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Mortgage Inspection Jobs in Virginia (NOW HIRING)

FAR Inspections is a leading provider of property data for mortgage lenders nationwide. Based in Reno, NV, we have a 12-year track record of excellence and stability in the mortgage field services ...

Apply HERE Only FAR Inspections is actively seeking a reliable independent contractor to perform residential mortgage inspections in Bland County, Virginia and surrounding communities. If you live in ...

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Mortgage Inspection information

See Virginia salary details

$18

$28

$47

How much do mortgage inspection jobs pay per hour?

As of Aug 6, 2026, the average hourly pay for mortgage inspection in Virginia is $28.60, according to ZipRecruiter salary data. Most workers in this role earn between $21.92 and $28.12 per hour, depending on experience, location, and employer.

What is the difference between Mortgage Inspection vs Appraiser?

AspectMortgage InspectionAppraiser
CredentialsTypically requires state-specific licensing or certification, sometimes a background checkRequires state licensing, certification, and often a real estate appraisal license
Work EnvironmentConducted on-site at properties, often with a focus on visual inspectionOn-site property inspection with detailed valuation and report preparation
Employer & Industry UsageUsed by mortgage lenders, real estate companies, and inspection firmsEmployed by banks, appraisal companies, or independent appraisers for valuation

Mortgage Inspectors primarily verify property conditions for lenders, focusing on visual checks, while appraisers provide detailed property valuations for various purposes. Both roles require licensing and involve on-site inspections, but appraisers perform comprehensive valuations, making their work more detailed and report-intensive.

What is a mortgage inspection?

A mortgage inspection is a limited property inspection often required by lenders before approving a home loan. It typically involves verifying the property's existence, determining its condition, and ensuring that there are no obvious encroachments or issues that could affect its value or the lender's security interest. Mortgage inspections are less detailed than full home inspections and are primarily meant to protect the lender, not the buyer. The inspector will usually check the exterior of the property and confirm that it meets basic requirements.

What are the key skills and qualifications needed to thrive as a mortgage inspector, and why are they important?

To thrive as a Mortgage Inspector, you need a keen eye for detail, knowledge of property standards, and a background in real estate or construction, often supported by a high school diploma or relevant certification. Familiarity with inspection software, digital cameras, and GPS-enabled devices is typically required for efficient documentation and reporting. Strong organizational skills, time management, and clear communication are essential soft skills to excel in this role. These competencies ensure accurate property assessments, timely reporting, and effective collaboration with lenders or property owners.

What are some common challenges faced by professionals in mortgage inspection roles, and how can they be managed?

Mortgage inspection professionals often encounter challenges such as frequent travel, varying property conditions, and tight reporting deadlines. Inspectors must be detail-oriented and able to adapt quickly to different environments and unforeseen circumstances, like inclement weather or uncooperative property occupants. Effective time management, strong communication skills, and a solid understanding of property assessment tools can help professionals manage these challenges and deliver accurate reports on schedule. Collaborating closely with lenders and property owners also helps ensure inspections are completed smoothly.

How do you become a mortgage inspection?

To become a mortgage inspector, you typically need a high school diploma or equivalent, relevant knowledge of building codes and inspection procedures, and sometimes certification or licensing depending on the state. Gaining experience in construction, real estate, or property inspection can also be beneficial, and inspectors often use tools like cameras and inspection software during their work.
What job categories do people searching Mortgage Inspection jobs in Virginia look for? The top searched job categories for Mortgage Inspection jobs in Virginia are:
Infographic showing various Mortgage Inspection job openings in Virginia as of July 2026, with employment types broken down into 83% Full Time, 11% Part Time, 4% Contract, and 2% Nights. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $59,485 per year, or $28.6 per hour.

Part-Time Mortgage Occupancy Walker

Far Inspections

Portsmouth, VA โ€ข On-site

$25 - $35/hr

Contractor

Re-posted yesterday


Job description

Ad Ref: FAR-02991
Do not fill out any form or use any other apply button on this page. Use the blue link below to submit your application.
Apply HERE Only
FAR Inspections is actively seeking a reliable independent contractor to perform residential mortgage inspections in Portsmouth City County, Virginia and surrounding communities. If you live in or near Portsmouth or anywhere in Portsmouth City County, this is a great opportunity to earn supplemental or full-time income on your own schedule.
FAR Inspections is a leading provider of property data for mortgage lenders nationwide. Based in Reno, NV, we have a 12-year track record of excellence and stability in the mortgage field services industry. We partner with highly motivated independent contractors who prioritize accuracy, reliability, and professional autonomy.
The Opportunity
Earn a predictable supplemental or full-time income on a flexible schedule that you control. As a Field Inspector covering Portsmouth City County, you will perform residential occupancy verifications. These are brief, exterior visits to confirm property status and report on general conditions.
  • Autonomy: You manage your own routing, schedule, and territory.
  • Efficiency: Standard inspections are designed for speed, typically requiring only 5-6 minutes on-site.
  • Consistency: Enjoy stable, month-to-month volume in your assigned county.
Workflow & Responsibilities
  • Determine property occupancy status based on industry-standard indicators.
  • Capture 9+ photos and submit brief reports using industry-standard mobile applications.
  • Maintain a high level of reliability regarding territory coverage and deadlines.

Note: This role requires spending extended periods of time driving and making numerous stops throughout the day in your assigned territory. This territory covers a dense metro area where familiarity with city driving, parking, and navigating multi-unit properties is helpful.
Requirements
As an independent contractor, you are responsible for providing your own equipment, including:
  • Reliable, fuel-efficient vehicle.
  • Smartphone (Android or iPhone) capable of running mobile reporting apps.
  • Computer with an internet connection and a printer.
  • Strong time-management skills to meet deadlines without direct supervision.
  • Ability to pass a standard background check.
Earnings & Volume
  • Flat-Rate Pay: This is a 1099 position where you are paid a set fee for every inspection completed.
  • Earning Potential: While pay is per-inspection, efficient contractors typically earn the equivalent of $25-$35 per hour.
  • Volume: Rates and inspection volume vary by county. Lower volume counties typically feature higher per-inspection rates, while higher volume counties offer more consistent daily work.
  • This Territory: Portsmouth City County averages approximately 75 inspections per month.
Apply HERE Only
Do not fill out any form or use any other apply button on this page. Use the blue link above to submit your application.