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Mastercard Software Engineer Jobs (NOW HIRING)

Senior Software Engineer

O Fallon, MO · On-site

$114K - $151K/yr

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories ... Title and Summary Senior Software Engineer Who is Mastercard? We work to connect and power an ...

Mastercard's Global Credit Authorization team is seeking a Software Engineer II (C/C++) who is passionate about building high-performance, mission-critical systems that operate at global scale. In ...

Mastercard Software Builders Experience (MSBX) is responsible for enabling more than 12,000 engineers globally to build, test, secure, and deliver software at scale. As part of Mastercard's ONE ...

Senior Software Engineer

O Fallon, MO · On-site

$114K - $151K/yr

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories ... Title and Summary Senior Software Engineer Overview Join a team focused on transforming how ...

Mastercard Software Builders Experience (MSBX) is responsible for enabling more than 12,000 engineers globally to build, test, secure, and deliver software at scale. As part of Mastercard's ONE ...

Senior Software Engineer

O Fallon, MO · On-site

$114K - $151K/yr

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories ... Title and Summary Senior Software Engineer Who is Mastercard? We work to connect and power an ...

Software Engineer II

O Fallon, MO

$91K - $124K/yr

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories ... As a Software Engineer II, you will design and develop cloud-ready applications, microservices, and ...

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories ... Title and Summary Lead Software Engineer Overview Join a team focused on transforming how ...

Senior Software Engineer

O Fallon, MO · On-site

$114K - $151K/yr

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories ... Title and Summary Senior Software Engineer Who is Mastercard? Mastercard is a global technology ...

Senior Software Engineer

Arlington, VA · On-site

$140K - $185K/yr

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories ... Title and Summary Senior Software Engineer Who is Mastercard? Mastercard is a global technology ...

Senior Software Engineer

O Fallon, MO · On-site

$114K - $151K/yr

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories ... Title and Summary Senior Software Engineer Who is Mastercard? We work to connect and power an ...

Software Engineer II

Arlington, VA · Hybrid

$112K - $153K/yr

Mastercard's Portfolio Intelligence team, part of the Services organization, is seeking a Software Engineer II to help build high-performance analytics platform that enable businesses around the ...

Software Engineer II

O Fallon, MO · On-site +1

$91K - $124K/yr

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories ... Title and Summary Software Engineer II Who is Mastercard? Mastercard is a global technology company ...

Senior Software Engineer

Atlanta, GA · On-site

$117K - $155K/yr

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories ... Title and Summary Senior Software Engineer Overview: Interested in building the next generation ...

Senior Software Engineer

O Fallon, MO · On-site

$114K - $151K/yr

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories ... Title and Summary Senior Software Engineer Who is Mastercard? Mastercard is a global technology ...

Senior Software Engineer

O Fallon, MO · On-site

$114K - $151K/yr

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories ... Title and Summary Senior Software Engineer Overview: Mastercard Send (part of the Mastercard Move ...

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories ... Title and Summary Software Engineer II Who is Mastercard Mastercard is a global technology company ...

Showing results 21-40

Mastercard Software Engineer information

See salary details

$63.5K

$147.5K

$205.5K

How much do mastercard software engineer jobs pay per year?

As of Sep 6, 2026, the average yearly pay for mastercard software engineer in the United States is $147,524.00, according to ZipRecruiter salary data. Most workers in this role earn between $120,000.00 and $173,000.00 per year, depending on experience, location, and employer.

What does a Mastercard software engineer do?

A Mastercard Software Engineer designs, develops, tests, and maintains software applications that power Mastercard’s payment processing and digital services. They work with cutting-edge technologies to build secure, scalable, and resilient systems used globally. Their responsibilities may include collaborating with cross-functional teams, writing code, troubleshooting issues, and ensuring that solutions meet business and security requirements. Software Engineers at Mastercard can specialize in areas like backend services, frontend development, infrastructure, or cybersecurity, depending on the specific team and project.

What are the key skills and qualifications needed to thrive as a Mastercard software engineer?

To thrive as a Mastercard Software Engineer, you need strong programming abilities in languages like Java or Python, a solid understanding of software development principles, and typically a degree in computer science or a related field. Familiarity with development tools such as Git, CI/CD pipelines, cloud platforms, and knowledge of secure coding practices are often required. Strong problem-solving skills, effective teamwork, and clear communication help engineers excel in collaborative and dynamic environments. These skills are critical for delivering secure, scalable solutions that support Mastercard’s global payment systems and innovation goals.

