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Life Insurance Underwriter Trainee Jobs (NOW HIRING)

IFG Companies

Underwriting Trainee

Alpharetta, GA · On-site

$65K - $75K/yr

POSITION SUMMARY The Underwriter Trainee ("Trainee") participates in the commercial underwriting ... life insurance, paid parental leave, vacation and other paid time off. WHY IFG COMPANIES Founded in ...

IFG Companies

Underwriting Trainee

Hartford, CT · On-site

$65K - $75K/yr

POSITION SUMMARY The Underwriter Trainee ("Trainee") participates in the commercial underwriting ... life insurance, paid parental leave, vacation and other paid time off. WHY IFG COMPANIES Founded in ...

Diedre Moire Corp.

Insurance Underwriter

Gainesville, FL · On-site

$100K - $300K/yr

Fantastic company life with great work-life balance. For complete details contact Greg Foss at ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Diedre Moire Corp.

Insurance Underwriter

Gainesville, FL · On-site

$100K - $300K/yr

Fantastic company life with great work-life balance. For complete details contact Greg Foss at ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Diedre Moire Corp.

Insurance Underwriter

Quincy, MA · On-site

$100K - $300K/yr

Availability of life, group, disability, personal, and travel insurance. Great work life balance ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Diedre Moire Corp.

Insurance Underwriter

Tucson, AZ · On-site

$100K - $300K/yr

Availability of life, group, disability, personal, and travel insurance. Great work life balance ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Diedre Moire Corp.

Insurance Underwriter

Saginaw, MI · On-site

$100K - $300K/yr

Requirements: • Bachelors degree. • 4+ years of Complex Commercial or similar Underwriting experience in the Medical Tech, Technology, Life Sciences, or similar industry. Join a leading insurer ...

Diedre Moire Corp.

Insurance Underwriter

Toms River, NJ · On-site

$100K - $300K/yr

Requirements: • Bachelors degree. • 4+ years of Complex Commercial or similar Underwriting experience in the Medical Tech, Technology, Life Sciences, or similar industry. Join a leading insurer ...

Diedre Moire Corp.

Insurance Underwriter

Darnestown, MD · On-site

$100K - $300K/yr

Fantastic company life with great work-life balance. For complete details contact Greg Foss at ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Diedre Moire Corp.

Insurance Underwriter

El Paso, TX · On-site

$100K - $300K/yr

Fantastic company life with great work-life balance. For complete details contact Greg Foss at ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Diedre Moire Corp.

Insurance Underwriter

Huntsville, AL · On-site

$100K - $300K/yr

Fantastic company life with great work-life balance. For complete details contact Greg Foss at ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Diedre Moire Corp.

Insurance Underwriter

Darnestown, MD · On-site

$100K - $300K/yr

Fantastic company life with great work-life balance. For complete details contact Greg Foss at ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Diedre Moire Corp.

Insurance Underwriter

Kansas City, MO · On-site

$100K - $300K/yr

... life. For complete details contact Greg Foss at: (609) 584-9000 ext 270 Or submit resume online at ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Amica Mutual Insurance Co

Life Underwriter

Lincoln, NE · On-site

$77K - $103K/yr

This position is responsible for analyzing and classifying risk for life insurance applications in accordance with established underwriting guidelines, policies, and procedures. Position Duties and ...

Diedre Moire Corp.

Insurance Underwriter

Huntsville, AL · On-site

$100K - $300K/yr

... life. For complete details contact Greg Foss at: (609) 584-9000 ext 270 Or submit resume online at ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Diedre Moire Corp.

Insurance Underwriter

Arsenal, PA · On-site

$100K - $300K/yr

Ins Underwriter - Personal Grooming & Fitness Business - Pittsburgh, PA Insurance Underwriter ... Availability of life, group, disability, personal, and travel insurance. Great work life balance ...

Diedre Moire Corp.

Insurance Underwriter

Tucson, AZ · On-site

$100K - $300K/yr

Ins Underwriter - Personal Grooming & Fitness Business - Tucson, AZ Insurance Underwriter Specialty ... Availability of life, group, disability, personal, and travel insurance. Great work life balance ...

Diedre Moire Corp.

Insurance Underwriter

El Paso, TX · On-site

$100K - $300K/yr

... life. For complete details contact Greg Foss at: (609) 584-9000 ext 270 Or submit resume online at ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Diedre Moire Corp.

Insurance Underwriter

New Britain, CT · On-site

$120K - $150K/yr

Sr. Insurance Underwriter - Commercial P&C - New Britain, CT Commercial Lines Underwriter ... life insurance policy, disability, and paid time off. For complete details contact Greg Foss at ...

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Life Insurance Underwriter Trainee information

See salary details

$32.5K

$78.9K

$139.5K

How much do life insurance underwriter trainee jobs pay per year?

As of Sep 14, 2026, the average yearly pay for life insurance underwriter trainee in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What does a life insurance underwriter trainee do?

A Life Insurance Underwriter Trainee learns how to assess applications for life insurance policies. They review medical records, financial information, and other relevant data to evaluate the risk of insuring an individual. Under supervision, trainees use guidelines and software tools to help determine if an applicant qualifies for coverage and at what rate. The role involves training, shadowing experienced underwriters, and gradually taking on more responsibility as they gain expertise.

What are the key skills and qualifications needed to thrive as a life insurance underwriter trainee?

