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Liquidity Risk Jobs in California (NOW HIRING)

Risk Lead

Los Angeles, CA · On-site

$200K - $250K/yr

The role encompasses market, liquidity, credit, and concentration risks, with full accountability for defining portfolio risk metrics and models. Location: Los Angeles, CA Essential Duties Leadership ...

FVP, ALM Manager

El Monte, CA · On-site

$175K - $198K/yr

Experience: 7-10 years of experience in ALM, Treasury, liquidity management, or related financial risk disciplines. Prior leadership or team management experience is required. * Skills: * Deep ...

VP, ALM Officer

El Monte, CA · On-site

$148K - $175K/yr

Experience: 5-7 years of experience in ALM, Treasury, liquidity management, or related financial risk disciplines. Prior leadership or team management experience is a plus. * Skills: * Understanding ...

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Liquidity Risk information

See California salary details

$15

$39

$65

How much do liquidity risk jobs pay per hour?

As of Jun 8, 2026, the average hourly pay for liquidity risk in California is $39.96, according to ZipRecruiter salary data. Most workers in this role earn between $29.42 and $48.65 per hour, depending on experience, location, and employer.

What jobs can I get with frm?

A candidate with an FRM (Financial Risk Manager) certification can pursue roles such as risk analyst, risk manager, credit risk analyst, market risk analyst, or quantitative risk analyst. These positions typically involve assessing and managing financial risks using tools like risk models, statistical analysis, and financial regulations, often requiring strong analytical skills and knowledge of risk management frameworks.

What is liquidity risk?

Liquidity risk refers to the danger that an individual or organization will not be able to meet its short-term financial obligations due to the inability to convert assets into cash quickly without significant loss. In financial institutions, managing liquidity risk is crucial to ensure that there are enough liquid assets to cover withdrawals, payments, and other immediate liabilities. Effective liquidity risk management helps maintain the stability and solvency of institutions, especially during market disruptions or economic downturns.

What are the key skills and qualifications needed to thrive as a Liquidity Risk Analyst, and why are they important?

To thrive as a Liquidity Risk Analyst, you need a solid background in finance, quantitative analysis, and risk management, often supported by a degree in finance, economics, or a related field. Familiarity with risk modeling tools, financial databases, and regulatory reporting systems, as well as certifications like FRM or CFA, is typically expected. Strong analytical thinking, attention to detail, and effective communication are vital soft skills for interpreting data and collaborating with stakeholders. These skills ensure accurate risk assessment, regulatory compliance, and sound financial decision-making to protect an organization’s financial stability.

What are some common challenges faced by professionals working in Liquidity Risk management?

Professionals in Liquidity Risk management often face the challenge of rapidly changing market conditions that can impact an institution’s cash flow and funding needs. They must constantly monitor and analyze various liquidity metrics, stress scenarios, and regulatory requirements to ensure the organization maintains adequate liquidity buffers. Additionally, collaborating with multiple departments such as Treasury, Risk, and Finance is essential to gather timely data and implement effective liquidity strategies. Managing competing priorities and adapting to new regulations are also frequent challenges in this role.

What is the difference between Liquidity Risk vs Treasury Analyst?

AspectLiquidity RiskTreasury Analyst
Primary FocusManaging and assessing liquidity risk to ensure sufficient cash flowManaging company’s finances, cash flow, and banking relationships
Required CredentialsFinance, risk management certifications (e.g., FRM, CFA)Finance, accounting, or related degrees; certifications like CFA beneficial
Work EnvironmentRisk management teams within financial institutions or corporationsCorporate finance departments, banks, or investment firms
Industry UsageFinancial services, banking, investment firmsCorporations, banks, financial institutions

Liquidity Risk professionals focus on identifying and mitigating risks related to insufficient liquidity, ensuring the organization can meet its short-term obligations. Treasury Analysts handle broader financial management, including cash flow, banking relationships, and financial planning. While both roles require financial expertise and certifications like CFA, Liquidity Risk specialists are more risk-focused, whereas Treasury Analysts manage overall financial operations.

What is an example of a liquidity risk?

