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Loan Officers Jobs (NOW HIRING)

Rapid Home Loans LLC

Be Seen First

Mortgage Loan Officers

Dearborn, MI · On-site

$65K - $250K/yr

Growth opportunities for both new and experienced Loan Officers * Fast-paced culture focused on success Schedule * In-office position * Monday - Thursday: 8:00 AM - 5:00 PM * Friday: 8:00 AM - 4:00 ...

Rapid Home Loans LLC

Be Seen First

Mortgage Loan Officers

Dearborn, MI · On-site

$65K - $250K/yr

Growth opportunities for both new and experienced Loan Officers * Fast-paced culture focused on success Schedule * In-office position * Monday - Thursday: 8:00 AM - 5:00 PM * Friday: 8:00 AM - 4:00 ...

Equity Smart Home Loans

Loan Officer

South Pasadena, CA · On-site +1

We see a need for a new type of mortgage broker, one that views its loan officers and employees as partners , one that empowers people to build their equity through the mortgage process, one that ...

Lend-A-Loan LLC

Team Lead - Loan Officer

Troy, MI · On-site

As a Team Lead, you will manage a team of 4-8 Loan Officers, help drive production, provide coaching and accountability, and work warm transfer leads generated through our proven lead generation ...

Anchor Loan

Loan Officer, RTL

$75K/yr

Successful Loan Officers should have a track record of $5 million or more in monthly origination volume in the fix/flip, ground up construction, single family rental and/or short-term bridge ...

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Loan Officers information

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$22.5K

$70.3K

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How much do loan officers jobs pay per year?

As of Jul 19, 2026, the average yearly pay for loan officers in the United States is $70,335.00, according to ZipRecruiter salary data. Most workers in this role earn between $46,000.00 and $90,000.00 per year, depending on experience, location, and employer.

What are some common challenges Loan Officers face when managing their pipeline of applicants?

Loan Officers often juggle multiple applications at various stages, which requires strong organizational skills and attention to detail. Balancing prompt communication with clients, staying updated on changing lending regulations, and working closely with underwriters and processors can be demanding. Additionally, meeting sales goals while ensuring compliance can add pressure. Successful Loan Officers develop effective systems for tracking applications, prioritize clear communication, and build strong relationships with both clients and team members to overcome these challenges.

What are loan officers?

Loan officers are professionals who evaluate, authorize, or recommend approval of loan applications for individuals and businesses. They work for banks, credit unions, mortgage companies, and other financial institutions. Loan officers assess applicants’ financial information, explain loan terms, and guide clients through the borrowing process. They play a crucial role in helping people secure financing for homes, cars, education, and business ventures.

How much does a loan officer make on a $500,000 loan?

Loan officers typically earn a commission or fee based on the loan amount, often around 1% to 2%, which would be $5,000 to $10,000 for a $500,000 loan. Their total compensation may also include a base salary, and they often use loan origination software and require licensing or certification.

What qualifications does a loan officer need?

Loan officers typically need a high school diploma or equivalent, with many employers preferring a bachelor's degree in finance, business, or a related field. They often require licensing or certification, such as passing the Nationwide Mortgage Licensing System (NMLS) exam, and should have strong communication, sales, and analytical skills. Experience in banking or finance can also be beneficial.

What is the difference between Loan Officers vs Mortgage Brokers?

AspectLoan OfficersMortgage Brokers
CredentialsTypically require a license, sometimes a certificationRequire licensing, often hold additional certifications
Work EnvironmentWork at banks, credit unions, or lending institutionsOperate independently or with brokerage firms, work with multiple lenders
Employer & IndustryEmployers are banks, credit unions, or mortgage companiesWork for brokerage firms or independently
Primary RoleAssess borrower creditworthiness, recommend loan optionsFind lenders for clients, compare loan options from multiple lenders

While both Loan Officers and Mortgage Brokers assist clients with home loans, Loan Officers typically work directly for lending institutions and focus on processing loans within their organization. Mortgage Brokers act as intermediaries, connecting borrowers with multiple lenders to find the best loan options. Understanding these differences helps in choosing the right professional for your mortgage needs.

Is being a loan officer a good career?

Loan officers evaluate and authorize loan applications for individuals and businesses, often working in banks or lending institutions. The role typically requires strong communication skills, attention to detail, and knowledge of financial regulations; it can offer a stable income and opportunities for advancement. Job prospects depend on economic conditions and the demand for lending services.

What are the key skills and qualifications needed to thrive as a Loan Officer, and why are they important?

To thrive as a Loan Officer, you need a strong understanding of financial analysis, credit evaluation, and lending regulations, often supported by a bachelor's degree in finance or a related field. Proficiency with loan origination software, credit scoring systems, and customer relationship management (CRM) tools is typically required. Exceptional interpersonal skills, attention to detail, and persuasive communication help build trust with clients and facilitate successful loan approvals. These competencies ensure accurate risk assessment, regulatory compliance, and high customer satisfaction, which are crucial for success in the lending industry.

What kind of loan officer makes the most money?

Senior loan officers with extensive experience, specialized knowledge, and strong client networks tend to earn the highest salaries. Those working in commercial or high-value mortgage lending often have higher earning potential compared to entry-level or retail loan officers. Advanced certifications and a proven track record can also contribute to higher income levels.
More about Loan Officers jobs
What cities are hiring for Loan Officers jobs? Cities with the most Loan Officers job openings:
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What states have the most Loan Officers jobs? States with the most job openings for Loan Officers jobs include:
Loan Officers jobs near you
Infographic showing various Loan Officers job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 87% Full Time, 8% Part Time, and 4% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $70,335 per year, or $33.8 per hour.
Loan Officers - Northeast Region

Loan Officers - Northeast Region

EMM LOANS LLC

Webster, MA • On-site

Full-time

Medical, Dental, Vision, Life, Retirement

Re-posted 24 days ago

Job description

Referral Loan Officer – Northeast | EMM Loans LLC

EMM Loans LLC is seeking ambitious Referral Loan Officers to join our growing Northeast teams! Work alongside a strong, experienced leader and learn from the best in the business.

In this role, you’ll market and originate residential mortgage loans, build relationships with individuals and professional organizations, and guide clients through the entire mortgage process—from application to closing. You’ll help clients achieve their homeownership goals while evaluating loan applications to ensure financial readiness.

This is an outside sales role with commission-only pay and no leads provided. If you’re motivated, driven, and love helping people, this is your opportunity to thrive!

So, how do you become part of this fantastic team? Meeting the following requirements is good place to start!
Active NMLS Licensing
A contagiously positive attitude and LOTS of energy
Deep knowledge of various loan products, origination processes, policies, procedure, underwriting guidelines and documentation requirements.


EMM is proud to offer a wide range of benefits and a very comp plan. Eligible employees can participate in the following benefits.

  • Medical, Dental, and Vision insurance
  • Flexible Spending Account
  • Company paid Life Insurance and LTD!
  • Additional buy up Life and LTD Insurance
  • 401K plan with an employer match
  • And more!

*All positions are contingent upon the successful completion of a background check.

EMM Loans participates in E-Verify

EMM LOANS LLC is an Equal Employment Opportunity Employer. NMLS ID: 2926

Mortgage Loan Originator - Loan Officer - MLO - LO