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Mortgage Contractor Jobs in Virginia (NOW HIRING)

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Mortgage Contractor information

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$9

$28

$60

How much do mortgage contractor jobs pay per hour?

As of Aug 27, 2026, the average hourly pay for mortgage contractor in Virginia is $28.70, according to ZipRecruiter salary data. Most workers in this role earn between $14.76 and $42.40 per hour, depending on experience, location, and employer.

What is a mortgage contractor?

Mortgage contractors are independent professionals or firms hired by lenders, banks, or mortgage companies to handle specific tasks related to the mortgage process. These tasks may include loan processing, underwriting, compliance reviews, or document preparation. Unlike full-time employees, mortgage contractors typically work on a project or contract basis and may serve multiple clients. Their expertise helps lenders manage fluctuating workloads and ensure that loans comply with industry regulations.

What are the key skills and qualifications needed to thrive as a mortgage contractor?

To thrive as a Mortgage Contractor, you need expertise in mortgage origination, loan processing, and an in-depth understanding of lending regulations, typically supported by relevant licensing such as NMLS certification. Familiarity with loan origination software (LOS), underwriting systems, and compliance platforms is essential for efficient workflow. Exceptional interpersonal skills, attention to detail, and strong organizational abilities help you build client trust and manage complex documentation. These skills and qualities are crucial to ensure accurate loan processing, regulatory compliance, and successful client outcomes in a competitive market.

What are some common challenges mortgage contractors face when managing multiple loan files simultaneously?

Mortgage Contractors often handle multiple loan applications at different stages, which requires strong organizational and time-management skills. Balancing document collection, communication with borrowers, and coordinating with underwriters can be challenging, especially when deadlines overlap or requirements change unexpectedly. Staying updated on regulatory changes and lender guidelines is also essential to prevent processing delays. Effective use of loan origination software and clear communication with all parties help maintain efficiency and reduce errors.

What is the difference between Mortgage Contractor vs Mortgage Loan Officer?

AspectMortgage ContractorMortgage Loan Officer
CredentialsTypically no formal licensing, but may have industry certificationsRequires state licensing and NMLS registration
Work EnvironmentIndependent, often self-employed or contracted with lendersEmployed by banks, credit unions, or mortgage companies
Industry UsageCommon in construction or renovation projects, acting as independent contractorsPrimarily involved in originating and processing mortgage loans

Mortgage Contractors usually operate independently or as subcontractors in construction-related roles, while Mortgage Loan Officers are employed by financial institutions to originate mortgage loans. Both roles require industry knowledge, but Loan Officers typically need licensing, whereas Contractors focus on project-based work.

What are popular job titles related to Mortgage Contractor jobs in Virginia?

For Mortgage Contractor jobs in Virginia, the most frequently searched job titles are:

What job categories do people searching Mortgage Contractor jobs in Virginia look for?

The top searched job categories for Mortgage Contractor jobs in Virginia are:

What cities in Virginia are hiring for Mortgage Contractor jobs?

Cities in Virginia with the most Mortgage Contractor job openings:

Mortgage Contractor jobs near you
Infographic showing various Mortgage Contractor job openings in Virginia as of August 2026, with employment types broken down into 1% Locum Tenens, 1% As Needed, 71% Full Time, 11% Part Time, and 16% Contract. Highlights an 87% Physical, 1% Hybrid, and 12% Remote job distribution, with an average salary of $59,689 per year, or $28.7 per hour.

Mortgage Field Inspector (1099 Independent Contractor)

Lawrenceville, VA • On-site

GIS Field Services
Real Estate • 11 - 50 employees
Learn more about GIS Field Servicesexternal

$20/hr

Full-time, Part-time, Contractor

Re-posted 8 days ago

Job description

Mortgage Field Inspector (1099 Independent Contractor)
Flexible Schedule | Part-Time or Full-Time | Weekly Pay
GIS Field Services, Inc. has been in the mortgage field inspection industry for over 20 years and is based out of Dallas, TX. Please visit our website to learn more about us and the industry. www.gisfieldservices.com.
We are seeking reliable and detail-oriented Independent Mortgage Field Inspectors to perform property inspections on behalf of mortgage companies. No licensing or certifications are required, and prior experience is a plus-but not necessary.
This is a great opportunity for self-motivated individuals who enjoy working independently, traveling locally, and managing their own schedule. Inspections may include exterior occupancy checks, and occasional interior vacant or damage inspections.
Job Title:Mortgage Occupancy Field Inspector County Coverage: Brunswick, Lunenburg, Mecklenburg, Nottoway, Prince Edward
Your role as a Mortgage Field Inspector
  • Conduct property inspections for existing mortgage loans
  • Determine occupancy status (occupied or vacant)
  • Photograph and document property condition
  • Deliver door notices and verify utility status
  • Complete reports using a mobile app (InspectorADE)
  • Communicate regularly with the Inspection Relations Coordinator

What We Offer
  • Flexible schedule - work during daylight hours
  • Part-time or full-time based on your availability and territory
  • Flat rate per inspection (earning potential typically $20+/hour depending on volume)
  • Weekly pay via direct deposit
  • Work independently in your assigned territory

Requirements for the role
  • Valid driver's license
  • Reliable vehicle covered by auto insurance to travel within your territory.
  • Smartphone (iPhone or Android)
  • Computer with internet access
  • Printer and basic office supplies
  • Ability to obtain a Shield ID (Aspen Grove ABC#) If onboarding with GIS, we will provide you with the link to obtain your Shield ID
  • HUD/Inspector keys (set of 11) If onboarded with GIS, we will provide a link with a discount code to obtain your HUD/Inspector Keys
  • Volt stick
  • Strong time management, attention to detail, and communication skills

Important Details
  • This is a 1099 independent contractor position.
  • No mileage or expense reimbursement
  • Earnings depend on your availability, territory, and workload.
  • Must be comfortable inspecting occupied, vacant, and rural properties.

Apply