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Insurance Risk Manager Jobs in San Ramon, CA (NOW HIRING)

Archer is seeking a Senior Third Party Risk Management (TPRM) Engineer to execute our vendor cyber risk function across all tiers of our supplier ecosystem. In this high-visibility role, you will use ...

Archer is seeking a Senior Third Party Risk Management (TPRM) Engineer to execute our vendor cyber risk function across all tiers of our supplier ecosystem. In this high-visibility role, you will use ...

The Manager, Risk Advisory Services is responsible for managing and delivering high value solutions to clients in the areas of Internal Auditing and internal control, including business risk ...

Accomplished background in brokerage, insurance, investment adviser, and general securities matters ... Experience with Governance, Risk Management, and Compliance (GRC) platforms, preferably Archer.

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Insurance Risk Manager information

See San Ramon, CA salary details

$92.2K

$135.8K

$207.9K

How much do insurance risk manager jobs pay per year?

As of Jun 24, 2026, the average yearly pay for insurance risk manager in San Ramon, CA is $135,785.00, according to ZipRecruiter salary data. Most workers in this role earn between $112,900.00 and $154,200.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an Insurance Risk Manager, and why are they important?

To thrive as an Insurance Risk Manager, you need expertise in risk assessment, analytical thinking, and a strong understanding of insurance principles, often supported by a relevant degree and certifications like ARM or CPCU. Familiarity with risk modeling software, statistical analysis tools, and regulatory compliance systems is typically required. Strong communication, decision-making, and problem-solving skills help you effectively advise stakeholders and manage complex risk scenarios. These abilities are crucial for identifying, evaluating, and mitigating risks to protect organizational assets and ensure regulatory compliance.

What is the difference between Insurance Risk Manager vs Insurance Underwriter?

AspectInsurance Risk ManagerInsurance Underwriter
CredentialsTypically requires a bachelor's degree in risk management, finance, or related fields; professional certifications like ARM or CPCU are commonUsually holds a bachelor's degree in finance, economics, or related areas; certifications like CPCU or ARe are beneficial
Work EnvironmentWorks in corporate risk management departments, analyzing and mitigating risks for the companyWorks in insurance companies, assessing individual or business applications to determine coverage and premiums
Employer & Industry UsageUsed by insurance companies and large corporations to manage risk exposurePrimarily employed by insurance carriers to evaluate and approve insurance policies

While both roles involve understanding insurance policies, the Insurance Risk Manager focuses on overall risk mitigation strategies within an organization, whereas the Insurance Underwriter evaluates individual insurance applications to determine coverage and pricing.

What does an Insurance Risk Manager do?

An Insurance Risk Manager is responsible for identifying, assessing, and mitigating risks that could negatively impact an organization’s assets, operations, or reputation. They analyze various types of risks—including financial, operational, and compliance risks—and develop strategies to minimize potential losses. Insurance Risk Managers also advise on appropriate insurance coverage, negotiate policies with insurers, and ensure that the company complies with relevant regulations to protect against unforeseen events.

What are the most common challenges Insurance Risk Managers face when working across different departments?

Insurance Risk Managers often collaborate with various departments such as underwriting, claims, and compliance to identify and mitigate potential risks. One common challenge is ensuring clear communication and alignment of risk policies across teams that may have different priorities or levels of risk awareness. Balancing regulatory requirements with business objectives can also be complex, requiring strong negotiation and relationship-building skills. Successfully navigating these challenges helps create a unified risk culture and strengthens the organization's overall resilience.
What job categories do people searching Insurance Risk Manager jobs in San Ramon, CA look for? The top searched job categories for Insurance Risk Manager jobs in San Ramon, CA are:
What cities near San Ramon, CA are hiring for Insurance Risk Manager jobs? Cities near San Ramon, CA with the most Insurance Risk Manager job openings:

