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Insurance Sale Agent Jobs in Rochester, MI (NOW HIRING)

Life Insurance Sales Agent Employment Type: Full-Time with Benefits Work Arrangement: Field Role Career and Opportunity: Kemper is a diversified insurance holding company with a history spanning over ...

Life Insurance Sales Agent Employment Type: Full-Time with Benefits Work Arrangement: Field Role Career and Opportunity: Kemper is a diversified insurance holding company with a history spanning over ...

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Insurance Sale Agent information

See Rochester, MI salary details

$25.3K

$66.7K

$128.4K

How much do insurance sale agent jobs pay per year?

As of Jul 3, 2026, the average yearly pay for insurance sale agent in Rochester, MI is $66,694.00, according to ZipRecruiter salary data. Most workers in this role earn between $43,700.00 and $82,400.00 per year, depending on experience, location, and employer.

Is being an insurance sales agent worth it?

Insurance sales agents typically earn commissions based on sales, with income potential varying widely depending on experience, location, and sales skills. The job often requires strong communication, persistence, and knowledge of insurance products, and it can offer flexible schedules but may involve high competition and income variability.

What are insurance sales agents?

Insurance sales agents are professionals who help clients understand and purchase insurance policies that meet their needs. They often work for insurance companies or brokerages, selling various types of insurance such as life, health, auto, and property. In addition to selling policies, they explain coverage options, answer client questions, and assist with claims or changes to policies. Their goal is to match clients with the best coverage for their situation while ensuring all paperwork and legal requirements are met.

What are the key skills and qualifications needed to thrive as an Insurance Sales Agent, and why are they important?

To thrive as an Insurance Sales Agent, you need strong sales acumen, product knowledge, and typically a state-issued insurance license. Familiarity with customer relationship management (CRM) software and quoting systems is important for managing leads and processing applications. Excellent interpersonal skills, active listening, and resilience help agents build trust and maintain client relationships. These skills and qualities are crucial for meeting sales targets, ensuring client satisfaction, and maintaining regulatory compliance in a competitive industry.

Why do most insurance agents quit?

Many insurance sales agents quit due to the high rejection rate, inconsistent income, and the pressure to meet sales targets. The job often requires strong interpersonal skills, self-motivation, and resilience, which can be challenging over time. Additionally, commissions-based pay and the need for ongoing licensing and training contribute to turnover.

What are typical challenges faced by Insurance Sales Agents during their first year, and how can they overcome them?

New Insurance Sales Agents often face challenges such as building a client base from scratch, handling frequent rejection, and staying organized with lead management. Success in the first year usually depends on persistence, proactive networking, and leveraging mentorship or training programs provided by the agency. Agents can overcome these hurdles by setting realistic goals, continuously improving their product knowledge, and seeking feedback from experienced colleagues to refine their sales approach.

What is the difference between Insurance Sale Agent vs Insurance Underwriter?

AspectInsurance Sale AgentInsurance Underwriter
Required CredentialsLicensing, sales certificationsInsurance licenses, analytical skills
Work EnvironmentCustomer-facing, sales-focusedOffice-based, risk assessment
Employer & Industry UsageInsurance agencies, brokersInsurance companies, underwriting firms

Insurance Sale Agents primarily focus on selling insurance policies to clients, requiring sales licenses and customer interaction skills. Insurance Underwriters evaluate risks and determine policy terms, often needing similar licenses but with a focus on analysis. While both roles are integral to the insurance industry, their daily tasks and skill sets differ significantly, with agents emphasizing sales and client relationships, and underwriters concentrating on risk assessment and policy approval.

What type of insurance sales pays the most?

In insurance sales, selling high-value policies such as life insurance, health insurance, or commercial insurance typically yields higher commissions and earnings for insurance sales agents. Success often depends on the agent's experience, sales skills, and the complexity of the policies sold, with specialized or corporate insurance sales generally offering higher income potential.

How much do insurance agents make on a sale?