To thrive as a Life Insurance Underwriter Trainee, you need strong analytical abilities, attention to detail, and a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, risk assessment tools, and industry-specific databases is typically required, and some employers may prefer progress toward professional designations like LOMA or CPCU. Excellent communication, decision-making, and organizational skills help you interpret complex information and collaborate effectively. These skills are crucial for accurately evaluating risk, ensuring compliance, and supporting sound underwriting decisions that protect the company's interests.

What are some typical challenges faced by life insurance underwriter trainees during their first year on the job?

Life Insurance Underwriter Trainees often encounter challenges such as learning to interpret complex medical and financial information, adapting to company-specific underwriting guidelines, and managing a high volume of applications while maintaining accuracy. Additionally, trainees must develop strong communication skills to collaborate with agents, applicants, and senior underwriters. Supportive training programs and mentorship are usually available to help new hires build their confidence and proficiency in making risk assessments.

What are the most commonly searched types of Life Insurance Underwriter jobs?

The most popular types of Life Insurance Underwriter jobs are:

What are popular job titles related to Life Insurance Underwriter Trainee jobs?

For Life Insurance Underwriter Trainee jobs, the most frequently searched job titles are:

Infographic showing various Life Insurance Underwriter Trainee job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 20% Part Time, and 6% Contract. Highlights an 85% Physical, 1% Hybrid, and 14% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Underwriting Trainee

Alpharetta, GA • On-site

IFG Companies
See more jobs at IFG Companiesexternal

$65K - $75K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 3 days ago

Job description

POSITION SUMMARY

The Underwriter Trainee ("Trainee") participates in the commercial underwriting trainee program of IFG Companies ("Companies"), building foundational skills in technical underwriting, sales and professional development while gaining direct exposure to wholesale insurance brokers across the U.S.  The Trainee follows a structured on-the-job program that combines formal curriculum with real-world application across key lines of coverage, including General Liability, Excess Liability and Inland Marine.  This opportunity is suited for recent graduates and early career professionals with an interest in commercial insurance underwriting and a commitment to professional development. 

POSITION RESPONSIBILITIES INCLUDING

  • Completing a structured underwriting curriculum covering GL, Excess and IM, including self-study modules, facilitated training sessions, case studies and real-world application exercises. 
  • Attending virtual and in-person training sessions and satisfactorily completing progressively challenging underwriting assignments, case studies and gated assessments throughout the program. 
  • Coordinating with Companies’ mentors for structured on-the-job exposure, gaining hands-on experience in account management, submission review and risk assessment.
  • Developing key knowledge benchmarks in underwriting principles, risk assessment, pricing and strategic relationship management with wholesale insurance brokers.
  • Supporting the Companies’ underwriters in developing insurance solutions for a wide range of small and middle market clients.
  • Participating in regular coaching and mentor check-ins to track progress, address knowledge gaps and prepare for transition into a full production underwriting role.
  • Performing other duties, as requested.

 KNOWLEDGE, SKILLS AND ABILITIES

  • Meticulous and disciplined attention to detail, with a commitment to accuracy in all underwriting work.
  • Strong academic performance and demonstrated intellectual curiosity.
  • Consistent work ethic and reliability in a fast-paced, deadline-driven environment.
  • Enthusiastic and passionate about the insurance industry, with a genuine interest in commercial underwriting. 
  • Strong interpersonal skills and an entrepreneurial mindset, with the ability to build rapport with brokers, mentors, and colleagues.
  • Effective verbal and written communication skills, with the ability to convey underwriting rationale clearly and professionally.
  • Strong analytical and problem-solving skills, with the ability to interpret data and apply sound judgment to underwriting decisions.
  • Humility and the ability to receive constructive feedback, adapting quickly to coaching and mentorship.
  • Ability to manage multiple assignments and competing deadlines, functioning with increasing independence as the program progresses.
  • Collaborative, team-oriented mindset, with the ability to work effectively across departments and with external broker partners.
  • Excellent computer skills (e.g. Excel, Word, SharePoint) and the ability and willingness to learn the Companies’ proprietary systems. 

EDUCATION, EXPERIENCE AND CERTIFICATIONS

  • Required: A bachelor's degree from an accredited U.S. college/university, with a major or coursework in insurance, risk management, economics, actuarial science, or related fields.
  • Required: Proficiency with Microsoft applications such as Outlook, Excel, PowerPoint, Word, Copilot and the ability to learn other business applications.
  • Required: Excellent written an verbal English communication skills. 
  • Preferred: Industry-related summer internship or work experience. 
  • Preferred: Demonstrated leadership, teamwork and a positive attitude toward learning through academic, extracurricular or work experiences. 

PHYSICAL DEMANDS

  • Position is hybrid and requires the ability and the willingness to work in an IFG Companies office at least three (3) days per week if residing within one-hour commuting distance.
  • Physical demands are considered those of a climate-controlled office environment with minimal physical exertion.
  • Position requires prolonged sitting, extensive utilization of computers and interactions with others in person and via phone.
  • Position requires the ability and the willingness to travel when required to meet business needs.

SALARY AND BENEFITS

The salary range for this position is $65,000 to $75,000. Additionally, the position may be eligible to earn incentive compensation.

IFG Companies offers competitive compensation and benefits, currently including medical, dental, vision, 401(k), flexible spending, short-term and long-term disability insurance, life insurance, paid parental leave, vacation and other paid time off.

WHY IFG COMPANIES

Founded in 1985, IFG Companies is one of the oldest privately held insurance groups in the United States. It combines a specialty-carrier focus with long-term stability and thinking, while promoting a culture of underwriting rigor, collaboration, strategic thinking, superior technology and strong producer partnerships.

EQUAL OPPORTUNITY

IFG Companies is an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status or any other protected characteristic under applicable law.