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Mlo Jobs in Spring, TX (NOW HIRING)

Act as peer mentor Newly Hired CRA MLO * Maintain knowledge of Fifth Third Mortgage Company's policies and procedures. * Maintain knowledge of available loan products, processing procedures, and ...

Act as peer mentor Newly Hired CRA MLO * Maintain knowledge of Fifth Third Mortgage Company's policies and procedures. * Maintain knowledge of available loan products, processing procedures, and ...

Position Overview The Mortgage loan Officer (MLO) is responsible for originating residential mortgage loans through business development, relationship management, and consultative sales. This ...

MLO position only: Comply with annual renewals and all regulations for MLO; understand the interest rates, financing, and calculations to better service potential mortgage customers * Maintain a ...

MLO position only: Comply with annual renewals and all regulations for MLO; understand the interest rates, financing, and calculations to better service potential mortgage customers * Maintain a ...

MLO position only: Comply with annual renewals and all regulations for MLO; understand the interest rates, financing, and calculations to better service potential mortgage customers * Maintain a ...

MLO position only: Comply with annual renewals and all regulations for MLO; understand the interest rates, financing, and calculations to better service potential mortgage customers * Maintain a ...

Be Seen First

Actively licensed MLO (NMLS required) * Proven ability to gather, package, and structure files for approval * Skilled at building relationships with Realtors, brokers, and referral partners

Be Seen First

Actively licensed MLO (NMLS required) * Proven ability to gather, package, and structure files for approval * Skilled at building relationships with Realtors, brokers, and referral partners

Loan Officer Requirements: • An active NMLS/MLO license (required). • Strong knowledge of lending regulations and industry best practices. • Exceptional interpersonal and communication skills ...

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Showing results 1-20

Mlo information

See Spring, TX salary details

$20.5K

$71K

$120.6K

How much do mlo jobs pay per year?

As of Aug 16, 2026, the average yearly pay for mlo in Spring, TX is $71,035.00, according to ZipRecruiter salary data. Most workers in this role earn between $46,300.00 and $89,000.00 per year, depending on experience, location, and employer.

What is an MLO?

Mortgage Loan Officers (MLOs) are financial professionals who assist clients in obtaining mortgage loans to purchase real estate. They evaluate a borrower's financial information, explain different loan options, and guide applicants through the mortgage approval process. MLOs work for banks, credit unions, mortgage companies, or other lending institutions, and are responsible for ensuring that loan applications comply with federal and state regulations. Their goal is to help clients secure the best possible loan terms while managing risk for the lender.

What skills and qualifications are needed to thrive as a mortgage loan officer?

To thrive as a Mortgage Loan Officer, you need a solid understanding of lending practices, financial analysis, and compliance regulations, usually supported by state licensure and relevant experience. Familiarity with loan origination systems, credit analysis software, and financial documentation tools is typically required. Excellent interpersonal skills, attention to detail, and the ability to build trust with clients are vital soft skills in this role. These capabilities ensure accurate loan processing, regulatory compliance, and strong client relationships, which are essential for business success and customer satisfaction.

What challenges do mortgage loan officers face when building and maintaining their client pipeline?

Mortgage Loan Officers often encounter challenges such as fluctuating market conditions, increased competition, and changes in lending regulations, which can directly impact their ability to attract and retain clients. Building a strong referral network, maintaining consistent follow-ups, and staying up-to-date on loan products are crucial for success. Additionally, MLOs must be proactive in managing time and balancing administrative tasks with relationship-building activities to ensure a healthy pipeline and steady flow of business.

What is the difference between Mlo vs Loan Officer?

AspectMloLoan Officer
CredentialsMortgage license, NMLS registrationLoan originator license, NMLS registration
Work EnvironmentMortgage lending companies, banksMortgage brokers, banks, credit unions
Industry UsagePrimarily in mortgage lendingBroader lending roles including personal, auto, mortgage
Search & Comparison IntentSpecialized in mortgage loansBroader loan types, including mortgage

The main difference is that an Mlo specializes in mortgage loans and requires specific licensing for mortgage lending, while a Loan Officer may handle various types of loans, including personal and auto loans, and may have broader responsibilities across lending sectors.

What are the most commonly searched types of Mlo jobs in Spring, TX?

