ZipRecruiter

Log In

1

Mortgage Risk Analyst Jobs in Georgia (NOW HIRING)

BankSouth Mortgage

Mortgage Underwriter III

Atlanta, GA · On-site

At BankSouth Mortgage, we're more than just mortgages; we're a family committed to excellence ... Analyze borrower creditworthiness by evaluating income, assets, credit history, and overall risk to ...

Silverton Mortgage

Underwriter III

Atlanta, GA · Remote

Why Silverton Mortgage: We are a people first organization that was voted a top place to work by ... Performs manual underwriting for complex cases and analyzing compensation factors. * Manages risk ...

Silverton Mortgage

Senior Underwriter

Atlanta, GA · On-site

$94K - $112K/yr

Why Silverton Mortgage: • We are a people first organization that was voted a top place to work ... Performs manual underwriting for complex cases and analyzing compensation factors. * Manages risk ...

Silverton Mortgage

Senior Underwriter

Atlanta, GA · Remote

$94K - $112K/yr

Why Silverton Mortgage: We are a people first organization that was voted a top place to work by ... Performs manual underwriting for complex cases and analyzing compensation factors. * Manages risk ...

Wells Fargo

Private Mortgage Banker

Roswell, GA

Review and analyze low to moderately complex financial and credit data; match customer needs with ... risk * Inform prospective and existing customers of Wells Fargo Home Mortgage programs, rates ...

Wells Fargo

Private Mortgage Banker

Atlanta, GA

Review and analyze low to moderately complex financial and credit data; match customer needs with ... risk * Inform prospective and existing customers of Wells Fargo Home Mortgage programs, rates ...

next page

Showing results 1-20

All JobsMortgage Risk Analyst JobsMortgage Risk Analyst Jobs in Georgia

Mortgage Risk Analyst information

See Georgia salary details

$12

$34

$55

How much do mortgage risk analyst jobs pay per hour?

As of Jul 20, 2026, the average hourly pay for mortgage risk analyst in Georgia is $34.19, according to ZipRecruiter salary data. Most workers in this role earn between $25.19 and $41.59 per hour, depending on experience, location, and employer.

What is a Mortgage Risk Analyst job?

A Mortgage Risk Analyst assesses the financial risks associated with mortgage lending. They analyze borrower profiles, credit reports, market trends, and economic conditions to determine the likelihood of loan defaults. Their role helps lenders make informed decisions to minimize financial losses while ensuring compliance with regulations. Additionally, they may recommend risk mitigation strategies or adjustments to lending policies based on their analysis.

How much does a risk analyst make at JP Morgan?

A risk analyst at JP Morgan typically earns an average salary ranging from $70,000 to $100,000 annually, depending on experience, location, and level of seniority. Compensation may also include bonuses and benefits, with some roles requiring proficiency in risk management tools and certifications such as FRM or CFA.

What is the highest paying job in the mortgage industry?

In the mortgage industry, senior roles such as Mortgage Underwriting Managers, Mortgage Operations Directors, or Chief Risk Officers tend to be the highest paid. These positions require extensive experience, leadership skills, and often advanced certifications, and they oversee risk management, compliance, and strategic decision-making within mortgage companies.

What does a mortgage risk analyst do?

A mortgage risk analyst evaluates the risk associated with mortgage loans by analyzing borrower creditworthiness, financial data, and property values. They use statistical models and data analysis tools to identify potential defaults and help lenders make informed lending decisions. Strong analytical skills and knowledge of lending regulations are essential for this role.

What are the typical daily responsibilities of a Mortgage Risk Analyst?

As a Mortgage Risk Analyst, your day-to-day tasks will likely include assessing and analyzing mortgage applications, reviewing borrower credit profiles, and using risk modeling tools to estimate default probabilities. You may also prepare reports for senior management, monitor portfolio performance, and stay informed on regulatory updates. Collaboration with underwriters, loan officers, and compliance teams is common to ensure risk policies are met throughout the lending process. This role combines detailed data analysis with active cross-department communication to help maintain a healthy loan portfolio.

What are the key skills and qualifications needed to thrive in the Mortgage Risk Analyst position, and why are they important?

