Internship Merchant Risk Analyst Jobs in Decatur, GA

This requisition is open to 2026 Truist Interns only. Applicants who were not 2026 Truist interns will not be considered. Requisitions open to other external candidates will be posted at a later date if additional positions remain open for the 2027 Credit Internship. Truist is unable to sponsor or take over sponsorship of an employment visa at this time for this position.

At Truist, our purpose is to inspire and build better lives and communities. That happens through real care to make things better. To meet client needs, to empower teammates, and serve our communities. The company offers a wide range of services including consumer and wholesale banking and technology, data, and operations.

The Credit track internship aligns early career talent with lines of business in Wholesale Banking, providing an opportunity to gain an in-depth understanding of the day-to-day responsibilities of the specific line of business such as Commercial & Corporate Banking, Specialized Industries, or Wholesale Payments.

You will play a meaningful role in supporting internal business partners and external clients, as well as expand your and collaborative team skills, credit and risk acumen, and industry and technical knowledge. Individuals hired into the program will relocate throughout the Truist footprint based on the assigned host team. The location will be included in the offer letter. Training sessions throughout the summer may be a hybrid approach to learning including remote and in-person learning.

Essential duties and responsibilities: The following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.

• Learn a wide range of concepts, risk management, enterprise programs, and services designed to prepare for an assignment in any line of business
• Develop and enhance the following skills: Analytical and decision-making skills; Effective communication skills; Leadership skills
• Perform special projects or assignments outside of the formalized training program, as may be assigned.
• Embrace and model Truist Purpose, Mission and Values.
• Complete any additional training as recommended by the manager, either during or after the program.
• Participate in business rotations, working on projects and other business-as-usual activities that allows for the practical application of concepts and behaviors referenced in training and demonstrate results in line with rotational leads' expectations.

The requirements listed below are representative of the knowledge, skill and/or ability necessary for the Credit Internship Program. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Working towards a Bachelor's Degree or Master's Degree (business-related concentrations, along with accounting and/or finance coursework are desired). 3.0 + GPA preferred.
• Scheduled graduation of your final degree by December 2027 – June 2029
• Excellent interpersonal and communication skills
• Strong initiative
• Demonstrated leadership through on campus involvement and/or work experience
• Enthusiasm for a career in financial services
• General knowledge of the financial services industry
• Willingness to travel for on-the-job training
• Ability to relocate to the internship opportunity for the program
• Proficient in Excel and PowerPoint

Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.

Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace.