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Merchant Processing Jobs in New York (NOW HIRING)

IDT

Senior Underwriter - Merchant Services

Newark, NJ · On-site

$120K/yr

As a leading provider in the merchant services industry, we offer innovative, secure, and scalable ... Analyze credit reports, bank statements, processing history, and business models to determine risk ...

ChargeAfter

Merchant Sales Manager

Manhattan, NY · On-site

$150K - $170K/yr

The Sales Manager will play a crucial role in new merchant acquisition and ChargeAfter's revenue ... Continuously look for ways to improve and refine the selling process to achieve monthly, quarterly ...

Shoppers World

Receiving/Processing Associate #8

Manhattan, NY · On-site

$18.75 - $22.50/hr

As a receiving/processing associate, you will play a crucial role in ensuring that all merchandise is received, organized, and processed efficiently. Your attention to detail and ability to thrive in ...

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Merchant Processing information

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How much do merchant processing jobs pay per hour?

As of Aug 10, 2026, the average hourly pay for merchant processing in New York is $26.99, according to ZipRecruiter salary data. Most workers in this role earn between $21.59 and $30.77 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a merchant processing specialist, and why are they important?

To thrive as a Merchant Processing Specialist, you need a solid understanding of payment processing systems, merchant account management, and financial regulations, often supported by experience in banking or payments industries. Familiarity with payment gateways, POS systems, and compliance standards such as PCI DSS is typically required. Strong problem-solving skills, attention to detail, and the ability to communicate clearly with clients set top performers apart. These capabilities are vital for ensuring secure, efficient transactions and maintaining trust with merchants and financial institutions.

What is merchant processing?

Merchant processing refers to the handling of electronic payment transactions for businesses, usually involving credit and debit card payments. It involves the setup and management of merchant accounts, payment gateways, and the secure transfer of funds from a customer's bank to the merchant's account. Merchant processors act as intermediaries between the business, customer, and banks to ensure transactions are authorized, processed, and settled efficiently. This service is essential for businesses that want to accept electronic payments, both online and in-person.

What is the difference between Merchant Processing vs Payment Processor Specialist?

AspectMerchant ProcessingPayment Processor Specialist
CredentialsBasic industry certifications, familiarity with payment systemsCertifications in payment processing, technical knowledge
Work EnvironmentFinancial institutions, merchant service providersPayment processing companies, financial tech firms
Industry UsageUsed broadly in retail, e-commerce, and service sectorsFocused on technical support and system management
Search/Comparison IntentUnderstanding merchant processing servicesTechnical roles in payment systems

Merchant Processing involves managing and facilitating payment transactions for merchants, including setting up merchant accounts and ensuring smooth payment acceptance. Payment Processor Specialists focus on technical support, system integration, and troubleshooting within payment processing platforms. While both roles work within the payment industry, Merchant Processing is more client-facing and operational, whereas Payment Processor Specialists are technical experts ensuring system functionality.

What are some common challenges faced by professionals in merchant processing, and how can they be addressed?

Professionals in merchant processing often encounter challenges such as managing evolving payment technologies, ensuring compliance with industry regulations, and addressing security concerns like fraud prevention. Staying up-to-date with the latest payment trends and regulatory requirements is crucial for success. Collaboration with IT and risk management teams helps proactively address these challenges, while ongoing training and clear communication with merchants can improve service quality and customer trust.
What are the most commonly searched types of Merchant Processing jobs in New York? The most popular types of Merchant Processing jobs in New York are:
What are popular job titles related to Merchant Processing jobs in New York? For Merchant Processing jobs in New York, the most frequently searched job titles are:
What job categories do people searching Merchant Processing jobs in New York look for? The top searched job categories for Merchant Processing jobs in New York are:
Merchant Processing jobs near you
Infographic showing various Merchant Processing job openings in New York as of August 2026, with employment types broken down into 1% As Needed, 78% Full Time, 15% Part Time, 2% Temporary, 3% Contract, and 1% Nights. Highlights an 92% Physical, 3% Hybrid, and 5% Remote job distribution, with an average salary of $56,144 per year, or $27 per hour.

Senior Underwriter - Merchant Services

IDT

Newark, NJ • On-site

$120K/yr

Full-time

Re-posted 14 days ago

Job description

About Us:
At NRS PAY, we are redefining the way businesses accept payments. As a leading provider in the merchant services industry, we offer innovative, secure, and scalable solutions that help our clients grow. We're expanding our underwriting team and seeking a highly motivated Senior Underwriter to join us in our mission.
Position Summary
  • We are looking for a detail-oriented and experienced Senior Underwriter with a strong background in the merchant services industry. The ideal candidate will be responsible for assessing risk, analyzing merchant applications, and ensuring compliance with underwriting guidelines. You will play a key role in protecting our business while enabling merchants to thrive.
Key Responsibilities:
  • Review and evaluate merchant applications, supporting documents, and risk indicators.
  • Analyze credit reports, bank statements, processing history, and business models to determine risk exposure.
  • Make recommendations and decisions on account approvals, holds, or declines.
  • Maintain up-to-date knowledge of industry trends, compliance regulations, and risk management strategies.
  • Collaborate with risk, sales, and operations teams to optimize onboarding and underwriting processes.
  • Mentor junior underwriters and assist in complex case escalations.
 
Requirements:
  • Minimum 2 years of underwriting experience in the merchant services or payments industry.
  • Strong understanding of risk assessment, KYC/AML policies, and credit analysis.
  • Ability to interpret financial and business documents quickly and accurately.
  • Excellent attention to detail and problem-solving skills.
  • Strong communication and decision-making abilities.
  • Experience working in a fast-paced, high-volume underwriting environment.
  • Preferred Qualifications:
 
Preferred Qualifications:
  • Familiarity with common payment processing platforms, chargeback trends, and high-risk merchant categories.
  • Experience with automated underwriting tools or platforms.
  • Bachelor's degree in finance, business, or a related field (or equivalent work experience).
$120,000 - $120,000 a year
About us: IDT is a Communications and Money Transfer company founded in 1990 and headquartered in Newark, New Jersey. IDT is an industry leader in prepaid communication, money transfer, and payment services, and one of the world's largest international voice carriers. We are listed on the NYSE, employ over 1800 people across 20+ countries, and have over $1.5 billion in revenues.  Our flagship brand, Boss Revolution, includes Money Transfer, International Calling, and Mobile Top-Up services and supports IDT's mission of enabling people to keep in touch and share resources with family and friends worldwide. Join us!
We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.
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