1

Life Insurance Commission Jobs in Raleigh, NC (NOW HIRING)

The New York Life Insurance Agent's role is all about building relationships with and providing the ... You have the power to determine your own income with our commission-based compensation. In 2022 ...

Life Insurance Agent

Chapel Hill, NC · Remote

$50K - $100K/yr

Contractor Compensation $50,000 to $100,000 per year (plus commission) If you're reading this and ... This role does require a Life and Health Insurance License, but don't worry--we'll help you obtain ...

Life Insurance Broker

Durham, NC · On-site

$75K - $105K/yr

Life Insurance Broker- Commission Based We are looking for a competitive Insurance Sales Representative to help us expand our business by actively assisting senior citizens within their community.

Life Insurance Broker

Cary, NC · On-site

$80K - $100K/yr

Life Insurance Broker- Commission Based We are looking for a competitive Insurance Sales Representative to help us expand our business by actively assisting senior citizens within their community.

next page

Showing results 1-20

Life Insurance Commission information

See Raleigh, NC salary details

$17.5K

$86.5K

$141K

How much do life insurance commission jobs pay per year?

As of Jun 12, 2026, the average yearly pay for life insurance commission in Raleigh, NC is $86,484.00, according to ZipRecruiter salary data. Most workers in this role earn between $55,900.00 and $118,600.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Life Insurance Commission Agent, and why are they important?

To thrive as a Life Insurance Commission Agent, you need strong sales abilities, in-depth knowledge of insurance products and regulations, and generally a relevant license issued by your state. Familiarity with customer relationship management (CRM) software, quoting tools, and insurance underwriting systems is typically required. Exceptional interpersonal skills, integrity, and the ability to build trust are soft skills that set top agents apart. These competencies are essential for effectively matching clients with suitable policies, ensuring compliance, and building a successful, client-focused practice.

Why do most life insurance agents quit?

Most life insurance agents quit due to the challenging nature of the sales process, which often involves high rejection rates and inconsistent income. Success typically requires strong interpersonal skills, persistence, and ongoing training, making it a demanding career choice for many.

What is the difference between Life Insurance Commission vs Life Insurance Agent?

AspectLife Insurance CommissionLife Insurance Agent
RolePayment structure for salesLicensed professional selling policies
CredentialsCommission-based earnings, licensing requiredLicensing, certifications vary by region
Work EnvironmentCommission-based, independent or agency settingClient meetings, sales presentations
Industry UsagePayment method for agentsSalesperson selling insurance policies

In summary, Life Insurance Commission refers to the earnings structure for Life Insurance Agents, who are licensed professionals selling policies. The commission is the payment they receive for each sale, whereas the agent is the individual performing the sales. Understanding this distinction helps clarify roles and compensation in the insurance industry.

How much commission do life insurance sales reps make?

Life insurance sales representatives typically earn commissions that range from 20% to 100% of the first-year premium, with ongoing renewal commissions often ranging from 2% to 10%. Commission rates vary based on the insurer, policy type, and sales experience, and many reps also receive bonuses or incentives for meeting sales targets.

What is a life insurance commission?

A life insurance commission is the payment that insurance agents or brokers receive from an insurance company when they sell a life insurance policy. The commission is typically a percentage of the policy's premium and can vary depending on the type of policy, the insurance company, and the agent's agreement. The initial commission is usually higher for the first year and may decrease for subsequent years if the policyholder continues to renew the policy. This system incentivizes agents to sell policies and maintain good relationships with their clients.

What are the typical challenges faced by professionals working on a life insurance commission basis?

Working on a life insurance commission basis often involves building and maintaining a client base, which can be challenging for those new to the industry. Professionals must proactively generate leads, manage follow-ups, and handle rejections while maintaining a high level of customer service. Additionally, income can fluctuate based on sales performance, especially in the early stages before a steady stream of renewals is established. Success in this role usually requires strong networking skills, persistence, and the ability to adapt to client needs and market changes.

What jobs pay $2000 a day?

In the context of life insurance commissions, highly successful insurance agents or brokers can earn around $2,000 or more per day through commissions on large policies or high-value clients. These roles typically require strong sales skills, industry certifications, and a deep understanding of insurance products. Earnings vary based on sales volume, client base, and commission structures.

Do life insurance agents get paid good?

