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Motor Underwriting Jobs (NOW HIRING)

Order and review additional reports and screens, such as motor vehicle reports, loss history reports, outside inspections, etc., to inform decisions. * Ensure proper documentation of underwriting ...

Senior Underwriter

$71K - $104K/yr

... history, motor vehicle reports and other relevant sources. Access (decode) confidential medical ... Complete a full underwriting assessment of the application following the receipt and review of all ...

Order and review additional reports and screens, such as motor vehicle reports, loss history reports, outside inspections, etc., to inform decisions. * Ensure proper documentation of underwriting ...

We maintain a strong local presence in each of our markets, keeping underwriting and support close ... loss control surveys, motor vehicle reports, and prior carrier loss experience to support ...

Order and review additional reports and screens, such as motor vehicle reports, loss history reports, outside inspections, etc., to inform decisions. * Ensure proper documentation of underwriting ...

... Motor Truck Cargo, Transit, Installation Floaters, Equipment Dealers, and other Marine coverages ... Underwriting duties will include developing and negotiating price, coverage, terms and conditions ...

We maintain a strong local presence in each of our markets, keeping underwriting and support close ... loss control surveys, motor vehicle reports, and prior carrier loss experience to support ...

Order and review additional reports and screens, such as motor vehicle reports, loss history reports, outside inspections, etc., to inform decisions. * Ensure proper documentation of underwriting ...

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Motor Underwriting information

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How much do motor underwriting jobs pay per hour?

As of Jul 13, 2026, the average hourly pay for motor underwriting in the United States is $22.75, according to ZipRecruiter salary data. Most workers in this role earn between $18.75 and $25.72 per hour, depending on experience, location, and employer.

What are some common challenges faced in a Motor Underwriting role?

Motor Underwriters often face the challenge of balancing competitive pricing with prudent risk selection to maintain profitability while meeting sales targets. Rapid changes in regulations, technology, and customer driving behaviors also require ongoing learning and flexibility. Additionally, complex cases or large fleet policies may involve extensive collaboration with brokers, loss adjusters, and actuaries to create customized solutions. Staying up to date with industry trends and maintaining strong relationships with internal and external partners are key to overcoming these challenges and achieving success in the role.

What is a Motor Underwriting job?

A Motor Underwriting job involves assessing and evaluating insurance applications for motor vehicles to determine risk and pricing. Underwriters analyze various factors such as the driver's history, vehicle type, usage, and claim records to decide on policy terms and premiums. They ensure that policies align with company guidelines and regulatory requirements while minimizing financial risk. Additionally, motor underwriters may collaborate with brokers, agents, and claim departments to maintain a balanced portfolio.

What is the role of a motor underwriter?

A motor underwriter assesses insurance applications for motor policies by evaluating risk factors such as driver history, vehicle type, and usage. They determine appropriate coverage terms and premiums, often using specialized software and industry guidelines to ensure profitable and fair policies.

What is the highest paid underwriter?

The highest paid underwriters are typically senior or specialized professionals in the field, such as senior underwriting managers or underwriters with expertise in complex or high-value insurance lines. Salaries can vary based on industry, location, experience, and company size, with top earners often making six-figure incomes. Advanced certifications and extensive experience can also contribute to higher compensation levels.

Is underwriting a high paying career?

Motor underwriting is generally considered a stable career with competitive salaries that increase with experience and certifications. While it may not be among the highest-paying roles, experienced underwriters can earn a good income, especially in larger companies or specialized areas.

How to become an auto loan underwriter?

To become an auto loan underwriter, candidates typically need a high school diploma or equivalent, with some roles preferring a bachelor's degree in finance, business, or a related field. Relevant skills include attention to detail, analytical ability, and knowledge of credit reports and financial documents; familiarity with underwriting software is also beneficial. Gaining experience in banking, finance, or insurance can improve job prospects, and some employers may require certification such as the Certified Auto Underwriter (CAU).

What are the key skills and qualifications needed to thrive in the Motor Underwriting position, and why are they important?

To thrive in Motor Underwriting, you need strong analytical skills, risk assessment abilities, and a good understanding of motor insurance products, usually supported by a degree in finance, business, or a related field. Familiarity with underwriting software, claims management systems, and industry certifications such as CII (Chartered Insurance Institute) are highly valued. Attention to detail, effective communication, and strong negotiation skills set top candidates apart in this position. These skills ensure accurate risk evaluation, sound decision-making, and effective collaboration with brokers and clients, ultimately protecting the insurer's portfolio.

