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Life Insurance Sales Representative Jobs (NOW HIRING)

Southwestern Legacy Insurance Group

Be Seen First

Life Insurance Sales Manager

Las Vegas, NV · Remote

$110K - $500K/yr

Life Insurance Sales Representative Earn $150K-$500K+ | Las Vegas NV - Remote Flexibility Build a Career That Changes Your Financial Future At Turn It Up Insurance Group, we help families protect ...

Larsen Life Group

Life Insurance Sales Agent

Augusta, GA · On-site +1

$30K - $160K/yr

S. who say they need life insurance or more of it. The opportunity is now and we need agents to make an impact. No prior experience in sales or insurance is required. Core Responsibilities

New York Life - Dallas

Life Insurance Sales Agent

Dallas, TX · On-site

$101K - $131K/yr

Description Insurance Agent with New York Life Insurance Company Our Insurance Agent role has ... Every office has a dedicated sales-support team, consisting of our Management Team and in-office ...

Larsen Life Group

Life Insurance Sales Agent

Flint, MI · On-site +1

$30K - $160K/yr

S. who say they need life insurance or more of it. The opportunity is now and we need agents to make an impact. No prior experience in sales or insurance is required. Core Responsibilities

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Life Insurance Sales Representative information

See salary details

$25K

$78.5K

$141K

How much do life insurance sales representative jobs pay per year?

As of Sep 5, 2026, the average yearly pay for life insurance sales representative in the United States is $78,517.00, according to ZipRecruiter salary data. Most workers in this role earn between $45,000.00 and $111,500.00 per year, depending on experience, location, and employer.

What does a life insurance sales representative do?

A Life Insurance Sales Representative helps individuals and families choose life insurance policies that best fit their needs and financial situations. They explain policy options, answer questions about coverage, and guide clients through the application process. Representatives also assess clients' current and future insurance requirements and may assist with policy renewals or claims. Their primary goal is to ensure clients have the right protection for their loved ones and peace of mind about their financial future.

What are the key skills and qualifications needed to thrive as a life insurance sales representative?

To thrive as a Life Insurance Sales Representative, you need a strong understanding of insurance products, sales techniques, and typically a high school diploma or equivalent, with a state-issued insurance license. Familiarity with customer relationship management (CRM) software and online quoting tools is often required. Outstanding interpersonal skills, resilience, and persuasive communication set top performers apart in building trust with clients. These abilities ensure effective client engagement, regulatory compliance, and consistent achievement of sales goals in a competitive industry.

What are some common challenges faced by life insurance sales representatives, and how can they be overcome?

Life Insurance Sales Representatives often encounter challenges such as building trust with potential clients, overcoming objections, and managing a fluctuating commission-based income. Developing strong interpersonal and communication skills is key to establishing credibility and addressing client concerns effectively. Staying organized, maintaining a robust prospecting pipeline, and leveraging mentorship or ongoing training can help representatives navigate these challenges and achieve consistent results.

What is the difference between Life Insurance Sales Representative vs Insurance Agent?

AspectLife Insurance Sales RepresentativeInsurance Agent
CredentialsLicensing required, often specific to life insuranceLicensing required, may include multiple lines of insurance
Work EnvironmentTypically works for insurance companies, selling policies directlyWorks independently or for agencies, selling various insurance products
Industry UsageCommonly employed by life insurance providersUsed across multiple insurance sectors including life, health, and property

While both roles involve selling insurance policies, a Life Insurance Sales Representative primarily focuses on life insurance products and works directly for a life insurance company. An Insurance Agent may sell a broader range of insurance types and often operates independently or for agencies, offering more product variety. The roles overlap in licensing requirements and work environments but differ in scope and product specialization.

Can you make good money in a life insurance sales representative career?

Life insurance sales representatives can earn a wide range of income, often combining a base salary with commissions and bonuses based on sales performance. Successful agents with strong sales skills and industry experience can achieve high earnings, but income varies depending on factors such as location, client base, and effort. Many in this role also need to maintain licenses and develop client relationships to maximize earning potential.

Why do most life insurance sales representatives quit?

Many life insurance sales representatives quit due to the high rejection rate, the pressure to meet sales targets, and the commission-based pay structure that can lead to income instability. The job often requires strong interpersonal skills, self-motivation, and resilience, which can be challenging over time.

What states have the most Life Insurance Sales Representative jobs?

States with the most job openings for Life Insurance Sales Representative jobs include:

Life Insurance Sales Representative jobs near you
Infographic showing various Life Insurance Sales Representative job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 20% Part Time, and 6% Contract. Highlights an 85% Physical, 1% Hybrid, and 14% Remote job distribution, with an average salary of $78,517 per year, or $37.7 per hour.

Sales Representative- Life Insurance Broker

Alchemy Financial Group

Taylorsville, NC • On-site

$85K - $110K/yr

Full-time

Re-posted 18 days ago

Job description

We are looking for a competitive Insurance Sales Representative to help us expand our business by actively assisting senior citizens within their community. You will identify their needs, demands and sell accordingly.
Insurance Sales Representative responsibilities are:
• Implementing strategies to sell insurance to others according to their needs
• Building sincere rapport with each client
• Collecting thorough information and details from clients in order to fully assist them
• Being fully aware of the company's services and policies
* Follow ALL legal and ethical procedures and practices at all times
Representative requirements are:
*MUST be able to pass a full background check
*MUST have a valid drivers license and OWN form of reliable transportation
*MUST be coachable and ready to learn
*MUST have good communication skills
• MUST be computer/tech savvy
*Minimum of 6 months/1 year of customer service skills
• High school diploma or Bachelors degree in Finance/Marketing or a related field(recommended not required)

Apply