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Intermediate Underwriter Jobs in Tennessee (NOW HIRING)

Senior Accountant

Brentwood, TN · Hybrid

$70K - $88K/yr

... class underwriting and niche businesses and providing the resources they needed to grow. Now a ... Intermediate Excel skills (VLOOKUP, pivot tables, data analysis) * Excellent communication and ...

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Intermediate Underwriter information

See Tennessee salary details

$29.5K

$71.6K

$126.6K

How much do intermediate underwriter jobs pay per year?

As of Aug 29, 2026, the average yearly pay for intermediate underwriter in Tennessee is $71,591.00, according to ZipRecruiter salary data. Most workers in this role earn between $55,400.00 and $79,000.00 per year, depending on experience, location, and employer.

What is an intermediate underwriter?

An Intermediate Underwriter is a professional who evaluates and analyzes the risks associated with insuring people or assets, typically working in the insurance or finance industry. They review applications, assess documentation, and determine the terms and conditions under which coverage should be offered. Intermediate Underwriters have more experience than entry-level underwriters and are trusted to handle more complex cases, often working independently or mentoring junior staff. Their decisions directly impact the profitability and risk exposure of their employer.

What skills and qualifications are needed to thrive as an intermediate underwriter?

To thrive as an Intermediate Underwriter, you need solid analytical abilities, knowledge of risk assessment, and a background in finance or insurance, often supported by a bachelor's degree. Familiarity with underwriting software, policy management systems, and relevant certifications such as CPCU or AU is highly valuable. Strong decision-making, attention to detail, and effective communication skills help you excel in evaluating applications and collaborating with clients or agents. These competencies ensure accurate risk evaluation, compliance, and profitable portfolio management in a competitive insurance market.

What are common challenges faced by intermediate underwriters and how can they be managed?

Intermediate Underwriters often encounter challenges such as balancing risk assessment with business goals, managing a high volume of applications, and keeping up with changing regulations and market trends. To manage these challenges, it’s important to stay organized, use underwriting software efficiently, and maintain clear communication with senior underwriters, agents, and clients. Regular training and collaboration with team members can also help in navigating complex cases and ensuring decisions align with company policies.

What is the difference between Intermediate Underwriter vs Underwriting Assistant?

AspectIntermediate UnderwriterUnderwriting Assistant
CredentialsTypically requires underwriting certifications and some experienceUsually requires basic administrative or entry-level qualifications
Work EnvironmentPerforms risk assessment, decision-making, and policy reviewSupports underwriting team with administrative tasks and data entry
Employer & Industry UsageCommonly employed in insurance companies and brokerage firmsFound in similar settings, assisting underwriters in daily tasks

The Intermediate Underwriter and Underwriting Assistant roles differ mainly in responsibility and experience. The Intermediate Underwriter actively assesses risks and makes decisions, while the Underwriting Assistant provides administrative support. Both roles are essential in the insurance industry, with the Intermediate Underwriter requiring more specialized knowledge and experience.

What are the most commonly searched types of Underwriter jobs in Tennessee?

The most popular types of Underwriter jobs in Tennessee are:

What are popular job titles related to Intermediate Underwriter jobs in Tennessee?

For Intermediate Underwriter jobs in Tennessee, the most frequently searched job titles are:

What cities in Tennessee are hiring for Intermediate Underwriter jobs?

Cities in Tennessee with the most Intermediate Underwriter job openings:

Infographic showing various Intermediate Underwriter job openings in Tennessee as of July 2026, with employment types broken down into 82% Full Time, 13% Part Time, 1% Temporary, 3% Contract, and 1% Nights. Highlights an 87% Physical, 4% Hybrid, and 9% Remote job distribution, with an average salary of $71,591 per year, or $34.4 per hour.

Senior Underwriter - Middle Market Construction

Liberty Mutual

Nashville, TN

$69K - $179K/yr

Full-time

Posted 24 days ago


Liberty Mutual rating

8.8

Company rating: 8.8 out of 10

Based on 161 frontline employees who took The Breakroom Quiz

50th of 315 rated insurance


Job description


Description

Join our thriving Construction team!

We are seeking a committed specialty construction casualty Senior Underwriter to drive profitable growth in the Southeast region. Our team handles specialized knowledge of construction and risk management, catering from Middle Market to National Account-sized casualty construction business. As part of Liberty Mutual, you'll have the opportunity to work on primary casualty lines of coverage, fostering underwriter judgment and local decision-making. If you're a talented commercial insurance underwriter with construction expertise, confidence, and a production-focus mindset, this is an excellent opportunity for you!

Responsibilities:             

This position would be located in the field near our agency/broker partners:

  • Risk Selection: Reviews, rates, underwrites, evaluates, or assesses the business applying for insurance by qualifying accounts, identifying, selecting and assessing risks, determining the premium, policy terms and conditions, obtaining approvals, creating/presenting the proposal to the agent/broker, and successfully negotiating deals.
  • Agent/Broker Relationships: Demonstrates a high level of responsiveness and focus on supporting Key Agents and Brokers objectives. Establishes, develops, and maintains successful relationships with Key Agents and Brokers to facilitate marketing of products, through responsive service, site visits, in person renewal meetings or enhanced knowledge of their customers businesses. Develops strong personal brand to build and maintain a long-term quality pipeline with Key Agents/Brokers.
  • Portfolio Management: Manages a sizable and complex book of business by analyzing the portfolio, identifying areas of opportunity for improved growth, profit and diversification, and executing marketing plans to increase market share by making marketing calls to preferred brokers to market and cross market. Provides input to the development of marketing plans, product analysis, services, geographic focus and broker intelligence.
  • Documenting the Deal: Documents files in a way that reflects a solid thought process and decision making through comprehensive account reviews, sign-offs and referrals that comply with state regulations, letter of authority, and underwriting guidelines.
  • Leadership: Formally guides, mentors, and coaches underwriters and account analysts in both technical and professional skills. Demonstrates multiple areas of expertise and provides regular updates to other underwriters.
  • Continuous Improvement: Actively participates in continuous improvement by generating suggestions, participating in problem solving activities and using continuous improvement tools to support the work of the team.
Qualifications
  • Intermediate-level knowledge of insurance products/coverage, underwriting, pricing, risk selection, market segments and marketplace; insurance finance and actuarial concepts; loss control/risk engineering; marketing techniques, regulatory environment and reinsurance; advanced-level knowledge of territory management.
  • Ability to apply underwriting/appetite, tools, systems, and resources to achieve goals, solve complex problems, establish and build healthy working relationships exceeds in mentoring relationships, and negotiate as normally acquired and a related bachelor’s degree, three to ten years of relevant experience preferred; CPCU or professional insurance designation strongly preferred.
About Us

Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.
At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve.
We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://www.libertymutualgroup.com/about-lm/careers/benefits
Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.
Fair Chance Notices

  • California
  • Los Angeles Incorporated
  • Los Angeles Unincorporated
  • Philadelphia
  • San Francisco

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About Liberty Mutual

Sourced by ZipRecruiter

Since 1912, we've grown into the fifth largest global property and casualty insurer based on 2022 gross written premium. We also rank 86 on the Fortune 100 list of largest corporations in the US based on 2022 revenue. ​At Liberty Mutual Insurance we work hard every day to support our customers and our people, so they can protect their families, build their businesses and invest in their futures. We are headquartered in Boston, but our people, our customers and our reach span the globe. So to better serve our global customers and employees, we are organized into three business units.

Industry

Insurance services

Company size

10,000+ Employees

Headquarters location

Boston, MA, US

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