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Insurance Underwriter Jobs in Fall River, MA (NOW HIRING)

HUB

Underwriter

Warwick, RI · Hybrid

PBC offers retail insurance agents innovative solutions through its general wholesale operation and niche programs. We are looking for an Underwriter to join our team on a Hybrid work schedule ...

HUB International Limited

Underwriter

Warwick, RI · On-site

PBC offers retail insurance agents innovative solutions through its general wholesale operation and niche programs. We are looking for an Underwriter to join our team on a Hybrid work schedule ...

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All JobsInsurance Underwriter JobsInsurance Underwriter Jobs in Fall River, MA

Insurance Underwriter information

See Fall River, MA salary details

$28.1K

$62.5K

$105.4K

How much do insurance underwriter jobs pay per year?

As of Aug 14, 2026, the average yearly pay for insurance underwriter in Fall River, MA is $62,522.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,200.00 and $83,800.00 per year, depending on experience, location, and employer.

What does an insurance underwriter do?

An insurance underwriter evaluates applications for insurance coverage and determines the level of risk involved in insuring a person or asset. They review information such as application forms, medical records, and financial documents to decide whether to offer insurance and at what premium rate. Underwriters play a crucial role in helping insurance companies set appropriate coverage terms and minimize potential losses. Their work ensures that the company remains profitable while providing fair and accurate coverage to clients.

What are some common challenges insurance underwriters face in balancing risk and customer satisfaction?

Insurance underwriters often face the challenge of assessing risks accurately while maintaining competitive offerings that satisfy clients. Striking the right balance can be difficult, as being too cautious may result in lost business, while being overly lenient can lead to unprofitable claims. Underwriters must stay current with industry trends, regulations, and risk assessment tools, and they frequently collaborate with agents and actuaries to ensure sound decisions. Effective communication and analytical skills are essential to navigate these competing demands and to help build long-term client relationships.

What are the key skills and qualifications needed to thrive as an insurance underwriter?

To thrive as an Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of finance and risk assessment, often supported by a bachelor's degree in business, finance, or related fields. Familiarity with underwriting software, risk management systems, and relevant certifications like Chartered Property Casualty Underwriter (CPCU) is typically required. Excellent communication, decision-making, and negotiation skills help underwriters explain policies and collaborate effectively with agents and clients. These skills are vital for accurately assessing risk, ensuring profitability, and maintaining strong client relationships in the insurance industry.

What is an insurance underwriter?

Insurance underwriters evaluate insurance policy applications, assess the risk, and make recommendations for coverage and premium pricing to insurance issuers. As an insurance underwriter, you use computer software and specific criteria to assess risk and establish pricing and research other factors such as market trends and equity values to provide data to support your recommendations. You determine if the policy will likely be a good financial investment for the insurance provider.

What qualifications do I need for insurance underwriting?

Insurance underwriters typically need a bachelor's degree in fields such as finance, economics, or business. Relevant skills include strong analytical abilities, attention to detail, and knowledge of insurance policies and risk assessment. Professional certifications like the Chartered Property Casualty Underwriter (CPCU) can enhance job prospects.

What is the difference between Insurance Underwriter vs Claims Adjuster?

AspectInsurance UnderwriterClaims Adjuster
Primary RoleAssess risk and determine policy termsEvaluate insurance claims and determine payouts
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU are commonOften requires a bachelor's degree; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, analyzing data and risk factorsField and office-based, investigating claims and interviewing claimants
Industry UsageUsed across insurance companies for policy issuanceUsed for claims processing and settlement

Both roles are integral to the insurance industry, with underwriters focusing on risk assessment before policy issuance, and claims adjusters handling claims after a loss occurs. While their work environments and responsibilities differ, they often require similar credentials and certifications, making them closely related career paths within insurance companies.

More about Insurance Underwriter jobs

What job categories do people searching Insurance Underwriter jobs in Fall River, MA look for?

The top searched job categories for Insurance Underwriter jobs in Fall River, MA are:

What cities near Fall River, MA are hiring for Insurance Underwriter jobs?

Cities near Fall River, MA with the most Insurance Underwriter job openings:

Insurance Underwriter jobs near you
Infographic showing various Insurance Underwriter job openings in Fall River, MA as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 22% Part Time, and 4% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $62,522 per year, or $30.1 per hour.

Underwriter

HUB

Warwick, RI • Hybrid

Full-time

Medical, Life

Re-posted 22 days ago

Job description

About HUB

Join our Stevie Award Winning Team at HUB International!

When you join the team at HUB International, you become part of the largest privately owned global insurance broker, providing a broad array of property, casualty, risk management, life and health, employee benefits, investment and wealth management products and services. Becoming a part of HUB means that you thrive in an entrepreneurial and fast paced team environment supported by over 20,000 professionals in 570+ offices across North America.

HUB Northeast's subsidiary, Program Brokerage Corporation (PBC), is a nationally ranked top wholesaler and powerful market resource for brokers and agents. PBC offers retail insurance agents innovative solutions through its general wholesale operation and niche programs.

We are looking for an Underwriter to join our team on a Hybrid work schedule located in our Warwick, RI office.

Job Purpose:

To handle a broad range of daily activities independently utilizing technical expertise and product knowledge. This role involves evaluating submissions, determining risk acceptability, pricing policies, and maintaining profitable underwriting results in accordance with company guidelines and program objectives.

Functions and Responsibilities:

  • Underwrite new and renewal business within assigned program(s), ensuring compliance with underwriting guidelines and profitability targets.
  • Execute placement requests to modify coverage as needed
  • Issue policies in carrier management system
  • Participate in audits, training, and program reviews.
  • Collaborate with internal team members to develop and maintain strong relationships.
  • Monitor program performance and recommend adjustments to underwriting strategy as needed.
  • Review and interpret actuarial data, loss history, and industry trends to inform underwriting decisions.
  • Additional Underwriting duties as assigned

Qualifications:

  • Four-year college degree preferred or equivalent work experience
  • 1-3 years' experience with a wholesale broker preferred
  • Valid RI P&C Brokers License preferred
  • Knowledge of all coverage lines
  • Ability to execute and ensure compliance to all internal Quality Control procedures

Required Skills:

  • Excellent verbal and written communication skills
  • Working knowledge with applications such as AS400 & ImageRight preferred
  • Proficiency with Outlook, Excel, & Word is required
  • Analytical mindset with attention to detail and problem-solving ability.
Department UnderwritingRequired Experience: 2-5 years of relevant experienceRequired Travel: NegligibleRequired Education: Bachelor's degree (4-year degree)

HUB International Limited is an equal opportunity employer that does not discriminate on the basis of race/ethnicity, national origin, religion, age, color, sex, sexual orientation, gender identity, disability or veteran's status, or any other characteristic protected by local, state or federal laws, rules or regulations.

E-Verify Program

We endeavor to make this website accessible to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact the recruiting teamHUBRecruiting@hubinternational.com. This contact information is for accommodation requests only; do not use this contact information to inquire about the status of applications.

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