Life insurance agents typically earn commissions based on the policies they sell, with income varying widely depending on experience, sales skills, and the size of their client base. Successful agents can earn a substantial income, but earnings often depend on their ability to generate consistent sales and build relationships. Many agents also receive bonuses or incentives for meeting sales targets.
What are the most commonly searched types of Life Insurance jobs in Raleigh, NC? The most popular types of Life Insurance jobs in Raleigh, NC are:
Infographic showing various Life Insurance Commission job openings in Raleigh, NC as of June 2026, with employment types broken down into 2% As Needed, 36% Full Time, 56% Part Time, 1% Temporary, 4% Contract, and 1% Nights. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $86,484 per year, or $41.6 per hour.
Life Insurance Agent

Life Insurance Agent

New York Life

Raleigh, NC

$69K - $130K/yr

Full-time

Posted 24 days ago


Job description

The New York Life Insurance Agent’s role is all about building relationships with and providing the right products and services that can best meet the needs of their clients. Adding up to a rewarding career with a company that insists on doing right by their customers is simply part of who we are. What is expected of our Agents?
  • Ability to understand the needs and financial concerns of clients.
  • Ability to educate clients on how to plan ahead for the future financially so that they are prepared for unfortunate life events/ circumstances they may encounter.
  • Promote customized ways for clients to achieve their long-term financial goals.
  • Cultivating relationships, with a view to helping every family member or individual pursue financial security
  • Ability to build an insurance and financial practice through establishing professional networks and prospecting for new clients.
  • Providing compassion and guidance to clients when unfortunate life circumstances arise.
  • Having a clear focus on developing and maintaining long-term bonds with clients, resulting in trust and continuity of client relationship over time.
Qualities that we look for in our Agents:
  • Sales experience preferred, but not required.
  • Entrepreneurial mindset.
  • Strong communication skills both written and verbal.
  • Desire to help families and businesses to address their financial needs.
  • Strong business acumen.
  • Professional business demeanor.
  • Perseverance in the face of a challenge
  • Ability to engage your community and leverage personal networks/contacts
How we will compensate you: You have the power to determine your own income with our commission-based compensation. In 2022, the average income of our agents under the N8 and N9 Agent’s Contract who met annual minimum sales production requirements was $115,917.¹ Individual agent performance will determine your income. Benefits include medical, dental, vision, life, and disability insurance, as well as a 401(k) and pension.² New York Life has been helping generations of Americans attaining their financial goals through our nation-wide agent force for more than 175 years. Our agents’ abilities are advanced through our award-winning training, product offerings, agent support, opportunity for advancement, personal and professional growth, and broad-spectrum marketing. New York Life innovatively strides the cutting edge in client servicing, systematically paves the way for success with tested processes and is actively immersed with you in achieving your desired career objectives. Build relationships with clients and help them achieve their financial goals, while building a great career for yourselves in the process. Utilizing our expansive product lines, our Agents work to guide individuals, families and businesses towards the financial goals that they envision. That is no easy task, but for the right person it can be a truly rewarding career with the potential for growth opportunities. 1 Based on 2022 company data for 7,603 agents operating under our N9 and N8 Agent’s Contracts in all states, without persistency bonus, who were active as of December 31, 2022. N9 is the current contract for new financial professionals. N8 contracts were issued to new financial professionals prior to April 2004. Contracts determine your compensation and benefits. Sales production requirements are determined annually by the company. Historical agent incomes are provided for informational purposes only. Agent income is not guaranteed. Income is dependent upon the sales of each agent. Agent compensation is commission-based and determined through the ledger process. Overall compensation includes positive income credits for commissions based on actual sales and certain allowances or incentives, if eligible, based upon persistency and production, as well as debits associated with commission reversals, authorized expenses, and other items. Each credit and debit posted to the Agent’s Ledger is part of determining the agent’s compensation and no individual credit posted to the ledger is earned until the ledger reconciliation process is complete. Agents receive payments equal to the positive balance on the Agent’s Ledger after the credits and debits are applied.2 This is necessarily brief and provides only general descriptions of the benefits available to eligible agents under the applicable plans. Specific terms, such as eligibility and benefits, are determined only by the terms and conditions contained in the relevant plan documents. In the event of any conflict between the information herein and the provisions of the plan documents, the plan documents will govern. The company reserves the right to amend or terminate the benefit plans described herein at any time for any reason. New York Life Insurance Company is an equal opportunity employer M/F/Veteran/Disability/Sexual Orientation/Gender Identity SMRU 5058863.2 Exp. 04/30/2024

NorCal Orange logo

About NorCal Orange

Sourced by ZipRecruiter

Industry

Colleges, universities, and professional schools

Company size

11 - 50 Employees

Headquarters location

Syracuse, NY, US