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Life Insurance Sales Representative Jobs (NOW HIRING)

Globe Life

Insurance Sales Representative

Provo, UT · On-site

$60K/yr

The Opportunity with Globe Life Liberty National: We are rapidly growing our presence here in the ... We are looking to fill positions for a full-time Life Insurance Sales Representative as well as ...

Globe Life

Insurance Sales Representative

Layton, UT · On-site

$60K/yr

The Opportunity with Globe Life Liberty National: We are rapidly growing our presence here in the ... We are looking to fill positions for a full-time Life Insurance Sales Representative as well as ...

D'Vines Services

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Entry Level Life Insurance Sales Representative

Atlanta, GA · On-site

Interested in sales and helping families * Open to learning how to build a business A life insurance license is preferred, but we can guide you through the licensing process if you're new. Why You'll ...

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Gen Wealth Group

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Entry Level Life Insurance Sales Representative

Charlotte, NC · On-site

Interested in sales and helping families * Open to learning how to build a business A life insurance license is preferred, but we can guide you through the licensing process if you're new. Why You'll ...

Fortune Financial

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Entry Level Life Insurance Sales Representative

Virginia Beach, VA · On-site

Interested in sales and helping families * Open to learning how to build a business A life insurance license is preferred, but we can guide you through the licensing process if you're new. Why You'll ...

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Life Insurance Sales Representative information

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$25K

$78.5K

$141K

How much do life insurance sales representative jobs pay per year?

As of Sep 5, 2026, the average yearly pay for life insurance sales representative in the United States is $78,517.00, according to ZipRecruiter salary data. Most workers in this role earn between $45,000.00 and $111,500.00 per year, depending on experience, location, and employer.

What does a life insurance sales representative do?

A Life Insurance Sales Representative helps individuals and families choose life insurance policies that best fit their needs and financial situations. They explain policy options, answer questions about coverage, and guide clients through the application process. Representatives also assess clients' current and future insurance requirements and may assist with policy renewals or claims. Their primary goal is to ensure clients have the right protection for their loved ones and peace of mind about their financial future.

What are the key skills and qualifications needed to thrive as a life insurance sales representative?

To thrive as a Life Insurance Sales Representative, you need a strong understanding of insurance products, sales techniques, and typically a high school diploma or equivalent, with a state-issued insurance license. Familiarity with customer relationship management (CRM) software and online quoting tools is often required. Outstanding interpersonal skills, resilience, and persuasive communication set top performers apart in building trust with clients. These abilities ensure effective client engagement, regulatory compliance, and consistent achievement of sales goals in a competitive industry.

What are some common challenges faced by life insurance sales representatives, and how can they be overcome?

Life Insurance Sales Representatives often encounter challenges such as building trust with potential clients, overcoming objections, and managing a fluctuating commission-based income. Developing strong interpersonal and communication skills is key to establishing credibility and addressing client concerns effectively. Staying organized, maintaining a robust prospecting pipeline, and leveraging mentorship or ongoing training can help representatives navigate these challenges and achieve consistent results.

What is the difference between Life Insurance Sales Representative vs Insurance Agent?

AspectLife Insurance Sales RepresentativeInsurance Agent
CredentialsLicensing required, often specific to life insuranceLicensing required, may include multiple lines of insurance
Work EnvironmentTypically works for insurance companies, selling policies directlyWorks independently or for agencies, selling various insurance products
Industry UsageCommonly employed by life insurance providersUsed across multiple insurance sectors including life, health, and property

While both roles involve selling insurance policies, a Life Insurance Sales Representative primarily focuses on life insurance products and works directly for a life insurance company. An Insurance Agent may sell a broader range of insurance types and often operates independently or for agencies, offering more product variety. The roles overlap in licensing requirements and work environments but differ in scope and product specialization.

Can you make good money in a life insurance sales representative career?

Life insurance sales representatives can earn a wide range of income, often combining a base salary with commissions and bonuses based on sales performance. Successful agents with strong sales skills and industry experience can achieve high earnings, but income varies depending on factors such as location, client base, and effort. Many in this role also need to maintain licenses and develop client relationships to maximize earning potential.

Why do most life insurance sales representatives quit?

Many life insurance sales representatives quit due to the high rejection rate, the pressure to meet sales targets, and the commission-based pay structure that can lead to income instability. The job often requires strong interpersonal skills, self-motivation, and resilience, which can be challenging over time.

What states have the most Life Insurance Sales Representative jobs?

States with the most job openings for Life Insurance Sales Representative jobs include:

Life Insurance Sales Representative jobs near you
Infographic showing various Life Insurance Sales Representative job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 20% Part Time, and 6% Contract. Highlights an 85% Physical, 1% Hybrid, and 14% Remote job distribution, with an average salary of $78,517 per year, or $37.7 per hour.

Life Insurance Sales Agent

Security National Life Insurance Company

El Paso, TX • On-site

$72K - $94K/yr

Contractor

Re-posted 27 days ago

Job description

For more than 60 years, we have stood as a trusted, rock-solid industry leader with a proven track record of continuous growth. Specializing in preneed insurance and funeral planning, our mission is simple: to help families plan with confidence and peace of mind. We proudly represent funeral homes across the country, offering our team members the tools and support to succeed. We provide comprehensive training, a great CRM system, and a unique aftercare program that truly sets us apart in the funeral service and insurance industry.
What We Offer
• Commission-only compensation with daily payouts
• Company-provided training, leads, and ongoing support
• Unlimited earning potential and career growth
Requirements
• Sales experience is a plus, but not required
• Life insurance license (or willingness to obtain one)
• Self-motivated with a strong work ethic
• Able to pass a background check
• Professional working proficiency or fluency in both English and Spanish is highly preferred
If you're looking for a rewarding commission sales career with unlimited income potential, apply today. #ZR

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