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Mortgage Insurance Jobs (NOW HIRING)

A Typical Day The Mortgage Insurance Specialist will be responsible for the timely processing as well as a variety of functions within the department, such as: disbursements, escrow analysis, ARM ...

POSITION SUMMARY The Claims Specialist is responsible for processing required claims to Fannie Mae, Mortgage Insurance Companies, FHA, VA or other investors to recover advances incurred throughout ...

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Insurance Producer

Westchester, NY ยท On-site

$50K - $65K/yr

William Raveis Real Estate, Mortgage & Insurance (WRRE) is the #1 family-owned real estate company in the Northeast and Florida. CEO William Raveis founded the luxury brokerage over 50 years ago and ...

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Mortgage Insurance information

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How much do mortgage insurance jobs pay per hour?

As of May 31, 2026, the average hourly pay for mortgage insurance in the United States is $30.69, according to ZipRecruiter salary data. Most workers in this role earn between $30.05 and $30.05 per hour, depending on experience, location, and employer.

What does a Mortgage Insurance job involve?

A Mortgage Insurance job typically involves assessing risk, processing applications, and managing policies that protect lenders in case a borrower defaults on a mortgage. Professionals in this field may work for private mortgage insurers or government agencies, ensuring compliance with regulations and underwriting guidelines. They analyze borrower financials, collaborate with lenders, and assist in claims processing. Strong analytical skills and knowledge of mortgage lending practices are often required.

What are the key skills and qualifications needed to thrive in the Mortgage Insurance position, and why are they important?

To thrive in Mortgage Insurance, you need a solid understanding of risk assessment, financial analysis, and lending guidelines, often supported by experience in mortgage finance or insurance. Familiarity with loan origination systems, underwriting software, and regulatory compliance platforms such as FHA, VA, or private mortgage insurance programs is crucial. Strong analytical thinking, attention to detail, and effective communication skills help you navigate complex cases and collaborate with loan officers and clients. These competencies are essential for accurately evaluating risk, ensuring regulatory compliance, and fostering positive relationships in a fast-paced environment.

What are the typical daily responsibilities of someone working in Mortgage Insurance?

Professionals in Mortgage Insurance are responsible for evaluating loan applications, performing risk assessments, and determining eligibility for mortgage insurance coverage. Their daily tasks typically include reviewing financial documents, analyzing credit and property data, communicating with lenders and underwriters, and ensuring adherence to regulatory standards. They often collaborate with loan officers, underwriters, and real estate professionals to facilitate smooth loan processing. Staying organized and detail-oriented is vital, as the role involves managing multiple cases and meeting critical deadlines. This dynamic position offers valuable exposure to both the finance and real estate industries, providing an excellent foundation for career advancement.
What cities are hiring for Mortgage Insurance jobs? Cities with the most Mortgage Insurance job openings:
What are the most commonly searched types of Mortgage Insurance jobs? The most popular types of Mortgage Insurance jobs are:
What states have the most Mortgage Insurance jobs? States with the most job openings for Mortgage Insurance jobs include:
Infographic showing various Mortgage Insurance job openings in the United States as of May 2026, with employment types broken down into 95% Full Time, and 5% Contract. Highlights an 85% In-person, 5% Hybrid, and 10% Remote job distribution, with an average salary of $63,838 per year, or $30.7 per hour.

