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Associate Underwriter Jobs in Tennessee (NOW HIRING)

CRC Group

Associate Underwriting Team Lead

Memphis, TN · On-site

Team Underwriter The Team Underwriter evaluates, selects, and manages underwriting risks while contributing to team performance and portfolio outcomes within established guidelines and authority ...

CRC Group

Associate Underwriting Team Lead

Memphis, TN · On-site

English (Required) Work Shift: 1st Shift (United States of America) Please review the following The Team Underwriter evaluates, selects, and manages underwriting risks while contributing to team ...

The Hartford

Captives Underwriter

Franklin, TN · Hybrid

$124K - $199K/yr

Demonstrates excellent working relationships with all internal business associates leading to a ... Construction underwriting experience desirable * Experience with Captive insurance programs is ...

Diedre Moire Corp.

Insurance Underwriter

Nashville, TN · On-site

$100K - $300K/yr

... Associate in Commercial Underwriting, or similar professional designation. Be a part of the exceptional people oriented work culture offering comprehensive benefits such as 401(k) plans, employee ...

Diedre Moire Corp.

Insurance Underwriter

Nashville, TN · On-site

$100K - $300K/yr

... Associate in Commercial Underwriting, or similar professional designation. Be a part of the exceptional people oriented work culture offering comprehensive benefits such as 401(k) plans, employee ...

SmartBank

Consumer Credit Underwriter

Maryville, TN · On-site

... associates thrive. Recognized as a Great Place to Work , we believe our success starts with ... What You'll Do As a Consumer Credit Underwriter, you'll play a critical role in helping SmartBank ...

SmartBank

Consumer Credit Underwriter

Knoxville, TN · On-site

... associates thrive. Recognized as a Great Place to Work , we believe our success starts with ... What You'll Do As a Consumer Credit Underwriter, you'll play a critical role in helping SmartBank ...

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All JobsAssociate Underwriter JobsAssociate Underwriter Jobs in Tennessee

Associate Underwriter information

See Tennessee salary details

$29.5K

$71.6K

$126.6K

How much do associate underwriter jobs pay per year?

As of Jul 31, 2026, the average yearly pay for associate underwriter in Tennessee is $71,591.00, according to ZipRecruiter salary data. Most workers in this role earn between $55,400.00 and $79,000.00 per year, depending on experience, location, and employer.

Is underwriting an entry-level position?

Associate underwriters are often considered entry-level roles in the insurance and finance industries, typically requiring a bachelor's degree and some related internship or work experience. These positions involve evaluating risks, analyzing data, and may require knowledge of underwriting software. Advancement usually depends on experience, performance, and additional certifications such as the Chartered Property Casualty Underwriter (CPCU).

Is underwriting a high paying career?

Associate underwriters typically earn competitive salaries that can increase with experience, certifications, and specialization. While salaries vary by industry and location, underwriting is generally considered a stable and well-paying career within the insurance and finance sectors.

What is the difference between Associate Underwriter vs Underwriting Assistant?

AspectAssociate UnderwriterUnderwriting Assistant
CredentialsBachelor's degree often required; industry certifications beneficialHigh school diploma or equivalent; some roles prefer associate's degree
Work EnvironmentAnalyzing risk, making underwriting decisions, collaborating with underwritersSupporting underwriting team, data entry, document management
Employer & Industry UsageInsurance companies, brokers, and underwriting firmsInsurance companies, underwriting departments, administrative support

The Associate Underwriter typically handles risk analysis and decision-making, requiring more specialized knowledge and certifications. In contrast, the Underwriting Assistant provides administrative support, focusing on data management and assisting underwriters. Both roles are essential in the underwriting process but differ in responsibilities and required qualifications.

What are the key skills and qualifications needed to thrive as an Associate Underwriter, and why are they important?

To thrive as an Associate Underwriter, you need a strong understanding of risk assessment, analytical abilities, and a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, statistical analysis tools, and knowledge of industry regulations are commonly required. Attention to detail, effective communication, and time management are vital soft skills for excelling in this position. These skills are important for making sound risk decisions, ensuring compliance, and supporting the overall profitability of the organization.

