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Loan Restructuring Workout Jobs (NOW HIRING)

SBA Workout Manager

Lumberton, NC

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

... loan assets across both the CORE and SBA portfolios. The role is responsible for developing and executing workout, restructuring, liquidation, and recovery strategies that preserve principal ...

SBA Workout Manager

Tustin, CA · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

... loan assets across both the CORE and SBA portfolios. The role is responsible for developing and executing workout, restructuring, liquidation, and recovery strategies that preserve principal ...

Director Special Assets

Manhattan, NY · Hybrid

$270K - $300K/yr

Qualifications Bachelor's Degree and 10 years of experience in commercial lending, loan workout, restructuring advisory, CRE asset management or investment banking OR High School Diploma or GED and ...

Director Special Assets

Manhattan, NY · Hybrid

$270K - $300K/yr

Qualifications Bachelor's Degree and 10 years of experience in commercial lending, loan workout, restructuring advisory, CRE asset management or investment banking OR High School Diploma or GED and ...

Showing results 41-60

Loan Restructuring Workout information

What is the difference between Loan Restructuring Workout vs Loan Underwriter?

AspectLoan Restructuring WorkoutLoan Underwriter
CredentialsFinancial analysis certifications, banking experienceFinancial analysis, credit analysis certifications
Work EnvironmentBanking, financial institutions, client meetingsBanking, credit departments, risk assessment
Industry UsageLoan modification, debt restructuringLoan approval, risk evaluation

Loan Restructuring Workout focuses on renegotiating loan terms to assist distressed borrowers, while Loan Underwriter evaluates creditworthiness to approve or deny loans. Both roles require financial analysis skills and operate within banking and financial institutions, but they serve different stages of the lending process.

What does a loan restructuring workout specialist do?

A loan restructuring workout specialist evaluates and negotiates modifications to existing loan agreements to help borrowers manage their debt more effectively. They analyze financial statements, develop repayment plans, and work with lenders to create feasible solutions, often requiring strong financial analysis and negotiation skills. The role aims to prevent default and improve the borrower's financial stability.

Is restructuring a good career path?

A career in loan restructuring involves analyzing and renegotiating loan terms to help borrowers avoid default, requiring strong financial analysis and negotiation skills. It can be a stable career within banking or financial services, often involving certifications like the CFA or CPA. The role offers opportunities for advancement and specialization in credit risk management.
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What job categories do people searching Loan Restructuring Workout jobs look for?

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Infographic showing various Loan Restructuring Workout job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 84% Full Time, 11% Part Time, and 4% Contract. Highlights an 96% Physical, 2% Hybrid, and 2% Remote job distribution.

Commercial Real Estate Loan Workout Analyst

Flagstar Bank

New York, NY • On-site

$67K - $106K/yr

Full-time

Medical, Dental, Vision, Life

Re-posted 5 days ago


Job description

Position Title

Commercial Real Estate Loan Workout Analyst

Location

New York, NY 10018

Job Summary

The Special Assets Analyst supports the Special Assets team with day-to-day management of distressed commercial real estate/multifamily loans and assists with reporting and litigation matters. Collaborates/works with Special Assets Team Leads and Officers while supporting efforts to preserve principal and prevent charge-offs. Maintains compliance with policy, procedure and lending regulations.

Job Responsibilities:

JOB RESPONSIBILITIES

  • Conducts market research and analysis to assist Special Assets Officers and Special Assets Team Leads in the remediation of classified commercial real estate/multifamily loans, and/or C&I Loans.
  • Re-underwrite actionable credits with emphasis on borrower liquidity and cash flow sustainability, primary drivers of underperformance, corrective actions, and prospects for recovery
  • Develop, maintain, and update financial models and analyses to evaluate restructuring, loan modification, or other recovery alternatives.
  • Supports Special Assets Officers and Special Assets Team Leads in the development, execution, and monitoring of workout strategies.
  • Acts as a liaison when needed for internal/external stakeholders.
  • Prepare timely detailed credit approval memos, including financial analysis, relationship overview, cash flow analysis, collateral assessments, and risk evaluations.
  • Reviews internal loan bookings and collateral positions.
  • Maintains team files and records.
  • Interact with borrowers, advisors, and internal bank/outside counsel.

ADDITIONALACCOUNTABILITIES

  • Performs special projects, andadditionalduties and responsibilities asrequired.

  • Consistently adheresto regulatory and compliance policies and standards linked to the job as listedand complete required compliance trainings.Accountable tomaintaincompliance with applicable federal,stateand local laws and regulations.

JOB REQUIREMENTS

Required Qualifications:

  • Education levelrequired:Undergraduate Degree (4 years or equivalent) Business Administration, Finance, or related field.

  • Minimum experiencerequired:4+ Yearswithin the Loan Workout/Special Assets field, preferably at an OCC regulated institution.

Preferred Qualifications:

  • Familiarity with various loan databases

Job Competencies:

  • Excellent knowledge of and ability to interpret loan documentation.
  • Computer literate with proficiency in Word and Excel.
  • Excellent verbal and written communication skills.
  • Excellent organizational skills with ability to multitask.
  • Detail oriented and ability to prioritize workload in a fast paced environment.
  • Ability to work independently while also collaborating effectively in a team environment.
  • Strong financial analysis skills.
  • Demonstrates a strong ability to build and maintain effective relationships with stakeholders by communicating clearly, engaging in proactive collaboration, and leveraging cross functional insights. Aligns relationship building efforts with enterprise goals to accelerate performance and drive strategic results.

  • Builds trusted client relationships, whether internal or external, by identifying needs and delivering tailored solutions to enhance the overall client experience.

  • Fosters orsupportsa positive work culture and productive work environment, displayingimportanceof effective relationships with customers and stakeholders.

  • Physical demands (ADA):No unusual physical exertion is involved.

Flagstar is an Equal Opportunity Employer

We are committed to providing clear and accurate compensation information in accordance with applicable laws. Actual starting base pay will be determined based on location, experience, and other non-discriminatory factors permitted by law. Total compensation may also include variable incentives, bonuses, commissions, or other awards as outlined in the offer of employment. Flagstar provides teammates access to a variety of benefits including medical, dental, vision, life, and disability insurance, as well as a comprehensive leave program. Please click the following link for detailed information:Benefits | Flagstar Bank

Pay Range

$67,758.75 - $106,505.00