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Life Insurance Underwriter Trainee Jobs (NOW HIRING)

Globe Life

Life Insurance Underwriter

Mckinney, TX · Remote

The Life Underwriter is responsible for screening life insurance applications for selection of risks rendering an issue standard, rate, or decline disposition with the guidance of an underwriter or ...

Globe Life

Life Insurance Underwriter

Mckinney, TX · Remote

The Life Underwriter is responsible for screening life insurance applications for selection of risks rendering an issue standard, rate, or decline disposition with the guidance of an underwriter or ...

RSUI Group

Underwriter Trainee

Atlanta, GA · On-site

... Underwriter Trainees in Atlanta, Georgia! If you're finishing your degree and determining your ... RSUI is a wholesale specialty insurance carrier, which means we work exclusively through wholesale ...

UFG Insurance

Surety Underwriter Trainee

Dallas, TX · On-site

$60K - $75K/yr

UFG is currently seeking a Surety Underwriter Trainee to join our growing Surety Department. You ... UFG Insurance is committed to fair and equitable compensation practices. The base salary range for ...

United Fire Group

Surety Underwriter Trainee

Dallas, TX · On-site

$60K - $75K/yr

UFG is currently seeking a Surety Underwriter Trainee to join our growing Surety Department. You ... Medical, dental, vision & life insurance * Accident, critical Illness & short-term disability ...

UFG Insurance

$60K - $75K/yr

UFG is currently seeking a Surety Underwriter Trainee to join our growing Surety Department. You ... UFG Insurance is committed to fair and equitable compensation practices. The base salary range for ...

IFG Companies

Underwriting Trainee

Chapel Hill, NC · On-site

$65K - $75K/yr

POSITION SUMMARY The Underwriter Trainee ("Trainee") participates in the commercial underwriting ... life insurance, paid parental leave, vacation and other paid time off. WHY IFG COMPANIES Founded in ...

IFG Companies

Underwriting Trainee

Scottsdale, AZ · On-site

$65K - $75K/yr

POSITION SUMMARY The Underwriter Trainee ("Trainee") participates in the commercial underwriting ... life insurance, paid parental leave, vacation and other paid time off. WHY IFG COMPANIES Founded in ...

IFG Companies

Underwriting Trainee

Chicago, IL · On-site

$65K - $75K/yr

POSITION SUMMARY The Underwriter Trainee ("Trainee") participates in the commercial underwriting ... life insurance, paid parental leave, vacation and other paid time off. WHY IFG COMPANIES Founded in ...

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Life Insurance Underwriter Trainee information

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$32.5K

$78.9K

$139.5K

How much do life insurance underwriter trainee jobs pay per year?

As of Sep 14, 2026, the average yearly pay for life insurance underwriter trainee in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What does a life insurance underwriter trainee do?

A Life Insurance Underwriter Trainee learns how to assess applications for life insurance policies. They review medical records, financial information, and other relevant data to evaluate the risk of insuring an individual. Under supervision, trainees use guidelines and software tools to help determine if an applicant qualifies for coverage and at what rate. The role involves training, shadowing experienced underwriters, and gradually taking on more responsibility as they gain expertise.

What are the key skills and qualifications needed to thrive as a life insurance underwriter trainee?

To thrive as a Life Insurance Underwriter Trainee, you need strong analytical abilities, attention to detail, and a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, risk assessment tools, and industry-specific databases is typically required, and some employers may prefer progress toward professional designations like LOMA or CPCU. Excellent communication, decision-making, and organizational skills help you interpret complex information and collaborate effectively. These skills are crucial for accurately evaluating risk, ensuring compliance, and supporting sound underwriting decisions that protect the company's interests.

What are some typical challenges faced by life insurance underwriter trainees during their first year on the job?

Life Insurance Underwriter Trainees often encounter challenges such as learning to interpret complex medical and financial information, adapting to company-specific underwriting guidelines, and managing a high volume of applications while maintaining accuracy. Additionally, trainees must develop strong communication skills to collaborate with agents, applicants, and senior underwriters. Supportive training programs and mentorship are usually available to help new hires build their confidence and proficiency in making risk assessments.

What are the most commonly searched types of Life Insurance Underwriter jobs?

The most popular types of Life Insurance Underwriter jobs are:

What are popular job titles related to Life Insurance Underwriter Trainee jobs?

For Life Insurance Underwriter Trainee jobs, the most frequently searched job titles are:

Infographic showing various Life Insurance Underwriter Trainee job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 20% Part Time, and 6% Contract. Highlights an 85% Physical, 1% Hybrid, and 14% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Life Insurance Underwriter

Mckinney, TX • Remote

Globe Life
Insurance Services • 1 - 5K employees
Learn more about Globe Lifeexternal

Full-time

Medical, Life

Re-posted 10 days ago

Globe Life Insurance rating

8.2

Company rating: 8.2 out of 10

Based on 23 frontline employees who took The Breakroom Quiz

Job description

The Life Underwriter is responsible for screening life insurance applications for selection of risks rendering an issue standard, rate, or decline disposition with the guidance of an underwriter or written guidelines. The person will handle the implementation of underwriting policies and procedures related to the processing of new business and underwriting processes as related to other department processes. All duties require identification of medical terminology, identification of prescription medications, use of the Swiss Re Underwriting manual, and evaluation of MIB, phone calls, motor vehicle records, lab results, paramedical exams, and medical records.

Primary Duties & Responsibilities:

· Responsible for screening life insurance applications including trial applications for selection of risks rendering either an issue standard, rate, or reject disposition with the guidance of an underwriter or written guidelines

· Implementation of underwriting policies and procedures related to the processing of new business and other department processes

· Implementation of medical guidelines using the Swiss Re Underwriting manual and company notes

· MIB code reporting and interpretation of MIB code data

· Review and evaluate results of oral saliva tests

· Review and evaluate results of agent verification calls and other underwriting phone calls

· Review and evaluate motor vehicle records (MVRs)

· Review and evaluate prescription (Rx) histories to determine associated health conditions

· Review, summarize, and evaluate medical records (APSs)

· Review and evaluate paramedical exams and lab results

· Respond to customer service inquiries regarding dispositions

· Evaluate health information received with add-ons, modifications, and reinstatements

· Assist with other underwriting areas as deemed necessary by department management

Company Description

For more than 120 years, Globe Life has helped protect working families by providing life and supplemental health insurance products across the United States. As one of the nation's largest providers of individual life insurance, Globe Life serves millions of policyholders through multiple distribution channels and is consistently recognized for its financial strength and long-term stability.

Today, Globe Life is investing in the future by building innovative sales and service operations supported by modern technology, data-driven decision making, and exceptional leadership. We're looking for professionals who enjoy solving complex challenges, leading change, and making a measurable impact on the customer experience.

What Globe Life Insurance employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom

Globe Life logo

About Globe Life

Sourced by ZipRecruiter

Our Actions Today have a lasting impact on Tomorrow. Therefore, We aim to inspire everyone in our network to help Make Tomorrow Better. At Globe Life, We empower our Customers by offering products that help secure their Financial Future and Protect them from the unexpected. We give our Employees the chance to give back, Support Initiatives with a Service First Mindset, and Promote from within.

Industry

Insurance services and insurance agencies and brokerages

Company size

1,001 - 5,000 Employees

Headquarters location

McKinney, TX, US

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