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Mastercard Software Engineer Jobs (NOW HIRING)

Software Engineer II

O Fallon, MO · On-site

$91K - $124K/yr

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories ... Title and Summary Software Engineer II Overview: At Mastercard, our industry expertise is enhanced ...

Principal Software Engineer

New York, NY

$147K - $198K/yr

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories ... Title and Summary Principal Software Engineer Overview The Builders Hub Team, part of the ...

Software Engineer II - Mastercard

O Fallon, MO · On-site

$91K - $124K/yr

Title and Summary Software Engineer II Who is Mastercard? Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that ...

Principal Software Engineer

New York, NY · On-site

$147K - $198K/yr

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories ... Title and Summary Principal Software Engineer Overview The Builders Hub Team, part of the ...

Software Engineer II

O Fallon, MO · On-site

$91K - $124K/yr

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories ... Title and Summary Software Engineer II Overview: At Mastercard, our industry expertise is enhanced ...

Software Engineer II

O Fallon, MO · On-site

$92K - $147K/yr

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories ... Title and Summary Software Engineer II Who is Mastercard? Mastercard is a global technology company ...

Mastercard's Global Credit Authorization team is seeking a Software Engineer II (C/C++) who is passionate about building high-performance, mission-critical systems that operate at global scale. In ...

Software Engineer II

O Fallon, MO · On-site

$91K - $124K/yr

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories ... Title and Summary Software Engineer II Overview The Software Engineer II is an experienced software ...

Senior Software Engineer

O Fallon, MO · On-site

$114K - $151K/yr

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories ... Title and Summary Senior Software Engineer Who is Mastercard? We work to connect and power an ...

Senior Software Engineer

O Fallon, MO · On-site

$114K - $151K/yr

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories ... Title and Summary Senior Software Engineer Who is Mastercard? Mastercard is a global technology ...

Senior Software Engineer

Arlington, VA · On-site

$140K - $185K/yr

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories ... Title and Summary Senior Software Engineer Who is Mastercard? Mastercard is a global technology ...

Senior Software Engineer

O Fallon, MO · On-site

$114K - $151K/yr

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories ... Title and Summary Senior Software Engineer Who is Mastercard? We work to connect and power an ...

Senior Software Engineer

O Fallon, MO · On-site

$114K - $151K/yr

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories ... Title and Summary Senior Software Engineer Who We Are Mastercard powers economies and empowers ...

Software Engineer II

O Fallon, MO · On-site +1

$91K - $124K/yr

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories ... Title and Summary Software Engineer II Who is Mastercard? Mastercard is a global technology company ...

Software Engineer II

Arlington, VA · Hybrid

$112K - $153K/yr

Mastercard's Portfolio Intelligence team, part of the Services organization, is seeking a Software Engineer II to help build high-performance analytics platform that enable businesses around the ...

Senior Software Engineer

O Fallon, MO · On-site

$114K - $151K/yr

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories ... Title and Summary Senior Software Engineer Who is Mastercard? Mastercard is a global technology ...

Senior Software Engineer

O Fallon, MO · On-site

$114K - $151K/yr

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories ... Title and Summary Senior Software Engineer Who is Mastercard? Mastercard is a global technology ...

Software Engineer II

O Fallon, MO · On-site

$91K - $124K/yr

Mastercard's Global Credit Authorization team is seeking a Software Engineer II (C/C++) who is passionate about building high-performance, mission-critical systems that operate at global scale. In ...

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Mastercard Software Engineer information

See salary details

$63.5K

$147.5K

$205.5K

How much do mastercard software engineer jobs pay per year?

As of Aug 17, 2026, the average yearly pay for mastercard software engineer in the United States is $147,524.00, according to ZipRecruiter salary data. Most workers in this role earn between $120,000.00 and $173,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Mastercard software engineer?

To thrive as a Mastercard Software Engineer, you need strong programming abilities in languages like Java or Python, a solid understanding of software development principles, and typically a degree in computer science or a related field. Familiarity with development tools such as Git, CI/CD pipelines, cloud platforms, and knowledge of secure coding practices are often required. Strong problem-solving skills, effective teamwork, and clear communication help engineers excel in collaborative and dynamic environments. These skills are critical for delivering secure, scalable solutions that support Mastercard’s global payment systems and innovation goals.

Does Mastercard hire software engineers?

Yes, Mastercard hires software engineers to develop and maintain payment processing systems, security protocols, and digital solutions. Candidates typically need programming skills in languages like Java, C++, or Python, along with knowledge of cybersecurity and financial technology. The company offers roles in various locations and may require relevant experience or certifications.

What are some common challenges faced by software engineers at Mastercard, and how are they typically addressed?

Software Engineers at Mastercard often work on large-scale, global payment solutions, which can present challenges such as ensuring high availability, scalability, and security of applications. Navigating complex legacy systems while implementing new features can also be demanding. These challenges are typically addressed through strong collaboration within cross-functional teams, ongoing training, adherence to secure coding practices, and the use of agile methodologies to iteratively deliver and improve solutions.

What does a Mastercard software engineer do?

