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Manager Bad Credit Loans Jobs (NOW HIRING)

Monitor AR aging, DSO, CEI, bad debt, and overall collection performance, driving corrective action ... Manage dealer and distributor credit programs, supporting both domestic and international ...

Credit Manager Department: Finance - Accounts Receivable & Credit Reports to: Assistant Controller ... Monitor AR aging, DSO, CEI, bad debt, and overall collection performance, driving corrective action ...

Credit Manager

San Clemente, CA · On-site

$100K - $120K/yr

Monitor AR aging, DSO, CEI, bad debt, and overall collection performance, driving corrective action ... Manage dealer and distributor credit programs, supporting both domestic and international ...

Monitor AR aging, DSO, CEI, bad debt, and overall collection performance, driving corrective action ... Manage dealer and distributor credit programs, supporting both domestic and international ...

Loan Specialist

Farmville, VA · On-site

$46K - $57K/yr

This position works closely with the relationship managers (loan officers), handles all aspects of ... Farm Credit loans are not sold on the secondary market, but rather are maintained in our loan ...

Loan Specialist

Farmville, VA · On-site

$46K - $57K/yr

This position works closely with the relationship managers (loan officers), handles all aspects of ... Farm Credit loans are not sold on the secondary market, but rather are maintained in our loan ...

Loan Specialist

Farmville, VA · On-site

$46K - $57K/yr

This position works closely with the relationship managers (loan officers), handles all aspects of ... Farm Credit loans are not sold on the secondary market, but rather are maintained in our loan ...

Senior Credit Manager

Richmond, CA · On-site

$120 - $150/hr

Oversee customer credit evaluations, risk assessments, credit limits, and exposure management ... Track and improve DSO, collection effectiveness, bad debt expense, cash flow, and working capital ...

Manage bad debt reserve according to established guidelines. * Minimize losses on customers who ... Process credit card payments/post payments as needed. * Assist all EPPNG sites concerning ...

Loan Specialist

Farmville, VA · On-site

$46K - $57K/yr

This position works closely with the relationship managers (loan officers), handles all aspects of ... Farm Credit loans are not sold on the secondary market, but rather are maintained in our loan ...

New

Loan Specialist

Farmville, VA · On-site

$46K - $57K/yr

This position works closely with the relationship managers (loan officers), handles all aspects of ... Farm Credit loans are not sold on the secondary market, but rather are maintained in our loan ...

In this role, you will be responsible for evaluating customer creditworthiness, managing credit limits, and leading collection efforts to optimize DSO and minimize bad debt. The Credit Manager serves ...

The Credit Manager is responsible for overseeing and managing the company's credit and collections department to ensure the timely collection of accounts receivable with the goal of minimizing bad ...

In this role, you will be responsible for evaluating customer creditworthiness, managing credit limits, and leading collection efforts to optimize DSO and minimize bad debt. The Credit Manager serves ...

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Manager Bad Credit Loans information

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$25.5K

$67.7K

$129K

How much do manager bad credit loans jobs pay per year?

As of Aug 25, 2026, the average yearly pay for manager bad credit loans in the United States is $67,658.00, according to ZipRecruiter salary data. Most workers in this role earn between $36,000.00 and $92,500.00 per year, depending on experience, location, and employer.

What is the difference between Manager Bad Credit Loans vs Loan Officer?

AspectManager Bad Credit LoansLoan Officer
CredentialsTypically requires managerial experience, financial knowledge, and sometimes certifications in lending or financeRequires financial knowledge, sales skills, and often a mortgage or lending license
Work EnvironmentOffice-based, managerial role overseeing loan processes and teamsClient-facing, assisting borrowers with loan applications and approvals
Industry UsageUsed in lending companies specializing in bad credit loansCommon in banks, credit unions, and lending firms
Search & Comparison IntentUnderstanding managerial roles in bad credit lendingLearning about loan application processes and client interaction

While both roles operate within the lending industry, a Manager Bad Credit Loans typically oversees loan operations and team management, requiring managerial experience. A Loan Officer directly interacts with clients, assessing their needs and guiding them through loan applications. The roles differ mainly in responsibilities and work environment but share industry knowledge and financial credentials.

What cities are hiring for Manager Bad Credit Loans jobs?

Cities with the most Manager Bad Credit Loans job openings:

What are the most commonly searched types of Bad Credit Loans jobs?

The most popular types of Bad Credit Loans jobs are:

What states have the most Manager Bad Credit Loans jobs?

