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Insurance Underwriting Manager Jobs in Texas (NOW HIRING)

Liberty Mutual

Underwriting Manager, Energy

Plano, TX · On-site

$83K - $278K/yr

Description The Energy Underwriting Manager leads a small team of Energy Underwriters while ... CPCU or professional insurance designation preferred * Proven analytical ability to evaluate ...

Liberty Mutual

Underwriting Manager, Energy

Houston, TX · On-site

$83K - $278K/yr

The Energy Underwriting Manager leads a small team of Energy Underwriters while maintaining direct ... CPCU or professional insurance designation preferred * Proven analytical ability to evaluate ...

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Insurance Underwriting Manager information

See Texas salary details

$44.7K

$96K

$147.7K

How much do insurance underwriting manager jobs pay per year?

As of Sep 5, 2026, the average yearly pay for insurance underwriting manager in Texas is $96,037.00, according to ZipRecruiter salary data. Most workers in this role earn between $71,700.00 and $112,700.00 per year, depending on experience, location, and employer.

What does an insurance underwriting manager do?

An Insurance Underwriting Manager oversees the underwriting department, ensuring that insurance policies are issued in accordance with company guidelines and risk assessment standards. They supervise a team of underwriters, review complex or high-value applications, and make final decisions on policy approval or denial. Additionally, they develop underwriting policies, monitor performance, and provide training to staff to ensure consistency and compliance with regulations. The role requires strong analytical, leadership, and communication skills to effectively manage risk and guide the underwriting process.

What are the key skills and qualifications needed to thrive as an insurance underwriting manager, and why are they important?

To thrive as an Insurance Underwriting Manager, you need expertise in risk assessment, underwriting principles, and a solid understanding of insurance products, typically supported by a bachelor’s degree in finance, business, or a related field. Familiarity with underwriting software, data analysis tools, and industry certifications such as CPCU or ARM is highly valuable. Strong leadership, decision-making, and communication skills set top performers apart in managing teams and complex portfolios. These skills are crucial for making sound risk decisions, optimizing profitability, and ensuring regulatory compliance in a competitive insurance market.

What are some common challenges faced by insurance underwriting managers, and how can they effectively address them?

Insurance Underwriting Managers often face challenges such as balancing risk assessment accuracy with business growth targets, ensuring compliance with constantly changing regulations, and managing diverse underwriting teams. Effective managers address these by implementing robust training programs, staying updated on industry regulations, and utilizing advanced underwriting technologies. Regular communication with team members and fostering collaboration with other departments, like sales and claims, also helps in making informed and timely decisions.

What is the difference between Insurance Underwriting Manager vs Insurance Underwriter?

AspectInsurance Underwriting ManagerInsurance Underwriter
CredentialsTypically requires a relevant insurance or risk management certification, with managerial experienceUsually requires a professional insurance designation (e.g., CPCU, ARM) and relevant industry experience
Work EnvironmentLeads underwriting teams, oversees policies, and develops underwriting strategiesEvaluates individual insurance applications, assesses risks, and determines policy terms
Employer & Industry UsageFound in insurance companies, managing underwriting departmentsEmployed within insurance firms, focusing on risk assessment and policy issuance

In summary, an Insurance Underwriting Manager oversees underwriting teams and strategies, while an Insurance Underwriter focuses on evaluating individual risks and approving policies. Both roles require industry-specific certifications and are integral to the insurance process, but differ in scope and responsibilities.

What is an insurance underwriting manager?

An insurance underwriting manager oversees the process of evaluating insurance applications to determine coverage eligibility and pricing. They lead underwriting teams, develop policies, and ensure compliance with industry standards, often using specialized software and requiring strong analytical skills and industry certifications. The role typically involves managing risk assessment and collaborating with sales and claims departments.

What are the most commonly searched types of Insurance Underwriting jobs in Texas?

The most popular types of Insurance Underwriting jobs in Texas are:

What cities in Texas are hiring for Insurance Underwriting Manager jobs?

Cities in Texas with the most Insurance Underwriting Manager job openings:

Insurance Underwriting Manager jobs near you
Infographic showing various Insurance Underwriting Manager job openings in Texas as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 19% Part Time, 6% Contract, and 1% Nights. Highlights an 85% Physical, 1% Hybrid, and 14% Remote job distribution, with an average salary of $96,037 per year, or $46.2 per hour.

Underwriting Manager

Legacy Mutual Mortgage Services LTD

San Antonio, TX • On-site

Full-time

Re-posted 5 days ago

Key responsibilities

  • Develop, document, and improve underwriting guidelines to ensure consistent, high-quality underwriting.

  • Evaluate funding requests and escalated requests by assessing risk and determining appropriate funding limits.

  • Review and assess compliance and quality outcomes, and develop action plans to correct deficiencies.

Job description

Description:

The Underwriting Manager is responsible for delivering leadership and direction to several teams of Underwriters, Underwriting Team Leads and Quality Control professionals responsible for providing sound decisions on a variety of loan products. The Underwriting Manager provides strategic input and leadership in decision making issues affecting the Company’s underwriting function


Essential Functions Include:

  • Develop, document and improve underwriting guidelines to ensure consistent, high quality underwriting in collaboration with Operations, Compliance, and Corporate training.
  • Ensure that underwriting      turn times and decisions are sound and within the scope of good business      practices and company policies.
  • Instruct and lead underwriting team in appropriate risk management principles and how to interpret and apply credit guidelines and procedures.
  • Identify audit finding issues and underwriting training opportunities.
  • Evaluate funding requests and escalated requests by assessing risk across multiple attributes of data and determining appropriate funding limits.
  • Ensures administrative and operational compliance with regulatory requirements and upholds Fair Lending Practices as well as credit policies and underwriting procedures.
  • Responsible for Credit, Quality Control, Appraisal Management and Risk Analysis.· 
  • Review and assess compliance and quality  outcomes identified in the various stages of underwriting reviews and develop      action plans to correct deficiencies.
  • Implement regulatory, Agency, Investor and mortgage insurer guideline changes.
  • Make recommendations to management regarding additional credit enhancements needed to make deals more acceptable.
  • Manage credit risk in a manner consistent with the loan quality targets established.
  • Provide leadership, guidance and underwriting support.
  • May perform other duties and projects as assigned.
Requirements:


  • Excellent project management and strong attention to detail with the ability to prioritize, manage multiple projects and meet deadlines efficiently. 
  • Sound judgment and decision-making ability.
  • Excellent verbal and written communication skills.
  • Exhibits a professional manner in dealing with others and works to maintain constructive working relationships.
  • Ten years of in-depth knowledge and experience in conventional mortgage loan underwriting.
  • Minimum of three years managing an underwriting team.
  • Thorough knowledge of Fannie, Freddie, FHA, VA, USDA, and private investor underwriting guidelines and procedures.
  • Knowledge of Conventional and Government automated and manual underwriting guidelines and standards.
  • Must have experience using a mortgage-based system to assist in underwriting loans. Experience with Ellie Mae Encompass, preferred.
  • Must have working knowledge of and experience with Microsoft Office (Outlook, Word, PowerPoint and Excel).
  • College degree preferred. 
  • Valid FHA DE/CHUMS ID, SAR, LAPP and VA Automatic underwriting and appraisal authority preferred.
  • Proficiency with DU (Desktop Underwriter), LP (Loan Prospector), Total Scorecard and GUS, preferred.