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Medical Underwriting Jobs (NOW HIRING)

Senior Medical Underwriter Branford or Farmington, Connecticut | Hybrid True Benefit, an Amwins ... True Benefit is an employee benefits consulting and healthcare underwriting program manager ...

Senior Medical Underwriter Branford or Farmington, Connecticut | Hybrid True Benefit, an Amwins ... True Benefit is an employee benefits consulting and healthcare underwriting program manager ...

Senior Medical Underwriter Branford or Farmington, Connecticut | Hybrid True Benefit, an Amwins ... True Benefit is an employee benefits consulting and healthcare underwriting program manager ...

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Medical Underwriting information

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How much do medical underwriting jobs pay per hour?

As of Sep 3, 2026, the average hourly pay for medical underwriting in the United States is $40.70, according to ZipRecruiter salary data. Most workers in this role earn between $38.70 and $42.55 per hour, depending on experience, location, and employer.

What is medical underwriting?

Medical underwriting is the process insurance companies use to evaluate an applicant's health information to determine eligibility and pricing for health or life insurance policies. It involves reviewing medical history, current health status, and sometimes requiring medical exams or reports. The goal is to assess the risk associated with insuring an individual, which can affect whether coverage is offered and at what premium rate. This process helps insurers set fair prices and manage risk within their insurance pool.

What are the key skills and qualifications needed to thrive as a medical underwriter, and why are they important?

To thrive as a Medical Underwriter, you need a solid understanding of medical terminology, risk assessment, and insurance principles, usually supported by a degree in a healthcare or related field. Familiarity with underwriting software, databases, and sometimes certifications like LOMA or ALU are typically required. Strong analytical thinking, attention to detail, and effective communication skills help you make sound decisions and explain complex findings. These abilities ensure accurate risk evaluation, regulatory compliance, and clear collaboration with clients and colleagues.

What are some common challenges faced by medical underwriters, and how can they be addressed?

Medical underwriters often encounter challenges such as interpreting complex medical histories, staying updated with evolving healthcare regulations, and balancing risk assessment with customer service. To address these, underwriters typically undergo continuous training, collaborate closely with medical professionals and other underwriting team members, and make use of advanced software tools to support decision-making. Developing strong analytical skills and clear communication is essential for efficiently navigating these challenges and ensuring accurate risk evaluation.

What is the difference between Medical Underwriting vs Medical Claims Adjuster?

AspectMedical UnderwritingMedical Claims Adjuster
Required CredentialsLicenses, certifications in insurance and health assessmentsLicenses, insurance adjuster certifications
Work EnvironmentOffice-based, analyzing health data and applicationsOffice or field, investigating claims and assessing damages
Industry UsageInsurance companies, health plansInsurance companies, third-party administrators
Primary FocusAssessing risk and determining policy eligibilityEvaluating claims for coverage and settlement

Medical Underwriting and Medical Claims Adjuster both work within the insurance industry but focus on different stages. Medical Underwriters evaluate applicants' health data to determine policy eligibility, while Medical Claims Adjusters review and settle claims after coverage is in place. Understanding these roles helps clarify career paths and employer expectations in health insurance.

How much do medical underwriters make?

Medical underwriters typically earn a median annual salary of around $70,000 to $90,000, with experienced professionals and those in senior roles earning over $100,000. Salaries vary based on experience, location, and the employer, and the role often requires knowledge of medical terminology and underwriting software.

How to become a medical underwriter?

To become a medical underwriter, candidates typically need a bachelor's degree in health sciences, insurance, or a related field. Relevant skills include strong analytical abilities, knowledge of medical terminology, and familiarity with underwriting software; professional certifications such as the Chartered Life Underwriter (CLU) or Certified Professional in Healthcare Risk Management (CPHRM) can enhance prospects.
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What cities are hiring for Medical Underwriting jobs?

Cities with the most Medical Underwriting job openings:

What are the most commonly searched types of Medical Underwriting jobs?

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What states have the most Medical Underwriting jobs?

States with the most job openings for Medical Underwriting jobs include:

Infographic showing various Medical Underwriting job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 78% Full Time, 15% Part Time, and 6% Contract. Highlights an 92% Physical, 1% Hybrid, and 7% Remote job distribution, with an average salary of $84,666 per year, or $40.7 per hour.

Medical Underwriting Manager

Allied National, Inc

Overland Park, KS โ€ข On-site

Full-time

This job post hasย expired 2 days ago.ย Applications are no longer accepted.


Job description

Description:

Allied is excited to bring a new Medical Underwriting Manager on to our Underwriting team to provide leadership to our growing team. The Medical Underwriting Manager is responsible for leading the daily operations, performance, and development of the small group medical underwriting team. This role ensures accurate and timely underwriting decisions across new business and renewals for small groups as well as rescission reviews, eligibility oversight, and policy issuance while maintaining high service standards for internal and external stakeholders.

The Manager plays a critical role in determining risk tolerance and appropriate rates for small groups as well as driving operational excellence through effective workflow management, staff development, quality assurance, and continuous process improvement. The ideal candidate is a hands-on leader with strong underwriting expertise, excellent communication skills, and a proven ability to manage teams in a fast-paced environment. 


Responsibilities Include:

Leadership & Team Management

  • Lead, coach, and mentor underwriting staff to ensure consistent high performance and engagement
  • Conduct regular performance evaluations, monthly one-on-one meetings, and ongoing coaching
  • Support employee development through training, cross-training, and individualized development plans
  • Make final risk determinations on group and renewal business as needed

Operational Excellence

  • Oversee underwriting activities for new business, renewals, rescission reviews, and policy issuance
  • Establish and maintain working relationships with sales and external stakeholders in order to support the dynamic relationship between sales, GAs, agents, and program managers
  • Approve claim referrals prior to submission to carriers

Process & Quality Improvement

  • Analyze workflows to identify process improvements and operational efficiencies
  • Review underwriting reports, renewal activity, and medical cost data to support sound decision-making and underwriting performance
Requirements:
  • High School Diploma or equivalent required. College degree or relevant coursework is preferred.
  • Minimum of 5 years supervisory or people-management experience.
  • Must have experience with Small Group and Data Base Underwriting.
  • Strong analytical, problem-solving, and decision-making skills needed as well as excellent written and verbal communication skills.
  • Must be able to manage competing priorities, deadlines, and varying workloads.

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