Mortgage Insurance Underwriter II

Anza Mortgage Insurance Corporation

Wilmington, NC โ€ข On-site

$108.60K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 18 days ago


Job description

Anza MI is a fintech startup using technology and analytics to drive growth & innovation within the US mortgage market.
Anza Mortgage Insurance Corporation is empowering homeownership through credit risk protection.
Our Mission
Our mission is to empower homeownership by mitigating credit risk through mortgage insurance. We strive to leverage technology and operational excellence to deliver exceptional service to our lender and servicer partners, offer reliable and secure capital support for our insureds, generate leading returns for our shareholders, and foster a fulfilling, rewarding environment for our team members.
Technology Forward
We differentiate ourselves by designing, architecting, and developing our operating systems in-house. This unique approach creates a platform tailored to the needs of today's housing market. It positions us to achieve unparalleled processing efficiency and adaptability to changing industry standards and customer demands. Fundamentally, we are a process optimization company that harnesses technology to revolutionize the mortgage insurance experience and fulfill our mission.
Customer Centric
We dedicate ourselves to provide competitive pricing tailored to risk profiles. Our commitment to our partners goes beyond pricing and product offerings. We prioritize a customer-centric approach focused on meeting customer needs and enhancing their experience. This approach is underpinned by transparency throughout the process and prompt issue resolution.
Risk Management Excellence
Risk Management is our foundation. Our risk management framework uses advanced technology, innovative strategies, and modern modeling techniques to manage risks ranging from credit risk to information security risk. Our customers and partners can rely on us to handle their information with the utmost care and responsibility. Our dedication to risk management is designed to reassure our partners about our stability and reliability.
About the role
Anza Mortgage Insurance Corporation is seeking a detail-oriented Mortgage Insurance Underwriter to join our team. In this role, you will be responsible for assessing the creditworthiness of borrowers and the associated risks of mortgage insurance applications to ensure they meet our company's guidelines and standards. The ideal candidate will be skilled in leveraging technology to deliver quality service and uphold our commitment to risk management. This position will be hybrid, working in our Wilmington, NC location three days a week. As a de novo Mortgage Insurance Company, the person in this role must be comfortable in an agile work environment often wearing multiple hats. However we are open to remote work from the following states: Arizona, Colorado, Idaho, Montana, Nevada, Oregon, Utah.
What you'll do
  • Review and analyze mortgage insurance applications and supporting documentation, including credit reports, income statements, assets, liabilities, and appraisals.
  • Utilize automated underwriting systems and proprietary technology to evaluate applications and potential risk factors, ensuring compliance with both company and industry regulations.
  • Communicate clearly and effectively with loan officers, processors, and other stakeholders to gather necessary information, clarify discrepancies, and provide updates.
  • Make informed underwriting decisions based on a thorough analysis of documentation and risk assessment.
  • Document underwriting decisions and provide justification for approvals or rejections, adhering to clear communication standards.
  • Prioritize and manage work efficiently, with a keen focus on meeting deadlines and maintaining service level agreements.
  • Maintain an up-to-date knowledge of mortgage insurance policies, lending guidelines, federal and state regulations, and evolving industry standards.
  • Identify potential fraudulent activity by carefully reviewing loan documentation and vendor reports.
  • Participate in system testing and validation activities as needed.

Qualifications
  • Proficiency with automated underwriting systems (e.g., Fannie Mae DU, Freddie Mac LPA) and loan origination software.
  • Experience with testing new technologies is a plus.
  • Demonstrated experience in working with loan origination platforms; Encompass, Empower, Vesta, Blue Sage, Calyx.
  • Strong analytical, problem-solving, and decision-making skills.
  • Thorough understanding of insurance risk underwriting principles.
  • Exceptional attention to detail and organizational skills.
  • Ability to establish and maintain strong customer relationships.
  • Excellent written and verbal communication skills.
  • Ability to work independently
  • Strong knowledge of industry regulations and compliance standards.

Experience
  • 2-4 years of experience in mortgage underwriting, with a proven track record of successful risk assessment.

Education
  • Bachelor's degree in Business, Finance, or a related field, or equivalent work experience.

What we offer
We're committed to creating an environment where our team members can thrive both professionally and personally. We currently offer:
  • Competitive Compensation - Including salary and performance bonuses.
  • Comprehensive Benefits - Health, dental, vision, and mental wellness support.
  • Retirement Savings - 401(k) with company matching.
  • Career advancement opportunities with business growth.
  • Inclusive Culture - A diverse, collaborative, and supportive workplace where every voice is valued.
  • Perks & Extras - Generous PTO, team events, wellness programs, and more.