A Mastercard Software Engineer designs, develops, tests, and maintains software applications that power Mastercard’s payment processing and digital services. They work with cutting-edge technologies to build secure, scalable, and resilient systems used globally. Their responsibilities may include collaborating with cross-functional teams, writing code, troubleshooting issues, and ensuring that solutions meet business and security requirements. Software Engineers at Mastercard can specialize in areas like backend services, frontend development, infrastructure, or cybersecurity, depending on the specific team and project.
More about Mastercard Software Engineer jobs

What are the most commonly searched types of Mastercard Software Engineer jobs?

The most popular types of Mastercard Software Engineer jobs are:

What states have the most Mastercard Software Engineer jobs?

States with the most job openings for Mastercard Software Engineer jobs include:

Infographic showing various Mastercard Software Engineer job openings in the United States as of August 2026, with employment types broken down into 1% Internship, 87% Full Time, 8% Part Time, and 4% Contract. Highlights an 87% Physical, 4% Hybrid, and 9% Remote job distribution, with an average salary of $147,524 per year, or $70.9 per hour.

Software Engineer II

MasterCard

O Fallon, MO • On-site

$91K - $124K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 26 days ago


Job description

Our Purpose

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build asustainableeconomy where everyone can prosper. We support a wide range of digital payments choices, making transactionssecure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Title and Summary

Software Engineer IIOverview:
At Mastercard, our industry expertise is enhanced by our commitment to being a force for good in the world and to doing well by doing good. Mastercard relies on our global workforce to help us achieve our goal of building a sustainable, inclusive global economy. The Mastercard Way encourages us, connects us with the behaviors that represent the essence of not only what we do but who we are as an organization. Cultivating an environment for all employees that respects their individual strengths, views and experiences drives a global and collaborative culture of inclusion and sense of belonging.
Mastercard software engineering teams leverage Agile development principles, advanced development and design practices, and an obsession over security, reliability, and performance to deliver solutions that delight our customers. We're looking for talented software development engineers to develop advanced technologies and applications that are revolutionizing payments.
Are you passionate about software engineering?
Do you enjoy seeing the impact your code has on a wide range of customers?
Do you want to work for a company that offers above-and-beyond benefits, including paid parental leave, flexible work hours, gift matching, and volunteer incentives while encouraging your professional learning and development?
Do you thrive in an environment where you are continuously learning and growing your skills and career?
Do you want to join a company that offers a competitive benefits and rewards program that attracts, develops, and retains talented employees around the world?
Do you want to join an inclusive culture where employees, in all their diversity, feel valued, respected, and empowered to bring their authentic selves to work? Learn more in Mastercard's Corporate Sustainability Report.
The Bill Pay suite of applications supports an electronic payment network that enables consumer bill payments for approximately 95 percent of electronic bill payment industry service providers in the U.S. region. Our new product, Bill Pay Exchange, will improve the consumer bill payment experience through simplified bill linking, additional payment options, and biller suggestions.
Role
Serve as a hands-on developer who writes high-quality, secure, modular, functional, and testable code to support the Bill Pay Program.
Contribute to all phases of the software development lifecycle, including design, development, documentation, testing, deployment support, and ongoing maintenance.
Participate in software design and architecture discussions, contributing to scalable, reliable, and performant solutions.
Develop and maintain unit, functional, and integration tests to validate software components and improve overall quality.
Support performance engineering efforts by helping analyze, tune, and optimize applications for reliability, efficiency, and scalability.
Participate in code reviews to help ensure code quality, maintainability, security, and adherence to engineering standards.
Take ownership of the team's software, including maintenance characteristics, runtime properties, dependencies, hardware, operating system, build, and operational readiness.
Troubleshoot, diagnose, and resolve technical issues across development, testing, and production-like environments.
Communicate, collaborate, and work effectively in a global, cross-functional environment.
About You
Degree in Computer Science or a related field, or equivalent practical experience.
Strong foundation in algorithms, data structures, and core computer science concepts.
Strong technical experience with Java, Java/J2EE, Linux, Oracle, and SQL programming.
Strong knowledge of Java, Spring Boot, Spring Batch, Hibernate, and REST API services.
Strong knowledge of Linux and shell scripting.
Experience with secure coding practices and building reliable, maintainable software.
Experience contributing to software design, code reviews, testing, troubleshooting, and operational support.
Strong analytical and problem-solving skills, with the ability to diagnose and resolve technical issues systematically.
Ability to manage multiple priorities and meet deadlines in a fast-paced environment.
Experience working in an Agile environment.
Strong written and verbal English communication skills.
Experience with EXTJS for UI development is a plus.Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact reasonable_accommodation@mastercard.com and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.

Corporate Security Responsibility


All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

  • Abide by Mastercard's security policies and practices;

  • Ensure the confidentiality and integrity of the information being accessed;

  • Report any suspected information security violation or breach, and

  • Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.

In line with Mastercard's total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Mastercard benefits for interns generally include: 56 hours of Paid Sick and Safe Time; jury duty leave; and on-site fitness facilities in some locations.

Pay Ranges

O'Fallon, Missouri: $92,000 - $147,000 USD