The most popular types of Mlo jobs in Spring, TX are:

What cities near Spring, TX are hiring for Mlo jobs?

Cities near Spring, TX with the most Mlo job openings:

Infographic showing various Mlo job openings in Spring, TX as of August 2026, with employment types broken down into 80% Full Time, 19% Part Time, and 1% Contract. Highlights an 77% Physical, 1% Hybrid, and 22% Remote job distribution, with an average salary of $71,035 per year, or $34.2 per hour.

SR CRA MLO- Houston

Fifth Third Bank

Houston, TX • On-site

Full-time

Posted 20 days ago


Fifth Third Bank rating

7.5

Company rating: 7.5 out of 10

Based on 113 frontline employees who took The Breakroom Quiz

104th of 171 rated banks


Job description

Make banking a Fifth Third better®
We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.
GENERAL FUNCTION:
Performs a wide range of duties relating to the origination of residential 1st mortgage loans for branch offices and outside referrals. Meets standards and objectives defined by management for mortgage loan sales and cross-selling objectives. Focuses on selling CRA products and services, targeting low to moderate-income individuals and areas, as well as non-profit organizations. Assumes overall responsibility for the residential mortgage loan from application to closing. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
  • Leading Internal and External Sales and Partnership meetings
  • Assist CRA MLO colleagues with General Loan Support and Business Development
  • Membership in real estate trade association and or nonprofit partners board or committee involvement
  • Maintain and grow internal relationships with Membership Advantage, Community Economic Development team, Business Resource Groups and Financial Center One Bank Teams
  • Develop and maintain CRA prospects & referral contacts (realtors, builders, professional and personal contacts).
  • Act as peer mentor Newly Hired CRA MLO
  • Maintain knowledge of Fifth Third Mortgage Company's policies and procedures.
  • Maintain knowledge of available loan products, processing procedures, and underwriting and general departmental guidelines.
  • Conduct and coordinate homebuyer-training seminars for CRA potential applicants.
  • Handle employee loans and participate in appropriate Fifth Third-coordinated functions to promote employee loans.
  • Follow defined protocol for escalation of exceptions.
  • Take applicant applications by completing Fannie Mae form 1003 on the laptop.
  • Utilize the laptop for communication and access of daily rates, applicant credit reports, Loan Prospector responses, and transmitting the loan to LOMAS.
  • Collect appropriate documentation from each applicant and deliver loan package in the time frames set by management.
  • Manage pipelines for all originated loans through closing and complete required management reports.
  • Communicate with applicants and/or referral sources by providing timely updates and progress reports.
  • Maintain high levels of customer service while managing each applicant*s and support staff*s expectations.
  • Attend and participate in all Consumer Lending meetings as required by management.
  • This position requires SAFE Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS).

MINIMUM KNOWLEDGE AND SKILLS REQUIRED:
  • High school diploma or equivalent mandatory. Four-year college degree preferred.
  • Knowledge of conventional and/or government lending guidelines.
  • Knowledge of residential mortgage processing, underwriting, and closing procedures.
  • Knowledge of federal lending regulations governing real estate lending.
  • Demonstrated organizational skills.
  • Strong written and verbal communications skills.
  • Demonstrated teamwork and customer service skills.
  • Proven computer skills.
  • Basic sales technique skills.
  • Strong desire to excel in a competitive environment.
  • This position requires S.A.F.E. Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS). The NMLS web site (mortgage.nationwidelicensingsystem.org) provides the MU4R questions and registration required for employment in this position.
SR CRA MLO- Houston
At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.
Compensation for this position is largely incentive-based. Incentive compensation is combined with either a base salary or a draw to determine total cash compensation, and incentive compensation is based upon company, line of business and/or individual performance. More information can be obtained upon request.
Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: https://www.53.com/content/fifth-third/en/careers/benefits.html or by consulting with your talent acquisition partner.
LOCATION -- Virtual, Texas 00000
Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.
Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.

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About Fifth Third Bank

Sourced by ZipRecruiter

Fifth Third Bank, National Association established in 1858, is a diversified financial services company headquartered in Cincinnati, Ohio. Fifth Third is among the largest money managers in the Midwest. It operates four main businesses: Commercial Banking, Branch Banking, Consumer Lending, and Wealth & Asset Management.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

Cincinnati, OH, US

Year founded

1858