To thrive as a Mortgage Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and often a bachelor's degree in finance, economics, or a related field. Familiarity with risk modeling software, statistical analysis tools like SAS or R, and knowledge of regulatory standards (such as Basel III) are commonly expected. Attention to detail, problem-solving ability, and effective communication are crucial soft skills for this position. These capabilities enable accurate risk assessments, informed lending decisions, and effective collaboration with stakeholders in a highly regulated industry.

Is risk analyst an entry level job?

A risk analyst role, including mortgage risk analyst positions, can be entry level or require experience depending on the company. Entry-level risk analyst jobs typically require a bachelor's degree in finance, economics, or related fields, and may involve on-the-job training or certifications such as FRM or CRM. More advanced roles may require several years of experience and specialized skills in data analysis or risk management tools.
What are popular job titles related to Mortgage Risk Analyst jobs in Georgia? For Mortgage Risk Analyst jobs in Georgia, the most frequently searched job titles are:
What job categories do people searching Mortgage Risk Analyst jobs in Georgia look for? The top searched job categories for Mortgage Risk Analyst jobs in Georgia are:
Mortgage Risk Analyst jobs near you
Infographic showing various Mortgage Risk Analyst job openings in Georgia as of July 2026, with employment types broken down into 92% Full Time, and 8% Contract. Highlights an 100% In-person job distribution, with an average salary of $71,105 per year, or $34.2 per hour.
Senior Collateral Risk Analyst

Senior Collateral Risk Analyst

Federal Home Loan Bank of Atlanta

Atlanta, GA • On-site

Full-time

Re-posted 29 days ago

Job description

Compensation Grade:

11

BASIC PURPOSE:

Conducts collateral verification reviews in accordance with Bank policy, and otherwise analyzes and evaluates collateral pledged to the Bank to support lending by the Bank.

ESSENTIAL FUNCTIONS:

  • Prepares and participates in the evaluation of all mortgage loan collateral pledged to the Bank, including residential loans, multi-family loans, commercial real estate loans, HELOC/second, and farmland mortgage loans to evaluate loan quality and eligibility, and to ensure compliance with Bank policy, procedures, and regulations.

  • Demonstrates leadership abilities through active participation in departmental meetings including identification of process weaknesses with recommendations for improvement.

  • Participates in the development, design, enhancement, and maintenance of comprehensive financial spreadsheets, models, and collateral-related software systems to facilitate the analysis and monitoring of the Bank's collateral.

  • Reviews the work of third-party contractors and provides directional leadership regarding delegation and prioritization of work as it relates to collateral verification reviews.

  • Provides guidance to less experienced Collateral Risk Analysts in Collateral Services department policies, procedures, and practices.

  • Interacts with member institutions daily regarding the eligibility of various assets as collateral and provides members with guidelines and interpretation of the Bank's collateral policies.

  • Conducts exit meetings with senior management of member institutions summarizing collateral verification review findings.

  • Assists management in formulating Bank policies and procedures.

  • Assists in the development of system and/or software programs to facilitate the analysis and monitoring of member financial data and collateral information.

  • This description provides general information necessary to depict the essential and non-essential functions of the job and shall not be construed as a detailed description of all the required work that may be inherent in the job.

KNOWLEDGE, SKILLS, ABILITIES:

Requires a strong knowledge of evaluating and underwriting mortgage loan files including loan documentation.

Requires a highly detail-oriented individual with the ability to manage multiple projects with minimal supervision.

A thorough knowledge of Microsoft Excel and Word, as well as practical experience utilizing VPNs.

Strong communication, presentation, and problem-solving skills.

Position does require travel with some being overnight.

MINIMUM REQUIREMENTS

A bachelor's degree in finance, accounting, or real estate, and a minimum of six years of work experience in the analysis of residential or commercial real estate, lending, or underwriting, with specific experience in loan documentation, appraisal review, due diligence or the equivalent combination of education and experience is necessary. A master's degree is preferred.

Work Location:This individual must reside within commuting distance from ourAtlanta, GAoffice. This position may not be filled in New Jersey, either in-person or remotely.

Work Schedule:Onsite with an opportunity to work remote partially.

Visa Sponsorship: Applicants must be authorized to work for ANY employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time.

We are an equal opportunity employer.

Apply