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Marine Insurance Adjuster Jobs (NOW HIRING)

About the role As an Inland Marine Adjuster, you will play a critical role in investigating ... Active insurance adjuster's license by way of a designated home state, or home state * Bachelor ...

Inland Marine Desk Adjuster (Remote - Temporary W-2) We're seeking an experienced Inland Marine Desk Adjuster to support our team in a temporary W-2 role. If you have a strong background in inland ...

Inland Marine Desk Adjuster (Remote - Temporary W-2) We're seeking an experienced Inland Marine Desk Adjuster to support our team in a temporary W-2 role. If you have a strong background in inland ...

... other insurers, producers, surveyors and adjusters, experts and others to bring claims to ... Marine at industry events and conferences Negotiate resolution of claims Maintain a diary of all ...

... other insurers, producers, surveyors and adjusters, experts and others to bring claims to ... Marine at industry events and conferences Negotiate resolution of claims Maintain a diary of all ...

... other insurers, producers, surveyors and adjusters, experts and others to bring claims to ... Marine at industry events and conferences Negotiate resolution of claims Maintain a diary of all ...

... other insurers, producers, surveyors and adjusters, experts and others to bring claims to ... Marine at industry events and conferences Negotiate resolution of claims Maintain a diary of all ...

... other insurers, producers, surveyors and adjusters, experts and others to bring claims to ... Marine at industry events and conferences Negotiate resolution of claims Maintain a diary of all ...

... other insurers, producers, surveyors and adjusters, experts and others to bring claims to ... Marine at industry events and conferences Negotiate resolution of claims Maintain a diary of all ...

... other insurers, producers, surveyors and adjusters, experts and others to bring claims to ... Marine at industry events and conferences Negotiate resolution of claims Maintain a diary of all ...

... other insurers, producers, surveyors and adjusters, experts and others to bring claims to ... Marine at industry events and conferences Negotiate resolution of claims Maintain a diary of all ...

... other insurers, producers, surveyors and adjusters, experts and others to bring claims to ... Marine at industry events and conferences Negotiate resolution of claims Maintain a diary of all ...

... other insurers, producers, surveyors and adjusters, experts and others to bring claims to ... Marine at industry events and conferences Negotiate resolution of claims Maintain a diary of all ...

... other insurers, producers, surveyors and adjusters, experts and others to bring claims to ... Marine at industry events and conferences Negotiate resolution of claims Maintain a diary of all ...

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Marine Insurance Adjuster information

See salary details

$19.5K

$74.7K

$110.5K

How much do marine insurance adjuster jobs pay per year?

As of Jun 15, 2026, the average yearly pay for marine insurance adjuster in the United States is $74,680.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,000.00 and $100,000.00 per year, depending on experience, location, and employer.

What are the main challenges a Marine Insurance Adjuster faces when evaluating complex claims?

Marine Insurance Adjusters often deal with claims involving multiple parties, international regulations, and varied cargo types, requiring a deep understanding of maritime law and insurance policy wording. One of the main challenges is gathering accurate documentation and evidence from global sources, sometimes in different languages or jurisdictions. Additionally, adjusters must balance thorough investigation with timely resolution, working closely with surveyors, legal experts, and clients to ensure fair outcomes. Strong communication and analytical skills are vital for navigating these complexities and building consensus among stakeholders.

What is the highest paid insurance adjuster?

Marine insurance adjusters with extensive experience, specialized skills, and certifications such as Chartered Property Casualty Underwriter (CPCU) can earn high salaries, often exceeding $100,000 annually. Senior adjusters working on complex or large claims, especially in high-risk maritime environments, tend to have the highest compensation in the field.

How to become a marine adjuster?

To become a marine insurance adjuster, typically one needs a background in marine or insurance industries, along with knowledge of maritime laws and damage assessment. Many states require licensing or certification, which involves passing an exam and gaining relevant experience. Developing skills in negotiation, report writing, and understanding of marine vessels and cargo is also beneficial.

What are the key skills and qualifications needed to thrive as a Marine Insurance Adjuster, and why are they important?

To thrive as a Marine Insurance Adjuster, you need a solid understanding of marine insurance policies, claims handling, and maritime law, typically supported by a degree in business, law, or a related field. Familiarity with claims management software, loss assessment tools, and potentially certifications like the Chartered Insurance Institute (CII) qualification is crucial. Strong negotiation, analytical thinking, and communication skills help you resolve claims efficiently and build trust with clients. These abilities ensure accurate claim assessments, fair settlements, and uphold the insurer’s reputation in a complex, high-value sector.

What are Marine Insurance Adjusters?

Marine Insurance Adjusters are professionals who investigate, assess, and process claims related to marine insurance policies. They evaluate the extent of loss or damage to ships, cargo, and other marine assets, determine coverage under the insurance policy, and negotiate settlements between insurers and policyholders. Their expertise helps ensure fair and accurate resolution of claims, minimizing disputes and facilitating smooth operations in the maritime industry.

How much do marine adjusters make?

Marine insurance adjusters typically earn between $50,000 and $90,000 annually, depending on experience, location, and the complexity of claims handled. Senior adjusters or those with specialized skills can earn higher salaries, and the role often requires knowledge of maritime laws and damage assessment tools.

What is the difference between Marine Insurance Adjuster vs Marine Claims Examiner?