Liquidity risk for a liquidity risk analyst refers to the possibility that an organization cannot meet its short-term financial obligations due to an inability to quickly convert assets into cash without significant loss. For example, if a bank cannot sell assets or access funding quickly during a market downturn, it faces liquidity risk. Managing this risk involves monitoring cash flow, asset liquidity, and funding sources to ensure sufficient liquidity under various scenarios.
What are the most commonly searched types of Liquidity Risk jobs in California? The most popular types of Liquidity Risk jobs in California are:
What job categories do people searching Liquidity Risk jobs in California look for? The top searched job categories for Liquidity Risk jobs in California are:
Liquidity Relationship Manager -(DACA)

Liquidity Relationship Manager -(DACA)

Citizens

San Francisco, CA

$115K - $135K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 5 days ago


Job description

Liquidity Relationship Manager - (DACA)  

Role Overview

The Liquidity Relationship Manager - is responsible for driving deposit growth and deepening market penetration within targeted, depositrich liquidity pools (DACA) This role combines specialized segment expertise, focused business development, and crossfunctional coordination to deliver tailored liquidity solutions that align with how these ecosystems operate.

The Segment Specialist serves as a primary marketfacing relationship manager for assigned liquidity pools, acting as a trusted advisor to clients while partnering closely with internal product, risk, and delivery teams to execute the broader segment strategy.

Key Responsibilities

Business Development & Market Penetration

  • Drive targeted business development efforts within assigned liquidity pools through prospecting, referral source engagement, and ecosystembased relationship building.
  • Build and manage a disciplined sales pipeline aligned to deposit growth objectives, ensuring timely and accurate reporting.
  • Execute on defined segment priorities by identifying highvalue prospects and expanding share of wallet with existing clients.
  • Support the organization's market presence within target segments through industry participation, conferences, and relationshipdriven networking.
  • Help position the bank as a credible and trusted liquidity partner within specialized ecosystems.

Segment Expertise & Client Advisory

  • Develop and maintain deep working knowledge of the operating models, cash flow behaviors, and liquidity dynamics specific to DACA, ecosystems.
  • Serve as a trusted advisor to clients by providing insightdriven guidance on liquidity structure, deposit optimization, and operating considerations.
  • Represent the organization confidently in seniorlevel client discussions and presentations.
  • Deliver and articulate compelling, segmentspecific value propositions by delivering tailored solutions to align with client practices, regulatory considerations, and risk profiles.
  • Effectively communicate segment offerings to internal and external stakeholders, including senior management.

Relationship Management

  • Act as the primary point of contact for key client relationships within assigned liquidity pools.
  • Establish and maintain strong relationships with decisionmakers, influencers, and ecosystem partners.
  • Ensure a consistent, highquality client experience across all touchpoints.

CrossFunctional Coordination

  • Coordinate closely with internal partners including Risk, Treasury Management, Product, Risk, Capital Markets, Operations, Technology, and Legal to deliver integrated solutions.

Qualifications & Experience

  • 3+ years of experience in DACA, or related specialized liquidity segments.
  • Demonstrated ability to manage and grow complex deposit portfolios within niche or ecosystembased markets.
  • Proven consultative sales capability with strong relationshipbuilding skills.
  • Excellent communication, presentation, and interpersonal skills.
  • Strong organizational and analytical skills, including pipeline management and performance tracking.
  • Comfort working in a matrixed environment, influencing outcomes.

Education, Certification, and/or Other Professional Credentials

  • Bachelor's degree in Business, Finance, or a related field required.
  • MBA or advanced degree helpful but not required.

Pay Transparency 

The salary range for this position is $115,000 - $135,000 per year, plus an opportunity to earn an annual discretionary bonus. Actual pay is based on various factors including but not limited to the work location, and relevant skills and experience.

We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens' paid time off policy exceeds the mandatory, paid sick or paid time-away policy of every local and state jurisdiction in the United States. For an overview of our benefits, visit https://jobs.citizensbank.com/benefits .

Equal Employment Opportunity

Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague's or a dependent's reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.

Equal Employment and Opportunity Employer

Job Applicant Data Privacy Policy

Background Check

Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.