1

Manager Mortgage Credit Jobs (NOW HIRING)

Manager, Mortgage Operations

Bel Air, MD ยท On-site

$91K - $155K/yr

... the credit union movement. We prioritize purpose and connection in how we serve our members, co ... The Manager, Mortgage Operations provides strategic leadership and direction for all mortgage ...

Global Banking & Markets provides a full range of investment banking, credit and risk management ... Purpose Support the assessment and management of credit risk across the Mortgage Capital Markets ...

Global Banking & Markets provides a full range of investment banking, credit and risk management ... Purpose Support the assessment and management of credit risk across the Mortgage Capital Markets ...

... credit applications every month across small business, mortgage, and consumer lending. By ... The candidate will be in charge of managing relationships and helping to facilitate process change ...

Showing results 21-40

Manager Mortgage Credit information

See salary details

$62.5K

$94K

$202.5K

How much do manager mortgage credit jobs pay per year?

As of Aug 8, 2026, the average yearly pay for manager mortgage credit in the United States is $94,039.00, according to ZipRecruiter salary data. Most workers in this role earn between $67,500.00 and $92,000.00 per year, depending on experience, location, and employer.

What does a manager mortgage credit do?

A Manager of Mortgage Credit oversees the evaluation and approval process for mortgage loan applications within a financial institution. They ensure that all credit policies and procedures are followed, assess applicants' creditworthiness, and manage a team of credit analysts or underwriters. Their responsibilities also include mitigating risk, maintaining compliance with regulations, and collaborating with other departments to improve lending processes. This role is crucial for balancing the institution's risk with the need to provide loans to qualified borrowers.

What are the main challenges a manager mortgage credit typically faces, and how can they be addressed?

A Manager Mortgage Credit often encounters challenges such as balancing risk assessment with customer service, staying compliant with constantly changing regulations, and managing a team under tight deadlines. Effectively addressing these challenges requires strong analytical skills, up-to-date knowledge of mortgage lending policies, and proactive communication with both team members and other departments. Building a collaborative team environment and investing in ongoing training can help ensure consistent decision-making and reduce errors, ultimately supporting both organizational goals and customer satisfaction.

What is the difference between Manager Mortgage Credit vs Mortgage Underwriter?

AspectManager Mortgage CreditMortgage Underwriter
Primary RoleOversees mortgage credit approval processes, manages teams, and develops credit policies.Evaluates individual mortgage applications, assesses risk, and approves or denies loans based on guidelines.
Required CredentialsTypically requires a mortgage or finance-related certification, experience in credit analysis, and leadership skills.Requires mortgage underwriting certifications, knowledge of lending guidelines, and analytical skills.
Work EnvironmentOffice-based, managerial setting within banks, mortgage companies, or financial institutions.Office-based, focused on detailed review of loan documents and risk assessment.

The main difference is that a Manager Mortgage Credit oversees the credit approval process and manages teams, while a Mortgage Underwriter focuses on evaluating individual loan applications. Both roles require similar certifications and work in related environments, but their responsibilities differ in scope and focus.

What are the key skills and qualifications needed to thrive as a manager mortgage credit?

To thrive as a Manager Mortgage Credit, you need strong analytical skills, deep knowledge of mortgage lending regulations, and experience in credit risk assessment, typically supported by a degree in finance or a related field. Familiarity with loan origination systems, credit scoring software, and regulatory compliance tools is essential. Excellent leadership, decision-making, and communication skills help manage teams and build relationships with clients and stakeholders. These competencies ensure sound credit decisions, regulatory compliance, and efficient team performance in a high-stakes financial environment.
More about Manager Mortgage Credit jobs
What cities are hiring for Manager Mortgage Credit jobs? Cities with the most Manager Mortgage Credit job openings:
What states have the most Manager Mortgage Credit jobs? States with the most job openings for Manager Mortgage Credit jobs include:
Infographic showing various Manager Mortgage Credit job openings in the United States as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $94,039 per year, or $45.2 per hour.