Risk Assessment Specialist

Obayashi Corporation

Foster City, CA • On-site

$85K - $120K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 22 days ago


Job description

OBAYASHI CORPORATION isseeking a qualified Risk Assessment Specialist. The Risk Assessment Specialist is responsible for assisting with overall management of a comprehensive corporate risk management/insurance program with a concentration on risk identification, risk transfer, and risk retention techniques. Coordinates closely with operations/project management, safety, human resources, legal, and estimating while implementing risk management policies and procedures to protect the company's assets and minimize liability exposures.
Responsibilities:
  • Coordinate with the Business and Finance Manager on day-to-day interaction between all project participants, brokers, and insurers related to risk management and insurance issues.
  • Review of contracts related to insurance and bond issues, including coordination with legal on contract review.
  • Review, initiate, and direct the appropriate insurance coverage and pricing for all new bids and projects.
  • Lead communication efforts with broker and surety company to facilitate the timely delivery of project-specific performance and payment bonds.
  • Review and analyze terms and conditions associated with proposed Controlled Insurance Programs (OCIPs and CCIPs); function as liaison between all participants.
  • Analyze and provide appropriate prequalification feedback on subcontractor partners.
  • Review and oversight of subcontractors' and partners' insurance programs to ensure compliance with project requirements.
  • Assist in internal insurance claim management efforts (workers' compensation, general liability, automobile liability, builders risk) to include oversight of third-party administrators, insurers, and defense attorneys.
  • Review and analyze loss control and trending reports, and coordinate with Safety to develop appropriate action plans.
  • Maintain knowledge of trends in the construction insurance industry, including a thorough working knowledge of insurance products, coverage, and pricing.
  • Assist with compilation and development of data for annual renewal of corporate property and casualty insurance program, including management of brokers, approval of submissions, and negotiation of terms and premiums.
  • Assist with budgets, forecasts, and financial reports, including the analysis of annual insurance premiums, financial performance of insurance programs, and determination of billing rates and premium allocations.
  • Assist with the management and administration of the fleet driver education program.
  • Perform other duties as assigned.

Education & Work Experience:
  • Bachelor's degree in Construction Management, Business Management, or related field.
  • 5+ years of experience in Insurance, Risk Management, and working with Surety & Insurance brokers.

Skills:
  • Strong analytical and quantitative abilities for risk assessment.
  • Ability to build relationships within groups/divisions and with external parties.
  • Strategic thinking with an understanding of the organization's operations.

Preferred Qualifications:
  • Experience in the heavy civil construction industry.
  • Associate in Risk Management certification.

Other:
  • Ability to travel occasionally to project sites as needed.

Anticipated Salary Range: $85,000 - $120,000 USD / yr
Obayashi Corporation is committed to providing clear and transparent information regarding the compensation for this position. The final salary offered will be based on various factors, including the candidate's qualifications, experience, skills, location, and relevant market considerations. We strive to offer competitive and fair compensation across all locations.
Benefits:
Obayashi Offers Competitive Market Salaries and Benefits Packages, including:
  • Medical PPO Plan and HDHP
  • Dental DPO Plan
  • Vision Insurance
  • Flexible Spending Account
  • Health Savings Account
  • Employee Assistance Program
  • Life Insurance
  • Disability Insurance
  • 401K Matching
  • Paid Time Off /Holiday Pay/ Sick Leaves
  • and more..

Employee benefits are 100% covered by Obayashi, and family coverage is covered at 80%.
About Obayashi
Obayashi Corporation has delivered quality solutions to infrastructure challenges across the globe for more than 130 years. Founded in 1892, Obayashi is the largest Japanese Contractor and the fourth-largest International Contractor conducting business in the United States. Obayashi has been operating and completing projects in the United States since 1979. Obayashi provides a full range of general contractor services in both public works and private sectors including: office buildings, residences, tunnels, highways, rail systems, bridges, artificial islands, airports and nuclear power plants. Other services include urban planning and architecture, real estate and property development, environmental, and waste services. The North American Operations consolidated revenue is over $3 billion in the United States and Canada.
Equal Opportunity Employer
Obayashi Corporation is an equal opportunity employer and makes employment decisions on the basis of merit. We want to have the best available persons in every job. Company policy prohibits unlawful discrimination based on race, color, creed, gender, religion, marital status, registered domestic partner status, age, national origin or ancestry, physical or mental disability, medical condition including genetic characteristics, sexual orientation, or any other consideration made unlawful by federal, state, or local laws. It also prohibits unlawful discrimination based on the perception that anyone has any of those characteristics or is associated with a person who has or is perceived as having any of those characteristics. The Company is committed to compliance with all applicable laws, providing equal employment opportunities. This commitment applies to all persons involved in Company operations and prohibits unlawful discrimination by any employee of the Company, including supervisors and coworkers.
To comply with applicable laws ensuring equal employment opportunities to qualified individuals with a disability, the Company will make reasonable accommodations for the known physical or mental limitations of an otherwise qualified individual with a disability who is an applicant or an employee unless undue hardship would result. If you need accommodation to complete the application process, please contact the Human Resources Department by either visiting Obayashi Corporation at 950 Tower Lane, Ste 800, Foster City, CA 94404 or call (650) 952-4910.
Equal Opportunity Employer, including disabled and veterans.