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Ladder Loans

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Debt Consultant

Lake Forest, CA · On-site

$100K - $350K/yr

Ladder Loans Location: Lake Forest, CA (In-Office) Compensation: Hourly vs. Uncapped Tiered Commission + Daily SPIFFs + Monthly Bonuses Schedule: Monday - Friday (Flexible 8-hour shifts) Why Ladder ...

Select Medical

Physical Therapist

Garland, TX

$60/hr

Clinical Ladder Program * New Grad Mentorship * Residency Programs * Student Loan Repayment Assistance * We currently offer six professional residency programs that you would be eligible to apply for ...

UPMC Jameson

Professional Staff Nurse

New Castle, PA · On-site

UPMC offers a very clearly defined Nursing Career Ladder to promote growth throughout your Nursing ... UPMC's Monthly Loan Repayment program , exclusively for 2026 nursing graduates, offering $20,000 ...

Select Medical

Physical Therapist

Terrell, TX · On-site

$1K - $1K/wk

Clinical Ladder Program * New Grad Mentorship * Residency Programs * Student Loan Repayment Assistance * We currently offer six professional residency programs that you would be eligible to apply for ...

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How much do ladder loans jobs pay per year?

As of Jun 5, 2026, the average yearly pay for ladder loans in the United States is $79,996.00, according to ZipRecruiter salary data. Most workers in this role earn between $68,000.00 and $89,000.00 per year, depending on experience, location, and employer.

What are the typical daily responsibilities for someone working at Ladder Loans?

Individuals in Ladder Loans roles are responsible for guiding clients through the loan application process, evaluating creditworthiness, and ensuring all documentation is accurate and compliant with regulations. They interact daily with borrowers, underwriters, and other financial professionals to facilitate prompt loan approvals and resolutions of any application issues. The role often involves analyzing financial data, explaining loan products, and providing personalized recommendations to clients. This customer-centric environment requires adapting to variable workloads and staying up to date with the latest lending policies and technologies.

What are the key skills and qualifications needed to thrive in the Ladder Loans position, and why are they important?

To thrive in a Ladder Loans position, you need a solid understanding of consumer lending practices, financial analysis, and excellent customer service skills, typically supported by a degree in finance, business, or a related field. Familiarity with loan origination software, credit analysis systems, and compliance tools is essential for handling application processing. Strong communication, problem-solving, and relationship-building abilities help set top performers apart in this client-focused environment. These qualities ensure you can effectively assess clients' needs, manage risks, and foster trust to drive business success.

What is a Ladder Loans job?

A Ladder Loans job typically involves working for Ladder Loans, a financial services company specializing in personal loans. Employees may work in customer service, loan processing, underwriting, or sales to assist customers in obtaining personal loans. Responsibilities often include reviewing applications, verifying financial information, and guiding borrowers through the loan process. The role requires strong communication skills, attention to detail, and knowledge of lending policies. Positions may be available in customer support, financial advising, or risk assessment, depending on the company’s structure.

More about Ladder Loans jobs
What cities are hiring for Ladder Loans jobs? Cities with the most Ladder Loans job openings:
What are the most commonly searched types of Ladder Loans jobs? The most popular types of Ladder Loans jobs are:
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Ladder Loans jobs near you
Infographic showing various Ladder Loans job openings in the United States as of May 2026, with employment types broken down into 91% Full Time, 7% Part Time, and 2% Temporary. Highlights an 91% Physical, 3% Hybrid, and 6% Remote job distribution, with an average salary of $79,996 per year, or $38.5 per hour.

Debt Consultant

Ladder Loans

Lake Forest, CA • On-site

$100K - $350K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 23 days ago

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Job description

Debt Settlement Consultant – High-Volume Direct Mail Inbounds

Company: Ladder Loans

Location: Lake Forest, CA (In-Office)

Compensation: Hourly vs. Uncapped Tiered Commission + Daily SPIFFs + Monthly Bonuses

Schedule: Monday – Friday (Flexible 8-hour shifts)

Why Ladder Loans?

Stop chasing cold leads, buying dead lists, and dealing with angry hang-ups. At Ladder Loans, we run a sophisticated, high-performing direct mail engine that delivers warm, high-intent inbound calls straight to your desk.

Our prospects receive a physical mailer, pick up the phone, and call us looking for help. They know why they are calling, they are expecting an expert, and they carry an average of $42,000 in unsecured debt.

Even better? We feature in-house lending. If a client qualifies for a personal loan instead of settlement, you have an immediate alternative solution path to close the deal. You are set up to win from day one.

What You’ll Do (The Day-to-Day)

This is a fast-paced, high-momentum consultative sales role. You will own the relationship and the deal from introduction to enrollment:

  • Command the Inbound: Field high-volume inbound direct mail responses, establishing authority, trust, and control early in the call.

  • Consult & Strategize: Conduct deep-dive financial discovery to understand each client’s unique hardship, debt load, and timeline.

  • Deliver Solutions: Present debt settlement strategies clearly, compliantly, and persuasively, or pivot to our in-house lending options when applicable.

  • Own the Pipeline: Seamlessly guide clients through discovery, positioning, and final enrollment without losing momentum or sacrificing compliance.

Who You Are (Qualifications)

This desk is built for seasoned closers, not script-readers or beginners. We are looking for elite talent who understand the psychology of a high-balance debt client.

  • Experience: 2+ years of direct phone-sales experience specifically within Debt Settlement / Debt Relief.

  • Lead Fluency: Proven track record working with direct mail inbound leads and maximizing the value of every single call.

  • Sales Mastery: You know how to balance urgency with strict compliance, control the tempo of a call, and overcome objections naturally.

  • Drive: You have a hunter mindset, a high financial motivation, and a history of hitting or exceeding monthly enrollment quotas.

Earnings, Perks, & Logistics

We believe top performance deserves top compensation. We offer a competitive, transparent structure designed to reward your hard work:

  • Uncapped Earning Potential: Hourly wage vs. an aggressive, uncapped tiered commission structure (you always take home whichever is higher).

  • Extra Incentives: Daily SPIFFs and substantial monthly performance bonuses.

  • Work-Life Balance: Standard Monday through Friday schedule with flexible 8-hour shift options. Weekends optional.

  • Location: Modern, culture-focused office in Lake Forest, CA. Note: Remote flexibility is a performance-based privilege earned through consistency and production, not an entry-level perk.

Ready to Step Up?

If you are tired of weak lead flow and ready to leverage a direct mail engine that actually converts, we want to hear from you. Apply today to connect with our hiring team.