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Insurance Underwriter Jobs in Springfield, MA (NOW HIRING)

The Hartford

AVP Applied AI

Hartford, CT · On-site +1

... Insurance. This role partners closely with underwriting, product, actuarial, and technology leaders to deliver scalable, production ready models and AI driven decision systems that support complex ...

The Travelers Indemnity Company

Underwriter-IM

Hartford, CT · On-site +1

$67K - $110K/yr

InsuraMatch is a national independent agency, owned by Travelers Insurance, that has launched a new ... Underwriters play a key role in managing the overall risk portfolio and profitability of the ...

The Whiteside Agency

Underwriter-IM

Hartford, CT · On-site

$67K - $110K/yr

InsuraMatch is a national independent agency, owned by Travelers Insurance, that has launched a new ... Underwriters play a key role in managing the overall risk portfolio and profitability of the ...

IFG Companies

Underwriting Trainee

Hartford, CT · On-site

$65K - $75K/yr

Draft POSITION SUMMARY The Underwriter Trainee ("Trainee") participates in the commercial ... Supporting the Companies' underwriters in developing insurance solutions for a wide range of small ...

The Hartford

Captives Underwriter

Hartford, CT · Hybrid

$124K - $199K/yr

Senior Executive Underwriter - UW07CCExecutive Underwriter - UW07CD We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies.

The Hartford

Captives Underwriter

Hartford, CT · Hybrid

$124K - $199K/yr

Senior Executive Underwriter - UW07CCExecutive Underwriter - UW07CD We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies.

Munich RE

Public Entity Underwriter

Hartford, CT · On-site

The Company Welcome to Munich Re Specialty - North America, a leading specialty insurance provider dedicated to delivering exceptional underwriting, claims, and risk management expertise to our ...

Munich Re

Public Entity Underwriter

Hartford, CT

The Company Welcome to Munich Re Specialty - North America, a leading specialty insurance provider dedicated to delivering exceptional underwriting, claims, and risk management expertise to our ...

The Hartford

AVP Applied AI

Hartford, CT · On-site +1

$182K - $273K/yr

... Insurance. This role partners closely with underwriting, product, actuarial, and technology leaders to deliver scalable, production ready models and ‑AI driven‑ decision systems that support ...

Amwins

Production Underwriter

Windsor, CT

$75K - $125K/yr

Management Liability Production Underwriter Business Risk Partners, a division of Amwins, is a ... Insurance designations (RPLU, CPCU, etc.) are a plus Compensation and Benefits Business Risk ...

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All JobsInsurance Underwriter JobsInsurance Underwriter Jobs in Springfield, MA

Insurance Underwriter information

See Springfield, MA salary details

$27.9K

$62K

$104.5K

How much do insurance underwriter jobs pay per year?

As of Aug 30, 2026, the average yearly pay for insurance underwriter in Springfield, MA is $62,005.00, according to ZipRecruiter salary data. Most workers in this role earn between $43,800.00 and $83,100.00 per year, depending on experience, location, and employer.

What is an insurance underwriter?

Insurance underwriters evaluate insurance policy applications, assess the risk, and make recommendations for coverage and premium pricing to insurance issuers. As an insurance underwriter, you use computer software and specific criteria to assess risk and establish pricing and research other factors such as market trends and equity values to provide data to support your recommendations. You determine if the policy will likely be a good financial investment for the insurance provider.

What does an insurance underwriter do?

An insurance underwriter evaluates applications for insurance coverage and determines the level of risk involved in insuring a person or asset. They review information such as application forms, medical records, and financial documents to decide whether to offer insurance and at what premium rate. Underwriters play a crucial role in helping insurance companies set appropriate coverage terms and minimize potential losses. Their work ensures that the company remains profitable while providing fair and accurate coverage to clients.

What are the key skills and qualifications needed to thrive as an insurance underwriter?

To thrive as an Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of finance and risk assessment, often supported by a bachelor's degree in business, finance, or related fields. Familiarity with underwriting software, risk management systems, and relevant certifications like Chartered Property Casualty Underwriter (CPCU) is typically required. Excellent communication, decision-making, and negotiation skills help underwriters explain policies and collaborate effectively with agents and clients. These skills are vital for accurately assessing risk, ensuring profitability, and maintaining strong client relationships in the insurance industry.

What are some common challenges insurance underwriters face in balancing risk and customer satisfaction?

Insurance underwriters often face the challenge of assessing risks accurately while maintaining competitive offerings that satisfy clients. Striking the right balance can be difficult, as being too cautious may result in lost business, while being overly lenient can lead to unprofitable claims. Underwriters must stay current with industry trends, regulations, and risk assessment tools, and they frequently collaborate with agents and actuaries to ensure sound decisions. Effective communication and analytical skills are essential to navigate these competing demands and to help build long-term client relationships.

What is the difference between Insurance Underwriter vs Claims Adjuster?

AspectInsurance UnderwriterClaims Adjuster
Primary RoleAssess risk and determine policy termsEvaluate insurance claims and determine payouts
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU are commonOften requires a bachelor's degree; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, analyzing data and risk factorsField and office-based, investigating claims and interviewing claimants
Industry UsageUsed across insurance companies for policy issuanceUsed for claims processing and settlement

Both roles are integral to the insurance industry, with underwriters focusing on risk assessment before policy issuance, and claims adjusters handling claims after a loss occurs. While their work environments and responsibilities differ, they often require similar credentials and certifications, making them closely related career paths within insurance companies.

Is it hard to become an insurance underwriter?

Becoming an insurance underwriter typically requires a bachelor's degree in a related field such as finance, business, or economics, along with strong analytical and decision-making skills. Gaining industry-specific knowledge through training or certification can also be beneficial, but the difficulty varies depending on individual background and experience.
More about Insurance Underwriter jobs

What are the most commonly searched types of Insurance Underwriter jobs in Springfield, MA?