Manager, Mortgage Operations

APGFCU

Bel Air, MD โ€ข On-site

$91K - $155K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 24 days ago


Job description

Where Banking Feels Like Belonging
At APGFCU, our values are at the heart of everything we do, empowering us as leaders in the credit union movement. We prioritize purpose and connection in how we serve our members, co-workers and communities - helping to navigate life's little and big moments.
Summary: The Manager, Mortgage Operations provides strategic leadership and direction for all mortgage operations functions, ensuring the effective execution of residential mortgage loan processing, underwriting, closing, funding, post-closing, and secondary market delivery. This role leads and develops operational teams, aligns resources to achieve organizational goals, fosters a culture of accountability and service excellence, and drives operational efficiency while delivering exceptional member experience.
This position provides leadership for mortgage operations staff and lending pipelines, cultivates vendor and investor relationships, ensures timely investor loan file delivery, maintains compliance with regulatory and investor requirements, and champions continuous process improvement.
Leadership:
  • Manage day-to-day mortgage operations including pipeline management for processing, underwriting, closing, funding, and post-closing activities.
  • Develop and maintain operational performance standards, KPIs, and service level expectations.
  • Recruit, train, develop, and mentor mortgage operations staff.
  • Manage staffing levels, scheduling, performance reviews, leave requests, and employee development.
  • Serve as the primary escalation point for complex member, operational, vendor, and investor issues.
  • Promote a culture of accountability, teamwork, continuous improvement, and member service excellence.
  • Partner with leadership to establish departmental goals aligned with APGFCU strategic objectives.

Operations and Support:
  • Ensure mortgage loans are processed in accordance with APGFCU policy, regulatory requirements and investor guidelines.
  • Exercise lending authority within approved limits and oversee delegated underwriting authority.
  • Coordinate delivery and sale of loans on the secondary market.
  • Monitor workflow, productivity and quality metrics and implement corrective actions as necessary.
  • Maintain mortgage systems, forms, reports, and operational procedures.
  • Manage vendor relationships including appraisers, title companies, attorneys and fulfillment providers.
  • Prepare management, board, ALCO, and HMDA reporting.
  • Support audits, quality control reviews and compliance examinations.

Professional Development:
  • Remain current on mortgage lending regulations, secondary market requirements, and industry trends.
  • Participate in professional organizations, conferences and training opportunities.
  • Establish professional development goals for staff and support ongoing learning.

Additional: Responsible for completion of applicable training and compliance on federal regulations and APGFCU policies and procedures as related to the duties of this position (Bank Secrecy Act, Information Security as examples, if applicable).
QUALIFICATIONS:
Education: Bachelor's degree in business administration, Finance, Management, or related field preferred. Relevant experience may be substituted for education.
Experience: Minimum seven years of mortgage lending experience including significant mortgage operations and secondary market experience, with at least three years of leadership experience.
Physical Demand: The physical demands are consistent with a professional office environment. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions of the position.
Knowledge, Skills, and Abilities: Comprehensive knowledge of mortgage operations, underwriting, processing, secondary market activities, mortgage regulations, and investor requirements. Strong leadership, analytical, communication, organizational, and problem-solving skills. Proficiency with mortgage lending systems, reporting tools, and Microsoft Office applications.
Compensation: $91,600 - $155,600 annually
Offers are based on experience and education.
APGFCU provides comprehensive benefits such as medical and dental (shared expense), vision, 401(k), life and disability insurance, flexible spending account, employee assistance program, referral program, educational assistance, holidays, annual leave and sick leave.
APGFCU is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability to Protected Veteran status. Please use the attached link to view the EEO law poster http://www1.eeoc.gov/employers/poster.cfm
APGFCU is committed to working with and providing reasonable accommodations to persons of all abilities, including persons with disabilities. If you need a reasonable accommodation for any part of the employment process, please send to the Human Resources Department and let us know the nature of your request and your contact information. Reasonable accommodations are considered on a case-by-case basis. Please note that only inquiries concerning a request for reasonable accommodations will be responded to from this e-mail address.
APGFCU participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S. You can view the details by clicking here or returning to the careers homepage.
APGFCU participa en E-Verify y proporcionarรก al gobierno federal la informaciรณn de su Formulario I-9 para confirmar que usted estรก autorizado para trabajar en los EE.UU.. Puede ver los detalles haciendo clic aquรญ o regresando a la pรกgina de inicio de carreras profesionales.