More about Motor Underwriting jobs
Infographic showing various Motor Underwriting job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 80% Full Time, 15% Part Time, 1% Temporary, 2% Contract, and 1% Nights. Highlights an 98% Physical, and 2% Remote job distribution, with an average salary of $47,324 per year, or $22.8 per hour.
Senior Production Underwriting Specialist - Excess/Umbrella

Senior Production Underwriting Specialist - Excess/Umbrella

Great American Insurance Group

Cincinnati, OH • On-site, Remote

$126K - $150K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 7 days ago


Great American Insurance Group rating

8.8

Company rating: 8.8 out of 10

Based on 30 frontline employees who took The Breakroom Quiz

53rd of 281 rated insurance


Job description

Be Here. Be Great. Working for a leader in the insurance industry means opportunity for you. Great American Insurance Group's member companies are subsidiaries of American Financial Group. We combine a "small company" culture where your ideas will be heard with "big company" expertise to help you succeed. With over 30 specialty and property and casualty operations, there are always opportunities here to learn and grow.

At Great American, we value and recognize the benefits derived when people with different backgrounds and experiences work together to achieve business results. Our goal is to create a workplace where all employees feel included, empowered, and enabled to perform at their best.

The Excess Liability Division specializes in offering large limits of liability to protect its clients' corporate assets from catastrophic loss. The Division offers significant capacity of up to $20 million dollars for both Lead Umbrella and Excess Liability placements. This protection is made available to companies varying in size from single location light hazard risks to a wide variety of more difficult to place manufacturers and processors.

https://www.greatamericaninsurancegroup.com/about-us/business-operations/division/excess-liability

Our Excess Liability Division is looking for a Senior Production Underwriting Specialist to join their team. Great American's culture is built on connection, shared learning, and strong relationships. To support this, employees in this role are expected to be on-site four days a week, with the flexibility to work one day remotely. Core inoffice days are Tuesday-Thursday, with the fourth day determined by business needs. If not location near an office, this individual may work fully remote from the Eastern United States, with a preference for candidates located in Virginia or North Carolina.

Essential Job Functions and Responsibilities

  • Has responsibility for risk selection/rejection, pricing, retention, growth, and profitability per divisional objectives.

    • Uses independent judgment and initiative to support business goals.

    • Maintains a high level of customer service.

    • Analyzes coverage and limit requests and decides what terms to offer.

    • Prices business in accordance with company guidelines.

    • Assesses risk quality and compliance within company guidelines and initiates appropriate loss prevention actions.

    • Orders and screens miscellaneous reports needed in the rating and underwriting processes, such as Motor Vehicle reports, loss history reports, credit checks, outside inspections, loss control, etc.

  • Develops and maintains effective business relationships with internal and external customers/coworkers in order to attract and retain profitable business.

  • Visits agents, brokers, and producers in order to retain existing accounts, build, and maintain business relationships and develop new opportunities in support of divisional objectives.

    • Interprets, explains, and markets products and services.

  • Administers, applies, and may update underwriting rules and guidelines, rating manual rules and insurance laws and regulations.

  • Performs other duties as assigned.

Job Requirements

  • Bachelor's Degree or equivalent experience.

  • Generally, 10+ years of Casualty underwriting experience; a minimum of 3 years of Umbrella and Excess Casualty underwriting experience is highly desired.

  • Effective communication and negotiation skills to build and leverage excellent customer relationships and to successfully market products and services.

  • Position requires frequent day and overnight travel, more than 10% but less than 50% of time to visits agents and brokers.

Business Unit:

Excess Liability


Salary Range:

$126,000.00 -$150,000.00

Benefits:

We offer competitive benefits packages for full-time and part-time employees*. Full-time employees have access to medical, dental, and vision coverage, wellness plans, parental leave, adoption assistance, and tuition reimbursement. Full-time and eligible part-time employees also enjoy Paid Time Off and paid holidays, a 401(k) plan with company match, an employee stock purchase plan, and commuter benefits.

Compensation varies by role, level, and location and is influenced by skills, experience, and business needs. Your recruiter will provide details about benefits and specific compensation ranges during the hiring process. Learn more at http://www.gaig.com/careers.

*Excludes seasonal employees and interns.


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