States with the most job openings for Manager Bad Credit Loans jobs include:

Credit Manager

Sonance

San Clemente, CA • On-site

Other

Posted 28 days ago


Job description

Position Title: Credit Manager
Department: Finance - Accounts Receivable & Credit
Reports to: Assistant Controller
Location: San Clemente, CA
Job Description
The Credit Manager leads Sonance's global Accounts Receivable, Credit, Collections, Cash Application, and Order-to-Cash operations. This role is responsible for evaluating customer creditworthiness, establishing and enforcing credit and collection policies, and managing the full accounts receivable cycle. Working closely with the Assistant Controller, CFO, and cross-functional partners in Sales, Operations, and Customer Service, the Credit Manager monitors the aging of accounts, manages the bad debt reserve, and ensures the timely collection of outstanding balances. As the primary point of contact for credit-related decisions, the Credit Manager plays a key role in protecting and strengthening the financial health of the company.
Key Responsibilities
Credit Evaluation & Risk Management
  • Evaluate new and existing customers for creditworthiness and approve credit decisions; assign appropriate credit terms and credit limits in accordance with company policy.
  • Establish and maintain credit policies, payment terms, and credit limits, ensuring all orders comply with company credit and collection policy.
  • Monitor and manage credit exposure across the customer portfolio, including international credit risk and export documentation requirements.
Collections & Accounts Receivable
  • Manage the end-to-end collections process, maintaining regular contact with customers and verifying the status of outstanding payments.
  • Monitor AR aging, DSO, CEI, bad debt, and overall collection performance, driving corrective action where needed.
  • Resolve customer disputes and partner with Sales to accelerate collections and improve cash flow.
  • Assign accounts to outside collection agencies as needed, with Assistant Controller approval.
  • Work with the Assistant Controller to calculate DSO and manage bad debt and the bad debt reserve.
Cash Application & Reconciliation
  • Oversee daily posting of cash receipts; reconcile accounts and resolve discrepancies in a timely manner.
  • Support month-end close, including reconciliations, write-offs, and related journal activity.
Reporting & Cash Forecasting
  • Generate daily and monthly reports for the Assistant Controller and CFO on the status of past-due accounts.
  • Forecast cash collections and provide executive-level KPI reporting on AR and credit performance.
Dealer, Distributor & International Programs
  • Manage dealer and distributor credit programs, supporting both domestic and international distributors.
  • Review distributor inventory and payment trends to inform credit and collection strategy.
  • Coordinate the resolution of rebate, deduction, and pricing disputes.
  • Partner with Logistics and Supply Chain on order releases and credit holds.
Process, Systems & Compliance
  • Ensure internal control compliance across all AR and credit processes.
  • Drive ERP, reporting, and process automation improvements to increase efficiency and accuracy.
Team Leadership
  • Lead, develop, and mentor the AR/Credit team, driving results and maintaining accountability across the credit function.
Key Performance Indicators
  • Days Sales Outstanding (DSO) • Collection Effectiveness Index (CEI)
  • Current AR % • 90+ Day Aging
  • Bad Debt % • Cash Forecast Accuracy
  • Dispute Resolution Cycle Time
Ideal Team Member
  • Hungry, Humble, and Smart - embodies the Sonance team culture
  • Strategic thinker with the ability to execute tactically
  • Entrepreneurial mindset with a competitive drive to win
  • High integrity, trustworthiness, and a commitment to doing the right thing
  • Resilient and composed under pressure
  • Inspiring leader who motivates others through action & vision
Requirements
Qualifications & Skills
Experience:
  • Bachelor's degree in Finance, Accounting, or Business (or a related field).
  • 10+ years of progressive experience in Credit/Collections/Accounts Receivable, including credit risk evaluation, DSO management, bad debt management, and AR reconciliation.
  • Prior experience leading or developing a team preferred.
  • Prior collections experience in the audio electronics or consumer electronics field a plus.
Technical Skills:
  • Experience with ERP systems (e.g., PeopleSoft, Oracle, EPICOR, SAP, NETSUITE).
  • Advanced Excel skills; Power BI and CLAUDE AI experience.
  • Solid financial acumen across credit risk evaluation, DSO calculation, bad debt management, and accounts receivable reconciliation.
Core Competencies:
  • Communication - Strong verbal and written communication skills; able to maintain professional relationships with customers and internal stakeholders throughout the collections process.
  • Leadership - Strong managerial skills with the ability to drive results, maintain accountability, and develop a high-performing team.
  • Analytical - Strong analytical skills with the ability to interpret AR data, identify trends, and make sound credit decisions.

Sonance is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment where innovation thrives through authentic partnerships.
Salary Description
$100,000 - $120,000