What are some common challenges faced by software engineers at Mastercard, and how are they typically addressed?

Software Engineers at Mastercard often work on large-scale, global payment solutions, which can present challenges such as ensuring high availability, scalability, and security of applications. Navigating complex legacy systems while implementing new features can also be demanding. These challenges are typically addressed through strong collaboration within cross-functional teams, ongoing training, adherence to secure coding practices, and the use of agile methodologies to iteratively deliver and improve solutions.
More about Mastercard Software Engineer jobs

What are the most commonly searched types of Mastercard Software Engineer jobs?

The most popular types of Mastercard Software Engineer jobs are:

What states have the most Mastercard Software Engineer jobs?

States with the most job openings for Mastercard Software Engineer jobs include:

Infographic showing various Mastercard Software Engineer job openings in the United States as of August 2026, with employment types broken down into 89% Full Time, 8% Part Time, and 3% Contract. Highlights an 88% Physical, 3% Hybrid, and 9% Remote job distribution, with an average salary of $147,524 per year, or $70.9 per hour.

Lead Software Engineer - Mastercard

Mastercard

O Fallon, MO • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 4 days ago


Job description

Our Purpose

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Title and Summary

Lead Software Engineer Overview
Be part of the Artificial Intelligence & Decision Processing Engineering team developing new capabilities for MasterCard‘s Decision Management Platform, which serves as the core for multiple business solutions to combat fraud and validate cardholder identity. Our patented Java-based platform processes billions of transactions per month in tens of milliseconds using a multi-tiered, message-oriented approach for high performance and availability.
• Would you like to develop industry leading solutions for fighting fraud?
• Are you motivated by speeding business solutions to market?
• Do you want to innovate, using cutting edge technologies on challenging business problems?
Role
• Successfully lead major projects and complex assignments with broad scope and long-term business implications.
• Work closely with other technical leads on assigned projects to assist in design and implementation tasks.
• Assist with production support issues by acting as a subject matter expert in resolving incidents and problem tickets.
• Plan, design and develop technical solutions and alternatives to meet business requirements in adherence with MasterCard standards, processes, and best practices.
• Participate in PoCs (Proof of Concept) and help the Department with selection of Vendor Solutions, Technologies, Methodologies and Frameworks.
• Design and build technical roadmaps to optimize services and functions with a focus on performance and cost/benefit optimization
• Conduct brownbag sessions on new and upcoming technologies, methodologies, and application appropriate frameworks.
• Actively look for opportunities to enhance standards and improve process efficiency.
• Be an integral part of the Agile SAFe discover and elaboration sessions. Perform requirements and design reviews, peer code reviews and PCI security reviews to ensure compliance with MasterCard standards.
• Have strong ownership of your team’s software and are deep in the maintenance characteristics, runtime properties and dependencies including hardware, operating system, and build.
• Communicate, collaborate, and work effectively in a global environment. Public speaking as a technology evangelist for Mastercard.
All About You
• Must be high-energy, detail-oriented, proactive and can function under pressure in an independent environment.
• Must provide the necessary skills to have a high degree of initiative and self-motivation to drive results.
• Possesses strong communication skills -- both verbal and written – and strong relationship, collaborative skills, and organizational skills.
• Willingness and ability to learn and take on challenging opportunities and to work as a member of matrix based diverse and geographically distributed project team.
• Knowledge of software development processes including agile processes and test-driven development
• Experience with the design and development of complex, multi-tier cloud native architectures.
• Degree in Computer Science or related field
Essential Skills required:
• Technical experience using Java/J2EE
• Spring Framework (including Spring Boot)
• Distributed Computing at scale
• Cloud technologies like cloud foundry, Kubernetes
• Strong Linux and shell scripting
• Oracle & PL/SQL and advanced SQL scripting
• IDE such as JBoss Developer Studio/IntelliJ
Desirable Skills:
• Experience working in at-scale distributed compute such as Gemfire, Apache Spark, Distributed Redis, Hazelcast, GridGain or similar
• Messaging – MQ and JMS
• Experience integrating vendor and open-source products into an overall system Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact reasonable_accommodation@mastercard.com and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.

Corporate Security Responsibility


All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

  • Abide by Mastercard’s security policies and practices;

  • Ensure the confidentiality and integrity of the information being accessed;

  • Report any suspected information security violation or breach, and

  • Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.

In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Mastercard benefits for interns generally include: 56 hours of Paid Sick and Safe Time; jury duty leave; and on-site fitness facilities in some locations.

Pay Ranges

O‘Fallon, Missouri: $140,000 - $231,000 USD