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Internship Insurance Underwriter Trainee Jobs (NOW HIRING)

Auto-Owners Insurance

Underwriter

Broomfield, CO · On-site

$59K - $89K/yr

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...

Auto-Owners Insurance

Underwriter

Peoria, IL · On-site

$47K - $83K/yr

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...

Auto Owners Insurance Company

Underwriter

Peoria, IL

$47K - $83K/yr

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...

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Internship Insurance Underwriter Trainee information

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How much do internship insurance underwriter trainee jobs pay per year?

As of Jul 16, 2026, the average yearly pay for internship insurance underwriter trainee in the United States is $66,771.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,500.00 and $67,500.00 per year, depending on experience, location, and employer.

Will AI replace underwriting?

AI is increasingly used in insurance underwriting to automate data analysis and risk assessment, but it is unlikely to fully replace human underwriters in the near future. Underwriters, including those in internship training roles, still rely on judgment, industry knowledge, and complex decision-making that AI tools currently cannot replicate entirely. AI serves as a complement to underwriters, enhancing efficiency and accuracy in the underwriting process.

What does an underwriting intern do?

An underwriting intern assists insurance underwriters by reviewing applications, analyzing risk factors, and supporting the evaluation process. They often use industry software and data analysis tools to help determine policy terms and premiums under supervision, gaining practical experience in risk assessment and insurance policies.

How to get into underwriting with no experience?

To become an internship insurance underwriter trainee with no experience, focus on developing strong analytical skills, understanding insurance principles, and gaining familiarity with underwriting software. Pursuing relevant coursework or certifications in insurance or risk management can also improve your chances, and applying for entry-level internships provides practical exposure to the underwriting process.

Is insurance underwriting hard to get into?

Insurance underwriting trainee roles can be competitive, often requiring strong analytical skills, attention to detail, and relevant education such as a degree in finance, business, or related fields. Entry often involves demonstrating knowledge of insurance policies and risk assessment, with some positions offering training programs for newcomers.
What cities are hiring for Internship Insurance Underwriter Trainee jobs? Cities with the most Internship Insurance Underwriter Trainee job openings:
What are the most commonly searched types of Insurance Underwriter Trainee jobs? The most popular types of Insurance Underwriter Trainee jobs are:
What states have the most Internship Insurance Underwriter Trainee jobs? States with the most job openings for Internship Insurance Underwriter Trainee jobs include:
Internship Insurance Underwriter Trainee jobs near you
Infographic showing various Internship Insurance Underwriter Trainee job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 72% Full Time, 22% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $66,771 per year, or $32.1 per hour.

Underwriter

Auto Owners Insurance Company

Columbia, MO

Full-time

Retirement, PTO

Re-posted yesterday

Job description

A career at Auto-Owners is challenging and rewarding. Our group of caring associates create financial security by helping individuals and businesses make a new start when a loss occurs.

Job Description

We offer a merit-based work-from-home program based on job responsibilities. After initial training in-person, you could have the flexibility of work-from-home time as defined by the leadership team.

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute the underwriting decision-making process according to Company underwriting philosophy. This job includes training and development through completion of the Company's underwriter training program for the assigned line of insurance and requires the person to:

  • Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions
  • Read, interpret, and react to documents such as policies, manuals, forms, and endorsements to understand their meaning and use
  • Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment
  • Analyze loss experience, financial conditions and physical characteristics of risks
  • Acquire a working knowledge of supporting sections of the underwriting department
  • Effectively communicate with independent agents and other associates through verbal and/or written means
  • Participate in and successfully complete the Company underwriter training program

Desired Skills & Experience

  • Bachelor's degree or direct equivalent experience with property/casualty underwriting
  • Ability to organize data, multi-task and make decisions independently
  • Above-average communication skills (written and verbal)
  • Ability to write reports and compose correspondence
  • Ability to resolve complex issues
  • Continually develop product knowledge through participation in approved educational programs

Benefits

Auto-Owners offers a wide range of career opportunities, and we are seeking talent that will help us continue our long tradition of success. We offer a friendly work environment, structured training program, employee mentoring and an excellent compensation/benefits package. Along with a competitive base salary, matched 401(k), fully-funded pension plan (once vested), and bonus programs, Auto-Owners also provides generous paid time off including holidays, vacation days, personal time, and sick leave. If you're looking to do rewarding work alongside great people, Auto-Owners is the place for you!

Equal Employment Opportunity

Auto-Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law.

*Please note that the ability to work in the U.S. without current or future sponsorship is a requirement.

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