What are some common challenges faced by Associate Underwriters, and how can they be addressed?

Associate Underwriters often encounter challenges such as balancing workload during peak periods, ensuring accuracy in risk assessments, and adapting to evolving underwriting guidelines. Effective time management and strong organizational skills can help manage a high volume of applications. Additionally, staying current with industry regulations and seeking guidance from senior underwriters or mentors can enhance decision-making skills and confidence in evaluating complex cases.

What does an Associate Underwriter do?

An Associate Underwriter assists in evaluating and analyzing the risks involved in insuring people and assets. They typically review applications, examine supporting documents, and help determine the appropriate coverage and premiums under the supervision of a senior underwriter. This role often involves data entry, risk assessment, and communication with agents or brokers. Associate Underwriters are essential in ensuring that insurance policies are issued in accordance with company guidelines and industry regulations.

What do associate underwriters make?

Associate underwriters typically earn a salary ranging from $50,000 to $70,000 annually, depending on experience, location, and industry. Entry-level positions may start lower, while experienced associates or those in specialized fields can earn higher compensation, often supplemented with bonuses or incentives.

What is the role of an associate underwriter?

An associate underwriter assists in evaluating insurance applications by analyzing risk factors, reviewing policy details, and supporting senior underwriters. They often use underwriting software and need strong analytical skills to help determine policy terms and pricing within established guidelines.
What are the most commonly searched types of Underwriter jobs in Tennessee? The most popular types of Underwriter jobs in Tennessee are:
What are popular job titles related to Associate Underwriter jobs in Tennessee? For Associate Underwriter jobs in Tennessee, the most frequently searched job titles are:
What job categories do people searching Associate Underwriter jobs in Tennessee look for? The top searched job categories for Associate Underwriter jobs in Tennessee are:
What cities in Tennessee are hiring for Associate Underwriter jobs? Cities in Tennessee with the most Associate Underwriter job openings:
Associate Underwriter jobs near you
Infographic showing various Associate Underwriter job openings in Tennessee as of July 2026, with employment types broken down into 1% As Needed, 69% Full Time, 27% Part Time, 1% Temporary, and 2% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $71,591 per year, or $34.4 per hour.

Workers' Compensation Underwriter II - Eastern Alliance

ProAssurance Corporation

Franklin, TN • On-site

$50K/yr

Full-time

Re-posted 7 days ago

Job description

An exciting opportunity exists to join the ProAssurance family of companies!
Our mission is powerful and simple: We protect others. Choosing a place to apply your talents is an important decision for anyone. You have plenty of options. Why choose ProAssurance?
At ProAssurance, we sell a pledge, and that pledge is delivered by our team members. We are seeking individuals who value integrity, leadership, relationships, and enthusiasm-and want to build their career with a great company where they can be their authentic self and feel valued, recognized, and rewarded for their contributions. ProAssurance specializes in healthcare professional liability, products liability for medical technology and life sciences, legal professional liability, and workers' compensation insurance. We are an industry-leading specialty insurer, with job opportunities in much of the contiguous United States.
This position supports our workers' compensation line of business, Eastern Alliance, and can be remote, based in the Nashville, Chattanooga or Knoxville TN areas.
We may fill this position at a different level depending upon candidate qualifications.
The primary responsibility of the Underwriter II is to execute the strategic initiatives and financial goals of the Underwriting Department in support of the Company's revenue and profitability objectives and overall business plan. This is accomplished through the sound decision making process of performing new and renewal underwriting decisions and establishing effective relationships with agency partners. This position provides focused customer service and support for all commercial underwriting transactions within delegated authority, in support of the Company's revenue and profitability objectives and overall business plan. Additional responsibilities include providing support for team building activities, profitability studies, programming summaries, and other special projects as assigned. Based on business needs, this role will be assigned to support accounts based on premium size, with specific responsibility likely accounts <$50,000 in annual premium.
What you'll do:
  • 35% - Within approved authority, analyze, and document risks for new and renewal business in support of the company's underwriting objectives; independently makes decisions in support of profitability about accepting, modifying, or declining all new and renewal business within the timelines set by regulatory and company guidelines.
  • 20% - Perform functions necessary for the accurate, timely issuance of quotations, policies, renewals, endorsements, cancellations, non-renewals, risk management survey requests, and required file documentation by working collaboratively with agency partners, associate underwriters, and all internal colleagues.
  • 15% - Cultivate and develop high quality company-agency and company-client working relationships by visiting and communicating with agents on a regular and timely basis as necessitated by business needs and company guidelines. Self-direct all agency management and relationship building activities and regularly conduct independent visits.
  • 10% - Champion ecovery initiatives by working collaboratively with agents, clients, claim representatives, and risk management consultants to ensure proper return to work guidelines and procedures are established, followed and acceptable results are achieved.
  • 5% - Prepare for and attend bi-monthly team meetings to discuss adverse accounts, offer solutions for managing these accounts, and other relevant topics, including the dissemination of competitive information.
  • 5% - Manage book of business and agency related results and concerns by monitoring reports and communications and facilitate collaboration between underwriters, claims, risk management, and others as outlined in the Interdepartmental Communication Requirements document.
  • 5% - Review monthly reports, individual results, and goals and implement necessary changes to ensure strategic initiatives and operational objectives are being met.
  • 5% - Continue professional growth and development through assisting with company projects, participating in company events, insurance industry functions, and through self-study. Offer mentoring and guidance for assigned associate underwriter.

