo
  • Desire to engage in learning opportunities and continuous professional development
  • Willingness to travel for client and claims needs

Benefits
  • Generous health-insurance package with nationwide coverage, vision, & dental
  • 401(k) retirement plan with employer matching
  • Competitive PTO policy - we want our employees fresh, healthy, happy, and energized!
  • Generous family leave policy after 8 months of continuous work
  • Work from anywhere to facilitate your work life balance
  • Apple laptop, large second monitor, and other quality-of-life equipment you may want. Technology is something that should make your life easier, not harder!

Additionally, we will
  • Listen to your feedback to enhance and improve upon the long-standing challenges of an adjuster and the claims role
  • Work toward reducing and eliminating all the administrative work from an adjuster role
  • Foster a culture of empathy, transparency, and empowerment in a remote-first environment

At Reserv, we value diversity in backgrounds, perspectives, and life experiences and believe that diversity in viewpoints and critical thinking drives innovation, first-principles thinking, and success. We welcome applicants from all backgrounds and encourage those from all walks of life to apply. If you believe you are a good fit for this role, we would love to hear from you!