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Loan Modification Jobs in Florida (NOW HIRING)

Fay Servicing

Special Loans Analyst I

Tampa, FL · On-site +1

$18.51 - $24/hr

This role assists in managing special loan accounts, including those in default, modification or unique situations requiring special handling. The Special Loans Analyst I reviews loan documentation ...

Fay Servicing

Special Loans Analyst I

Tampa, FL · On-site

$18.51 - $24/hr

This role assists in managing special loan accounts, including those in default, modification or unique situations requiring special handling. The Special Loans Analyst I reviews loan documentation ...

Fay Servicing

Special Loans Analyst II

Tampa, FL · On-site

$21 - $26.80/hr

This role handles high-risk special loan accounts, including those in default, modification or requiring unique solutions. This role conducts detailed analysis and manages the account status to ...

Fay Servicing

Special Loans Analyst II

Tampa, FL · Hybrid

$21 - $26.80/hr

This role handles high-risk special loan accounts, including those in default, modification or requiring unique solutions. This role conducts detailed analysis and manages the account status to ...

BankUnited

Credit Products Officer II

Miami Lakes, FL · On-site

Documentation Review -- Ensure the loan documents accurately reflect the credit approval. * Credit ... Draft Post-Approval Modification Memo -- Prepare Modification Memo to document material changes to ...

BankUnited

Credit Products Officer II

Miami Lakes, FL · On-site

Documentation Review -- Ensure the loan documents accurately reflect the credit approval. * Credit ... Draft Post-Approval Modification Memo -- Prepare Modification Memo to document material changes to ...

Rialto Capital

2026 Rotational Analyst

Miami, FL · On-site

Loan Workout - Develops and implements resolution strategies for non-performing and defaulted loans including modification, foreclosure, note sale, and forbearance. Real Estate Owned (REO) - Assesses ...

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All JobsLoan Modification JobsLoan Modification Jobs in Florida

Loan Modification information

See Florida salary details

$10

$15

$22

How much do loan modification jobs pay per hour?

As of Sep 2, 2026, the average hourly pay for loan modification in Florida is $15.92, according to ZipRecruiter salary data. Most workers in this role earn between $13.46 and $17.98 per hour, depending on experience, location, and employer.

What is a loan modification?

A loan modification is a change made to the terms of an existing loan by a lender, usually to help a borrower who is struggling to make payments. This process can involve reducing the interest rate, extending the length of the loan, or changing the type of loan. The goal is to make the monthly payments more affordable for the borrower while allowing the lender to avoid foreclosure. Loan modifications are common in cases of financial hardship and are often used for mortgages.

What are some common challenges faced by loan modification specialists, and how can they be addressed?

Loan Modification Specialists often navigate complex borrower situations, tight regulatory requirements, and strict deadlines. A major challenge is balancing the needs of distressed borrowers with lender policies while ensuring compliance with relevant laws. Developing strong communication skills, staying updated on industry regulations, and leveraging internal resources or team expertise can help overcome these challenges. Building rapport with borrowers and collaborating closely with underwriters and legal teams also streamlines the process and leads to better outcomes.

What is the difference between Loan Modification vs Loan Processor?

AspectLoan ModificationLoan Processor
Primary RoleNegotiate and modify existing loan terms to assist borrowersEvaluate, process, and verify loan applications for approval
Required CredentialsKnowledge of loan programs, financial analysis, sometimes licensingKnowledge of lending policies, credit analysis, often licensing
Work EnvironmentOffice-based, financial institutions, borrower interactionOffice-based, financial institutions, document review
Industry UsageFinancial services, mortgage companiesMortgage lenders, banks

While both roles operate within the mortgage and lending industry, a Loan Modification specialist focuses on renegotiating existing loans to help borrowers avoid foreclosure, whereas a Loan Processor handles the initial application review and approval process. Understanding these differences helps borrowers and employers identify the right professional for their needs.

What are popular job titles related to Loan Modification jobs in Florida?

For Loan Modification jobs in Florida, the most frequently searched job titles are:

What job categories do people searching Loan Modification jobs in Florida look for?

The top searched job categories for Loan Modification jobs in Florida are:

What cities in Florida are hiring for Loan Modification jobs?

Cities in Florida with the most Loan Modification job openings:

Loan Modification jobs near you
Infographic showing various Loan Modification job openings in Florida as of August 2026, with employment types broken down into 1% As Needed, 81% Full Time, 14% Part Time, and 4% Contract. Highlights an 96% Physical, 2% Hybrid, and 2% Remote job distribution, with an average salary of $33,111 per year, or $15.9 per hour.