Insurance agents typically earn a commission that ranges from 5% to 20% of the premium amount for each sale, with the exact percentage depending on the insurance type and company policies. Commissions can vary based on experience, sales volume, and whether the agent is independent or tied to a specific insurer. Many agents also receive bonuses or incentives for meeting sales targets.
What job categories do people searching Insurance Sale Agent jobs in Rochester, MI look for? The top searched job categories for Insurance Sale Agent jobs in Rochester, MI are:
What cities near Rochester, MI are hiring for Insurance Sale Agent jobs? Cities near Rochester, MI with the most Insurance Sale Agent job openings:
Insurance Agent Trainee

Insurance Agent Trainee

Kemper

Southfield, MI • On-site

Full-time

Medical, Dental, Life, Retirement, PTO

Posted 21 days ago


Job description

Location(s)

Southfield, Michigan

Details

Kemper is one of the nation's leading specialized insurers. Our success is a direct reflection of the talented and diverse people who make a positive difference in the lives of our customers every day. We believe that a high-performing culture, combined with valuable opportunities for personal development and professional challenge, and a healthy work-life balance, can be highly motivating and productive. Kemper's products and services are making a real difference to our customers, who have unique and evolving needs. By joining our team, you will help provide an experience to our stakeholders that delivers on our promises.

Role:Life Insurance Sales Agent

Employment Type:Full-Time with Benefits

Work Arrangement:Field Role

Career and Opportunity:

Kemper is a diversified insurance holding company with a history spanning over 100 years. We are firmly committed to serving the insurance needs of modest-income families. Our strength lies in our dedication to frequent personal home visits with new and existing customers to collect premiums, conduct sales of new policies, and address other service needs.

For new unlicensed agents, your journey begins with a paid training period. During this time, we provide the tools and guidance needed to study for and pass the licensing exams. Once licensed, you will be assigned an existing book of business, a portfolio of current customers from whom you'll collect monthly premiums. You'll earn a percentage of the premiums you collect, as well as a commission on all new sales you make. From there, the sky's the limit! Through hard work and dedication, you can increase your monthly income with every new sale. It really is that simple.

If you're passionate about serving the underserved, this is the career for you. Our agents gain personal satisfaction and community prestige by performing meaningful work that helps clients protect the people and property they cherish.

With a pay-for-performance compensation model, agents have the opportunity to determine their own paycheck. As your skills and knowledge grow, so does your potential for increased income. Superior performance is recognized through awards, prizes, and company-sponsored trips.

Benefits:

Kemper offers competitive benefits, including:

  • Major Medical and Dental Insurance
  • Group Life Insurance
  • Short-Term & Long-Term Disability
  • 401(k) with Company Match
  • Paid Vacation
  • Employee Stock Purchase Program

Responsibilities:

Agents are set up for success by being assigned a territory (called an agency) with an established book of business and existing customers.

Day-to-Day Activities:

  • Conducting sales presentations, recommending products, and closing new sales
  • Prospecting for new sales opportunities
  • Maintaining strong customer relationships by collecting premiums on a pre-arranged schedule that you determine
  • Responding promptly to service requests such as beneficiary changes, claims, and loans
  • Record keeping, accounting for money collected, and processing policy paperwork

Agent Expectations:

  • Grow the assigned territory through new sales
  • Build strong working relationships with customers
  • Devote the time necessary to fulfill the responsibilities of the role
  • Pursue continuous professional development in insurance products and sales effectiveness

Minimum Qualifications:

  • Customer service experience
  • Must be at least 18 years of age
  • Valid driver's license with required auto insurance coverage
  • Dependable vehicle for daily travel
  • Ability to pass a background check, motor vehicle report, and drug screening
  • Authorization to work in the United States

Preparation:

  • Licensing:We provide free access to study tools and professional guidance to help you prepare for licensing exams
  • Training:New agents complete an onboarding development program that includes self-study, classroom instruction, and field mentoring by your Sales Manager
  • On-the-Job Training:Earn a paycheck while learning your profession through hands-on experience

Opportunity is knocking. Don't let it pass you by!
Kemper is proud to be an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, or any other status protected by the laws or regulations in the locations where we operate. We are committed to supporting diversity and equality throughout our organization, and we work diligently to maintain a workplace that is free from discrimination.
Kemper does not accept unsolicited resumes through or from search firms or staffing agencies. All unsolicited resumes will be considered the property of Kemper, and Kemper will not be obligated to pay a placement fee.