The most popular types of Insurance Underwriter jobs in Springfield, MA are:

What cities near Springfield, MA are hiring for Insurance Underwriter jobs?

Cities near Springfield, MA with the most Insurance Underwriter job openings:

Insurance Underwriter jobs near you
Infographic showing various Insurance Underwriter job openings in Springfield, MA as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 21% Part Time, and 6% Contract. Highlights an 85% Physical, 1% Hybrid, and 14% Remote job distribution, with an average salary of $62,005 per year, or $29.8 per hour.

Lead Disability Underwriter

Massachusetts Mutual Life Insurance Company (MassMutual)

Springfield, MA • On-site, Remote

$163K - $215K/yr

Full-time

Re-posted 3 days ago

MassMutual rating

7.8

Company rating: 7.8 out of 10

Based on 37 frontline employees who took The Breakroom Quiz

196th of 315 rated insurance

Job description

The Opportunity:
This role will primarily lead and support the modernization of MassMutual's Disability Income underwriting manual, including evaluation, redesign, and ongoing maintenance of evidence-based medical underwriting guidelines. This is a high-impact, strategic role shaping the future of DI underwriting at MassMutual and an opportunity to build next-generation underwriting guidelines that will support digital transformation and long-term risk performance. Ideal candidate will be a highly experienced Disability Underwriter.
This position is not generally attainable by all incumbents.
The Team:
You'll join a collaborative and forward-thinking team of underwriters from various backgrounds and product expertise, who are motivated to shape the underwriting landscape at MassMutual. As a team, we demonstrate accountability, agility, a dedication to being inclusive, a strong business acumen, and show courage and professionalism when advocating for a particular project or presenting a healthy challenge to the status quo.
The Impact:
  • Lead the modernization and ongoing evolution of MassMutual's Disability Income medical underwriting manual, ensuring it remains innovative, evidence-based, and aligned with business objectives.
  • Develop and maintain medical underwriting guidelines using clinical research, claims experience, emerging trends, and industry best practices.
  • Partner with Claims, Pricing, Medical Directors, Compliance, and Product teams to ensure underwriting guidance is competitive, effective, and appropriately aligned with risk objectives.
  • Translate complex medical, actuarial, and claims insights into clear, actionable underwriting guidance that promotes consistent risk assessment and decision-making.
  • Assess current underwriting frameworks and identify opportunities to improve guideline structure, usability, consistency, and scalability.
  • Support the development of digital and automated underwriting capabilities, including rules-based decisioning tools, knowledge bases, and future underwriting technologies.
  • Champion the adoption of new underwriting practices through training, change management, and ongoing engagement with underwriting teams.
  • Serve as a subject matter expert and strategic partner to underwriting leadership, helping strengthen risk governance, underwriting quality, and profitable growth.

The Minimum Qualifications
  • 10+ years of relevant work experience in DI Insurance Underwriting
  • Experience with research and writing guidelines
  • Mastery knowledge of individual DI insurance practices, underwriting standards, and operations
  • Demonstrated ability to research and interpret medical literature and translate into underwriting action
  • Must have an established approval limit without second signature

The Ideal Qualifications
  • Bachelor's Degree
  • Have an established approval limit
  • Industry exams/designations completed, e.g., ALU 101, 201, 202, LOMA, ALMI, FMLI, ALU, FALU, DIA, DIF, RHU, CLU
  • Direct experience developing or maintaining medical underwriting manuals or formal guideline frameworks
  • Familiarity with impairment-based underwriting frameworks and clinical risk stratification
  • Experience supporting automated / digital underwriting rule implementation

What You Can Expect at MassMutual
MassMutual offers the opportunity to do meaningful work within a purpose-driven organization that values long-term impact over short-term outcomes. In this role, you can expect:
  • Clear areas of ownership and accountability, with work that connects directly to company and customer outcomes
  • A collaborative environment where perspectives are welcomed
  • Access to learning, development, and internal networks that support continuous growth and skill-building over time
  • Employee-led communities and forums that foster connection, learning, and inclusion across the organization
  • A culture grounded in integrity, responsibility, and stewardship-supported by a company with a strong legacy and a future-focused mindset

#LI-MC1
Salary Range:
$163,900-$215,000
At MassMutual, we focus on ensuring fair equitable pay, by providing competitive salaries, along with incentive and bonus opportunities for all employees. Your total compensation package includes either a bonus target or in a sales-focused role a Variable Incentive Compensation component.
Why Join Us.
We've been around since 1851. During our history, we've learned a few things about making sure our customers are our top priority. In order to meet and exceed their expectations, we must have the best people providing the best thinking, products and services. To accomplish this, we celebrate an inclusive, vibrant and diverse culture that encourages growth, openness and opportunities for everyone. A career with MassMutual means you will be part of a strong, stable and ethical business with industry leading pay and benefits. And your voice will always be heard.
We help people secure their future and protect the ones they love. As a company owned by our policyowners, we are defined by mutuality and our vision to put customers first. It's more than our company structure - it's our way of life. We are a company of people protecting people. Our company exists because people are willing to share risk and resources, and rely on each other when it counts. At MassMutual, we Live Mutual.
MassMutual is an equal employment opportunity employer. We welcome all persons to apply.
If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.
At MassMutual, we focus on ensuring fair, equitable pay by providing competitive salaries, along with incentive and bonus opportunities for all employees. Your total compensation package includes either a bonus target or in a sales-focused role a Variable Incentive Compensation component. For more information about our extensive benefits offerings please check out our Total Rewards at a Glance.

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