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Life Insurance License Jobs in Puerto Rico (NOW HIRING)

Advantage Life Insurance

PR · On-site

I. and Advantage Life Puerto Rico A.I.s (collectively Advantage). Duties include, but are not ... Two (2) to four (4) years of experience in the banking or insurance industry or in compliance ...

Service Corporation International

$50K - $100K/yr

Insurance license if required by state/province law and as prescribed by each state board Knowledge ... Life Insurance*Voluntary Accidental Death or Dismemberment Insurance*Dependent Life Insurance*SCI ...

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Life Insurance License information

What jobs can you do with a life insurance license?

A life insurance license allows you to work as an insurance agent or broker, selling life insurance policies and related financial products. Licensed agents often work for insurance companies or independently, providing client consultations and policy recommendations. The license is also required for roles involving policy underwriting, claims processing, and financial planning that include life insurance products.

Is a life insurance license worth it?

A life insurance license is essential for selling life insurance policies and is often required by state regulations. It can lead to career opportunities in insurance sales, financial advising, and client management, with licensing exams typically covering insurance laws and policies. Obtaining the license involves studying for and passing a state exam and maintaining continuing education requirements.

What insurance license makes the most money?

In the insurance industry, life insurance agents with a life insurance license often have higher earning potential, especially if they sell high-value policies or work on commission. Additional certifications, sales skills, and experience can significantly impact income, with some top earners making six figures annually. Generally, licenses for property and casualty or health insurance can also be lucrative depending on market demand and individual performance.

What jobs pay 4000 a week without a degree?

Life insurance agents can earn $4,000 or more per week through commissions, especially with experience and a strong client base. Success in this role often depends on sales skills, licensing, and building a network, with some agents earning high incomes without a college degree. Other high-paying roles without degrees include real estate brokers and certain sales positions, but income varies widely based on performance and market conditions.

What is a Life Insurance License?

A Life Insurance License is a certification that allows individuals to legally sell life insurance policies and related products. To obtain this license, candidates typically must complete pre-licensing education, pass a state-administered exam, and undergo a background check. The license ensures that agents understand relevant insurance laws, ethical considerations, and policy details. Holding a life insurance license is required in all states for those wishing to work as a life insurance agent or broker. Renewals and continuing education may also be required to maintain an active license.

What is the difference between Life Insurance License vs Insurance Agent?

AspectLife Insurance LicenseInsurance Agent
Required CredentialsState licensing exam specific to life insuranceTypically holds a life insurance license; may also need additional licenses for other insurance types
Work EnvironmentPrimarily in insurance agencies, financial institutions, or independentlyWorks in insurance agencies, brokerages, or directly with clients
Industry UsageMandatory for selling life insurance productsLicensed to sell various insurance products, including life, health, and property insurance

The Life Insurance License is a credential required to sell life insurance policies, while an Insurance Agent is a licensed professional who can sell multiple types of insurance products, including life insurance. The license is a certification, whereas the agent is a role that may require holding one or more licenses. Both operate within the insurance industry, often in similar environments, but their scope and credentials differ.

What are the key skills and qualifications needed to thrive as a Life Insurance Agent, and why are they important?

To thrive as a Life Insurance Agent, you need a state-issued life insurance license, a solid understanding of insurance products, and strong sales acumen. Familiarity with CRM software, policy quoting tools, and underwriting systems is typically required. Outstanding interpersonal skills, active listening, and resilience help agents build trust and effectively address client needs. These skills ensure agents can match customers with the right policies, maintain compliance, and achieve business goals in a competitive market.

What are some common challenges faced by newly licensed life insurance agents, and how can they overcome them?

Newly licensed life insurance agents often encounter challenges such as building a client base, understanding complex product offerings, and managing rejection. To overcome these, it's helpful to leverage mentorship from experienced colleagues, participate in ongoing training sessions, and develop strong organizational and communication skills. Many agencies offer support systems and marketing resources to help new agents gain confidence and start building relationships with potential clients. Persistence, adaptability, and continuous learning are key to long-term success in this role.
What are popular job titles related to Life Insurance License jobs in Puerto Rico? For Life Insurance License jobs in Puerto Rico, the most frequently searched job titles are:
What job categories do people searching Life Insurance License jobs in Puerto Rico look for? The top searched job categories for Life Insurance License jobs in Puerto Rico are:
Life Insurance License jobs near you
Infographic showing various Life Insurance License job openings in Puerto Rico as of July 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution.

Compliance Associate

Advantage Life Insurance

PR • On-site

Full-time

Posted 15 days ago

Job description

Salary: DOE

Job Overview

The Compliance Associate supports the BSA/AML and OFAC Program (Compliance Program) across the following regulated businesses: Advantage International Bank Corp., Advantage Life Assurance I.I. and Advantage Life Puerto Rico A.I.s (collectively Advantage).


Duties include, but are not limited to, due diligence, monitoring, sanctions screening, compliance reviews, alerts, and exception testing related to Section 314 (a) and SDN Lists, among other tasks assigned from time to time by the Chief Compliance Officer or their designee. These tasks will ensure the effectiveness of the Compliance Program.


Job Responsibilities

Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), and Know Your Customer (KYC)

  • Perform CDD/EDD for policyholders, premium payors, beneficiaries, lives assured, banking customers, and any other relevant party.
  • Obtain customer/relevant parties-related information and documentation necessary for new businesses (policies and deposit accounts) and policies activities to ensure there is an effective Compliance Program.


Sanctions Compliance

  • Screen all relevant parties against OFAC lists and escalate potential matches.
  • Perform sanctions screening, including OFACs 50% Rule and Sectoral Sanctions Identifications (SSI) restrictions.
  • Review potential matches including those notified by the OFAC modules and 314(a) lists, and document the results of the reviews conducted.
  • Assist with OFAC license reviews and recordkeeping.


Transaction Monitoring & Red Flags

  • Monitor policy and banking activity for suspicious patterns.
  • Review and resolve flags and exceptions and document the results of such reviews. In addition, he/she must promptly escalate any suspicious activity or transaction noticed during these reviews for further investigation.

Compliance Reviews

  • Conduct periodic compliance or reviews due to triggering events.


Testing

  • Conduct testing to ensure the systems accurate capture and reflect updated Section 314 (a) and SDN Lists.


Wire Transfers

  • Review wire transfers to ensure compliance with the Travel Rule and OFAC laws and regulations.


Record Keeping

  • Maintain complete and accurate audit trails for CDD/EDD, monitoring, training, testing, wire transfers, and sanctions screening as required by the Compliance Program.
  • Executes any additional duties or responsibilities that may be assigned periodically in support of the Compliance Departments functions.

Skills and Qualifications

  • Highly skilled in English communication, both written and spoken
  • Proven working knowledge of Microsoft Word and Excel

Job Requirements

  • Bachelors degree in Business Administration (Accounting, Finance or General) or Criminal Justice preferred.
  • Juris Doctor is a strong plus.
  • Certified Anti-Money Laundering Specialist (CAMS) and/or Certified Fraud Examiner (CFE) preferred.
  • Two (2) to four (4) years of experience in the banking or insurance industry or in compliance, either in BSA/AML and OFAC or Regulatory Compliance.