Call Center Consumer & Mortgage Lending Specialist

Suncoast Credit Union

Tampa, FL • On-site

$46K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 13 days ago

Suncoast Credit Union rating

8.3

Company rating: 8.3 out of 10

Based on 11 frontline employees who took The Breakroom Quiz

Job description

Overview
Position Type: Full Time
Training Schedule: MON - FRI 8:00 AM - 5:00 PM
Schedule after training:
  • Monday, Tuesday, Wednesday, Friday: 9:00 AM - 7:00 PM Thursday: Off Saturday: 9:00 AM - 1:00 PM
  • Monday, Tuesday, Wednesday, Friday: 9:30 AM - 7:30 PM Thursday: Off Saturday: 8:00 AM - 12:00 PM

The MCC Consumer & Mortgage Lending Specialist plays a vital part in providing outstanding member service in accordance with Suncoast Credit Union standards. Provides financial solutions and counseling for Credit Union members and prospective members via the telephone in a timely, accurate, professional, and courteous manner, and respects the confidentiality of members. Presents and explains to members and prospective members the lending products and services provided by the Credit Union and its affiliates. Assists members in meeting their financial needs by initiating consumer and mortgage loan applications in compliance with the Credit Union's lending policies and procedures. Also answers member loan inquiries regarding new and existing consumer and mortgage loans. Actively cross-sells Credit Union products and services
Responsibilities
  • Greets members in a courteous, professional, and timely manner, providing prompt, accurate, and excellent member experience over the phone.
  • Performs member verification to protect the members' confidential information
  • Demonstrates good time management skills with regard to calls waiting and loan volume.
  • Minimizes hold times and consistently meets adherence standards both daily and monthly.
  • Interviews members over the phone to gather information necessary to accurately complete consumer and mortgage loan applications.
  • Inputs and processes all consumer and mortgage loan requests efficiently and free from errors.
  • Able to provide clear and detailed answers regarding consumer and mortgage lending questions and the loan process.
  • Able to determine and explain appropriate products to best meet the member's needs.
  • Understand and articulate loan terms, fees and disclosures to members on consumer and mortgage products.
  • Meets monthly personal and organizational goals.
  • Ability to calculate and explain complex lending ratios related to consumer and mortgage loans.
  • Ability to assess loan applications for possible cross-sells opportunities.
  • Grants loan decisions as lending authority allows.
  • Prepare and mail Regulation B letters advising members of additional information needed on home equity loans.
  • Supporting and demonstrating Suncoast's Cultural Beliefs.
  • Strong knowledge of consumer/mortgage loan policies, procedures & regulatory requirements.
  • Takes on the role of mentor to other advocates within department, assisting with skill development and increasing knowledge in products and services.
  • Follows proper procedures and policies.
  • Process member requests on their mortgage loan accounts, including but not limited to, payments, pay off quotes, re-amortizations, rate reductions, waiving escrows, preparation of amortization schedules, records research and payment corrections.
  • Assist member's problem solve and finds ways to save on their current mortgage payments.
  • Must be able to educate member's on complex subjects such as simple daily interest and how interest is applied to their mortgage, how payments are calculated.
  • Escrow Analysis: explain Tax and Insurance Account Disclosure Statement to members, which can include surplus, shortages and deficiencies and review annual changes to the member's escrow account.
  • Responsible for submitting request for subordinations, partial releases, co-borrower release and mortgage modification requests.
  • Able to handle complex calls and diffuse escalated member issues on both Consumer/Mortgage
  • Serving the community and actively participating in area events while representing the Credit Union

Qualifications
  • High school diploma or equivalent.
  • 2 or more years' experience in a financial institution or contact center preferred.
  • Excellent time management skills with regard to loan volume and call volume.
  • Must have or be working toward Senior Loan Advocate Lending Authority.
  • Able to prioritize tasks, deal effectively with competing and changing priorities, and meet deadlines. Accurate, detail-oriented, and organized. Able to independently resolve non-routine problems and situations that require analysis to understand.
  • Excellent knowledge and understanding of Credit Union products, services, policies, and procedures pertinent to the job.
  • Excellent knowledge and understanding of regulatory compliance necessary to successfully perform job responsibilities.
  • Excellent knowledge and understanding of all Credit Union computer systems and software applications required to perform job duties.
  • Excellent verbal and written communication skills and interpersonal skills in order to interact professionally and effectively with members, staff, vendors, and government regulators. Able to explain practices, procedures, and policies to reach agreement with others.
  • Works under limited supervision for routine situations.

Safe Act Statement
This position requires the employee to register as a mortgage loan originator with the Nationwide Mortgage Licensing System and Registry (NMLS). The employee will obtain a unique identifier from the registry before engaging in mortgage loan originator activities. The employee must maintain and renew the registration annually, provide updated registration information with the registry on a timely basis, and provide a unique identifier to consumers as required by applicable SAFE Act regulations and Suncoast Credit Union policies and procedures.
Benefits
  • Financial Well-Being: Bonus Program up to 12%, 401K Matching up to 8%, Retirement Planning, Pay Increases based on Competency, Employee Loan Discounts, Flex Spending Accounts
  • Wellness: Medical Coverage, Dental and Vision Coverage, Access to 4,000+ Gyms, Mental Health Resources, PTO Wellness Days, Short Term and Long Term Disability Coverage
  • Work-Life Balance: 11 Paid Holidays, 3 weeks of Paid Time Off, 4 weeks of Paid Parental Leave, Birthday PTO
  • Community Involvement: Paid Volunteer Hours
  • Growth: Degree Assistance up to $5,000 per year

For more information, including additional benefits, please visit our benefits website at https://careers.suncoastcreditunion.com/benefits
Company Overview
Suncoast Credit Union is consistently chosen as a Tampa Bay Times Top Workplace because its employees genuinely #LOVEWORK! Employees flourish in an inclusive culture celebrating growth and prioritizing the community.
For more information, please visit our careers site at https://careers.suncoastcreditunion.com/

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