AspectMarine Insurance AdjusterMarine Claims Examiner
CredentialsAdjuster licenses, insurance certificationsClaims examination certifications, insurance knowledge
Work EnvironmentOn-site inspections, field assessments, office workOffice-based, reviewing claims, data analysis
Employer & Industry UsageInsurance companies, adjusting firms, maritime insurersInsurance companies, claims departments, maritime insurers

Marine Insurance Adjusters and Marine Claims Examiners both work within the maritime insurance industry, focusing on claims related to marine incidents. Adjusters typically conduct on-site inspections and assess damages, while Claims Examiners review and process claims in an office setting. Both roles require insurance knowledge and certifications, but their daily tasks and work environments differ slightly. Understanding these differences can help you choose the career path that best fits your skills and interests.

What is an average adjuster in marine insurance?

An average adjuster in marine insurance is a professional who assesses and negotiates claims related to maritime losses, such as damage to ships or cargo. They typically have specialized knowledge of maritime law, insurance policies, and damage assessment procedures, and often work with insurance companies, shipowners, and cargo interests to determine the extent of coverage and settlement amounts.
More about Marine Insurance Adjuster jobs
What cities are hiring for Marine Insurance Adjuster jobs? Cities with the most Marine Insurance Adjuster job openings:
What states have the most Marine Insurance Adjuster jobs? States with the most job openings for Marine Insurance Adjuster jobs include:
Infographic showing various Marine Insurance Adjuster job openings in the United States as of June 2026, with employment types broken down into 95% Full Time, and 5% Temporary. Highlights an 62% In-person, 5% Hybrid, and 33% Remote job distribution, with an average salary of $74,680 per year, or $35.9 per hour.
Inland Marine Adjuster

Inland Marine Adjuster

Reserv, Inc.

Atlanta, GA • On-site, Remote

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 4 days ago


Job description

About Reserv
Reserv is an insurtech creating and incubating cutting-edge AI and automation technology to bring efficiency and simplicity to claims. Founded by insurtech veterans with deep experience in SaaS and digital claims, Reserv is venture-backed by Bain Capital and Altai Ventures and began operations in May 2022. We are focused on automating highly manual tasks to tackle long-standing problems in claims and set a new standard for TPAs, insurance technology providers, and adjusters alike.
We have ambitious (but attainable!) goals and need people who can work in an evolving environment. If building a leading TPA and the prospect of tackling the long-standing challenges of the claims role sounds exciting, we can't wait to meet you.
About the role
As an Inland Marine Adjuster, you will play a critical role in investigating, evaluating, and resolving complex inland marine insurance claims. This includes losses related to construction equipment, contractor's tools, transportation of goods, fine arts, and other movable commercial property. You'll be responsible for managing the claim process from start to finish-assessing coverage, determining liability, estimating damages, and negotiating settlements-in alignment with company guidelines and regulatory requirements.
This role demands strong analytical skills, attention to detail, and a solid understanding of inland marine coverages and commercial property policies. You will collaborate with policyholders, brokers, contractors, legal counsel, and internal stakeholders to deliver fair and timely claim outcomes while upholding customer service standards and maintaining claims integrity.
What you'll do
  • Provide prompt, courteous and high-quality customer service to all policyholders and claimants by answering customer calls, filing claims, and resolving customer requests
  • Gather necessary information from customers to initiate the claim and explain policy, coverage, and appropriate course of action
  • Manage an inventory of claims, establish initial reserves for all potential exposures, and adjust as appropriate throughout the claim
  • Investigates, determines coverage of loss and adjusts all elements of commercial property loss claims
  • Ability to write appraisals for dwelling repairs or coordinate with a team of field appraisers to review accuracy of appraisal written by IA
  • Explains coverage of loss including coinsurance, assists policyholders with itemization of damages, and mitigation steps. Experienced with business interruption claims
  • Ensure compliance with specific state regulations, policy provisions, and standard operating procedures
  • Communicate with involved parties and negotiate appropriate settlements with claimants, insureds, and attorneys within approved payment authority
  • Provide input for continuous development of claims guidelines, best practices, and process improvements
  • Oversee and direct outside investigative service providers and work closely with the client and client counsel and investigative services to resolve the claim

Qualifications
  • Active insurance adjuster's license by way of a designated home state, or home state
  • Bachelor's degree (lack of one should not stop you from applying if you possess all the other qualifications)
  • Minimum of 3 years of experience with Property claims
    • Experience in handling Inland Marine losses preferred
    • Commercial property claims experience a plus
    • Desk and/or field appraisal experience
  • Willing to obtain all licenses within 60 days, including completing state required testing
  • Knowledge of state regulations, policy provisions, and standard operating procedures
  • Ability to analyze and evaluate complex data and make sound decisions based on established guidelines, policies, and procedures
  • Curious and motivated by problem solving and questioning the status quo
  • Desire to engage in learning opportunities and continuous professional development
  • Willingness to travel for client and claims needs

Benefits
  • Generous health-insurance package with nationwide coverage, vision, & dental
  • 401(k) retirement plan with employer matching
  • Competitive PTO policy - we want our employees fresh, healthy, happy, and energized!
  • Generous family leave policy after 8 months of continuous work
  • Work from anywhere to facilitate your work life balance
  • Apple laptop, large second monitor, and other quality-of-life equipment you may want. Technology is something that should make your life easier, not harder!

Additionally, we will
  • Listen to your feedback to enhance and improve upon the long-standing challenges of an adjuster and the claims role
  • Work toward reducing and eliminating all the administrative work from an adjuster role
  • Foster a culture of empathy, transparency, and empowerment in a remote-first environment

At Reserv, we value diversity in backgrounds, perspectives, and life experiences and believe that diversity in viewpoints and critical thinking drives innovation, first-principles thinking, and success. We welcome applicants from all backgrounds and encourage those from all walks of life to apply. If you believe you are a good fit for this role, we would love to hear from you!