What we're looking for:
  • Bachelor's degree in business, insurance, or related field is required. Eight years of industry related experience plus a CPCU, CIC or CRM designation can replace the bachelor's degree.
  • A minimum of two years of insurance underwriting experience is required. Workers' compensation underwriting experience and the active pursuit of professional development and insurance designations (CPCU, CIC, CRM, AU, ARM, AINS, etc.) is strongly preferred.
  • Demonstrated proficiency in underwriting skills through achieving targeted financial and operational results.
  • Demonstrated ability to earn underwriting authority and work independently.
  • Proven ability to establish effective internal and external relationships.
  • Basic working knowledge of loss sensitive plans.
  • Ability to attend insurance and industry/business functions to promote and present a positive image of the Company.
  • Proficiency in Microsoft Office computer applications; ability to learn new computer software applications.
  • Advanced analytical ability, in order to analyze and interpret information; and make profitable decisions about risks.
  • Attention to detail in processing policy information, establishing priorities, and meeting deadlines.
  • Solid analytical and problem-solving skills, including formulating logical and objective conclusions.
  • Ability to assess the urgency and importance of a situation and take appropriate action.
  • Ability to communicate effectively and professionally both verbally and in writing with various constituencies and at all levels; both in and outside of the organization including agency partners, outside customers and clients.

#LI-Remote
We are committed to providing a dynamic and inclusive environment where everyone can do their best work and grow personally and professionally.
For that reason, we partner with The Predictive Index (PI) - an organization equally committed to improving the working lives of people, to help us hire the best talent by providing additional insight about one's work style.
The position you applied to requires completion of two assessments prior to being scheduled to interview with a hiring manager. A Talent Acquisition team member may review your application and contact you before the assessment is complete. These assessments are Behavioral and Cognitive, and each assessment takes less than 12 minutes to complete.
After submitting your application, you will receive two emails from The Predictive Index inviting you to complete each of these assessments (please check your SPAM or Junk email folder if you do not see these emails in your inbox).
Note: If you already completed the assessments as part of an application with us, we may have results on file and you may not receive the emails inviting you to take the assessments. If you are moving forward in the process, a Talent Acquisition team member will confirm if we already have your assessment results.
Position Salary Range
$57,575.00 - $95,008.00The salary range displayed represents the entirety of the pay grade for this position. Most candidates will start in the bottom half of the range. Factors that may be used to determine your actual salary include your specific skills, how many years of experience you have, your location and comparison to other team members already in this role.
Build your career with us and enjoy access to a best-in-class benefits program.

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