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Internship Merchant Risk Analyst Jobs in Decatur, GA

Inhabit

Senior Credit Risk Analyst

Alpharetta, GA · On-site

Verify and assess merchant application information, including performing KYB, KYC, credit report ... Mentor analysts through guidance on risk models, investigative techniques, professional development ...

INHABIT IQ

Senior Credit Risk Analyst

Alpharetta, GA

Verify and assess merchant application information, including performing KYB, KYC, credit report ... Mentor analysts through guidance on risk models, investigative techniques, professional development ...

Visa

Sr. Risk Management Analyst

Atlanta, GA

... merchants, financial institutions and government entities across more than 200 countries and ... The Investigations team is seeking a dynamic and energetic Sr. Risk Management Analyst with a ...

YouLend

Credit Risk Lead

Atlanta, GA · On-site

... merchant base, without capital at risk. We are owned by the leading Private Equity company, EQT ... Lead, manage, mentor, and develop a small team of credit risk analysts and underwriters. * Recruit ...

YouLend

Junior Credit Decision Analyst

Atlanta, GA · On-site

$50K/yr

... the Credit Risk/Data Science teams to influence decisions. Key Responsibilities * Utilize ... Apply critical thinking to evaluate merchant applications and assess associated risks. * Underwrite ...

Fiserv, Inc.

Risk Manager

Alpharetta, GA · On-site

$87K - $146K/yr

We connect financial institutions, corporations, merchants and consumers to one another millions of ... You will partner with other control functions to analyze and aggregate risks and serve as a central ...

Monitise

Risk Manager

Alpharetta, GA · On-site

$87K - $146K/yr

We connect financial institutions, corporations, merchants and consumers to one another millions of ... You will partner with other control functions to analyze and aggregate risks and serve as a central ...

Visa

Director, VCA NA Risk Practice

Atlanta, GA

... merchants, processors, and fintech partners. * Reliably manipulate and analyze largescale datasets (Visa and industry sources) to generate meaningful insights, validate hypotheses, and support ...

Visa

Senior Manager, Risk Management

Atlanta, GA

... merchants, financial institutions and government entities across more than 200 countries and ... TheSenior Consultant, Integrity Risk & Investigationsprovides operational, analytical, and ...

Splitit

Credit Officer & Head of Risk

Atlanta, GA · On-site

... merchant installment products, including underwriting, portfolio management, and risk management. To be successful, this role requires a strong background in credit and risk principles, analytical ...

Splitit

Credit Officer & Head of Risk

Atlanta, GA

... merchant installment products, including underwriting, portfolio management, and risk management. To be successful, this role requires a strong background in credit and risk principles, analytical ...

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All JobsMerchant Risk Analyst JobsInternship Merchant Risk Analyst JobsInternship Merchant Risk Analyst Jobs in Decatur, GA

Internship Merchant Risk Analyst information

See Decatur, GA salary details

$63.5K

$105.8K

$142.1K

How much do internship merchant risk analyst jobs pay per year?

As of Jul 28, 2026, the average yearly pay for internship merchant risk analyst in Decatur, GA is $105,769.00, according to ZipRecruiter salary data. Most workers in this role earn between $78,100.00 and $127,900.00 per year, depending on experience, location, and employer.

How to become a risk analyst with no experience?

To become a risk analyst, including an internship merchant risk analyst, focus on gaining relevant skills such as data analysis, financial knowledge, and understanding of risk management principles. Entry-level positions often require a bachelor's degree in finance, economics, or related fields, and obtaining certifications like the Financial Risk Manager (FRM) can improve prospects. Internships or entry-level roles can provide practical experience to build a foundation for a career in risk analysis.

What is a merchant risk analyst?

A merchant risk analyst evaluates the financial and operational risks associated with merchants or vendors to prevent fraud and financial loss. They analyze transaction data, monitor for suspicious activity, and use risk management tools to ensure secure and compliant merchant relationships.

What does a risk analyst intern do?

A risk analyst intern supports the assessment of potential financial or operational risks by analyzing data, identifying vulnerabilities, and assisting in developing risk mitigation strategies. They often use tools like Excel or specialized risk management software and work under the supervision of experienced analysts to gain practical experience in risk evaluation processes.

Are risk analysts well paid?

Risk analysts, including those working as merchant risk analysts, typically earn competitive salaries that vary by experience, location, and industry. Entry-level positions may start at a moderate rate, while experienced analysts with specialized skills can earn higher compensation, often supplemented with bonuses or benefits. Overall, risk analysis is considered a well-paying field within finance and risk management sectors.
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Internship Merchant Risk Analyst jobs near you
Merchant Risk Monitoring Investigator

Merchant Risk Monitoring Investigator

Upgrade

Atlanta, GA • Hybrid

Other

Medical, Dental, Vision, Retirement, PTO

Posted 14 days ago

Job description

About the Role:

We're looking for an experienced, detail-driven investigator to join our Merchant Risk Monitoring team. In this role, you'll be on the front lines of protecting borrowers and preventing financial loss - identifying suspicious merchant behavior, investigating fraud and abuse, and taking action before problems escalate.

This isn't a passive monitoring role. You'll own investigations from initial alert through resolution, work closely with a fast-moving team, and directly influence risk outcomes. If you thrive in a high-stakes environment where your work has real impact, this role is for you.

What You'll Do:

  • Monitor merchant accounts on an ongoing basis, identifying anomalies, suspicious patterns, and early warning signs of fraud or borrower abuse.
  • Lead investigations into fraud, compliance violations, contractor misconduct, licensing issues, and abnormal loan activity - from intake through resolution.
  • Dig into transaction data, account history, and performance metrics to uncover root causes and build a clear evidentiary record.
  • Conduct background research on merchants, including criminal history, regulatory violations, negative news, and reputational red flags.
  • Prepare thorough, well-organized investigation reports with findings, risk assessments, and recommended actions for leadership and cross-functional partners.
  • Work with Risk, Compliance, Legal, and Operations teams to implement mitigation strategies and escalate high-risk situations appropriately.
  • Contribute to the development of risk frameworks, monitoring protocols, and investigative playbooks to strengthen the team's capabilities over time.
  • Stay current on industry trends, regulatory changes, and fraud schemes relevant to merchant services and home improvement lending.

What We Look For:

  • 3-5 years of experience in fraud investigations, merchant monitoring, operational risk, or a closely related field within financial services or payments.
  • Strong analytical instincts - you can interpret complex data, spot patterns, and connect dots across large transaction sets.
  • Experience conducting background research, adverse media reviews, and regulatory/licensing checks.
  • Clear, precise written communication - you can distill a complex investigation into a report that's easy to act on.
  • Comfortable working independently and managing multiple open cases at once in a fast-paced environment.
  • Proficiency with data analysis tools, risk platforms, and Microsoft Office Suite; experience with AI-assisted research tools is a plus.
  • Bachelor's degree in business, finance, criminal justice, risk management, or a related field. CFE, CRM, or similar certification is a strong plus.

Nice to Have:

  • Background in home improvement lending, contractor-funded loan programs, or merchant acquiring.
  • Familiarity with Jira, case management systems, or investigation tracking platforms.
  • Experience collaborating with or supporting a borrower outreach or rapid response team.
  • Exposure to regulatory environments such as CFPB, state licensing frameworks, or contractor compliance requirements.

What We Offer You: 

  • Competitive salary and stock option plan
  • Medical, dental and vision insurance with employer paid options
  • Flexible PTO
  • Competitive 401(k) and RRSP program
  • Opportunities for professional growth and development   
  • Paid parental leave
  • Health & wellness initiatives

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