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Insurance Risk Manager Jobs in Milpitas, CA (NOW HIRING)

Waymo

Insurance Risk Manager

Mountain View, CA · On-site +1

$158K - $194K/yr

Significant years of experience in insurance, risk management, or underwriting, with a track record of managing complex risks. * Technical Depth: Strong knowledge of commercial insurance lines (Auto ...

Robinhood

Risk Manager

Menlo Park, CA · On-site

The Enterprise Risk Management team's mission is to help establish a strong risk management ... Employer-paid life & disability insurance, fertility benefits, and mental health benefits. * Time ...

Robinhood

Risk Manager

Menlo Park, CA · On-site

The Enterprise Risk Management team's mission is to help establish a strong risk management ... Employer-paid life & disability insurance, fertility benefits, and mental health benefits. * Time ...

Cambridge Swinerton Builders

Risk Manager

Santa Clara, CA · On-site

$140K - $170K/yr

Oversee the coordination and management of insurance policies and programs for the corporation, in ... Evaluate and select techniques to minimize losses such as risk retention, risk transfer, etc.

Super Micro Computer

Sr. Risk Manager (28696)

San Jose, CA · On-site

$123K - $140K/yr

You'll own the strategy and execution of our global insurance program, ensuring we are protected ... Your expertise will directly impact our risk management strategy and guide key decisions across the ...

Supermicro

Sr. Risk Manager (28696)

San Jose, CA

$123K - $140K/yr

You'll own the strategy and execution of our global insurance program, ensuring we are protected ... Your expertise will directly impact our risk management strategy and guide key decisions across the ...

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Insurance Risk Manager information

See Milpitas, CA salary details

$96.1K

$141.6K

$216.8K

How much do insurance risk manager jobs pay per year?

As of May 29, 2026, the average yearly pay for insurance risk manager in Milpitas, CA is $141,599.00, according to ZipRecruiter salary data. Most workers in this role earn between $117,700.00 and $160,800.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an Insurance Risk Manager, and why are they important?

To thrive as an Insurance Risk Manager, you need expertise in risk assessment, analytical thinking, and a strong understanding of insurance principles, often supported by a relevant degree and certifications like ARM or CPCU. Familiarity with risk modeling software, statistical analysis tools, and regulatory compliance systems is typically required. Strong communication, decision-making, and problem-solving skills help you effectively advise stakeholders and manage complex risk scenarios. These abilities are crucial for identifying, evaluating, and mitigating risks to protect organizational assets and ensure regulatory compliance.

What are the most common challenges Insurance Risk Managers face when working across different departments?

Insurance Risk Managers often collaborate with various departments such as underwriting, claims, and compliance to identify and mitigate potential risks. One common challenge is ensuring clear communication and alignment of risk policies across teams that may have different priorities or levels of risk awareness. Balancing regulatory requirements with business objectives can also be complex, requiring strong negotiation and relationship-building skills. Successfully navigating these challenges helps create a unified risk culture and strengthens the organization's overall resilience.

What does an Insurance Risk Manager do?

An Insurance Risk Manager is responsible for identifying, assessing, and mitigating risks that could negatively impact an organization’s assets, operations, or reputation. They analyze various types of risks—including financial, operational, and compliance risks—and develop strategies to minimize potential losses. Insurance Risk Managers also advise on appropriate insurance coverage, negotiate policies with insurers, and ensure that the company complies with relevant regulations to protect against unforeseen events.

What is the difference between Insurance Risk Manager vs Insurance Underwriter?

AspectInsurance Risk ManagerInsurance Underwriter
CredentialsTypically requires a bachelor's degree in risk management, finance, or related fields; professional certifications like ARM or CPCU are commonUsually holds a bachelor's degree in finance, economics, or related areas; certifications like CPCU or ARe are beneficial
Work EnvironmentWorks in corporate risk management departments, analyzing and mitigating risks for the companyWorks in insurance companies, assessing individual or business applications to determine coverage and premiums
Employer & Industry UsageUsed by insurance companies and large corporations to manage risk exposurePrimarily employed by insurance carriers to evaluate and approve insurance policies

While both roles involve understanding insurance policies, the Insurance Risk Manager focuses on overall risk mitigation strategies within an organization, whereas the Insurance Underwriter evaluates individual insurance applications to determine coverage and pricing.

What cities near Milpitas, CA are hiring for Insurance Risk Manager jobs? Cities near Milpitas, CA with the most Insurance Risk Manager job openings:
Insurance Risk Manager jobs near you
Insurance Risk Manager

Insurance Risk Manager

Waymo

Mountain View, CA • On-site, Remote

$158K - $194K/yr

Other

Posted 7 days ago

Job description

Waymo is an autonomous driving technology company with the mission to be the world's most trusted driver. Since its start as the Google Self-Driving Car Project in 2009, Waymo has focused on building the Waymo Driver-The World's Most Experienced Driver-to improve access to mobility while saving thousands of lives now lost to traffic crashes. The Waymo Driver powers Waymo's fully autonomous ride-hail service and can also be applied to a range of vehicle platforms and product use cases. The Waymo Driver has provided over ten million rider-only trips, enabled by its experience autonomously driving over 100 million miles on public roads and tens of billions in simulation across 15+ U.S. states.

At Waymo Insurance, you will work on the cutting edge of emerging risk and related issues surrounding our transformational autonomous driving technology and help drive our business lines forward from technology ideation through scaled commercial deployment. We partner with our legal, public policy, safety, security and privacy experts to evaluate and manage risks for the autonomous driving world to come, advising on insurance trends, evaluating and quantifying product liability, auto, cyber and related risks to ensure we build the appropriate risk and insurance frameworks to support and protect our users around the world. We collaborate with our business development, product partnership, strategy and operations teams in the execution of our business plans to ensure the company's interests are well protected from existing, new and emerging risks. We support the legal, policy and regulatory teams as they optimize our exposure in line with our risk appetite through the review of contracts, evaluation and shaping of emerging law and regulation at both the state and federal level. And we anticipate, quantify and mitigate emerging risk by maintaining active relationships and frequent contact with insurance and AV industry partners.

In this hybrid role, you will report to the Head of Insurance Infrastructure

You will:

  • Manage large, complex insurance renewals and insurance-related processes to support Waymo's evolving business needs.
  • Independently drive outcomes for insurance projects, serving as a critical contributor and leader for cross-functional efforts.
  • Conduct regular reviews of existing processes, analyzing effectiveness and efficiency to execute necessary improvements and automation.
  • Analyze and monitor activities within the risk management org and ensure proper documentation alignment and follow-up with stakeholders.
  • Self-direct and guide team members through project milestones, communicating with stakeholders to acquire resources and present results.
  • Collaborate across teams, clearly articulating a subject matter point of view to identify, assess, and track risks.

You have:

  • Significant years of experience in insurance, risk management, or underwriting, with a track record of managing complex risks.
  • Technical Depth: Strong knowledge of commercial insurance lines (Auto, General Liability, etc.) and experience applying these to technology or fleet environments.
  • Process Improvement: Demonstrated ability to analyze business processes and build sustainable, repeatable improvements or process maps.
  • Project Management: Experience independently leading sub-projects or cross-functional work streams from scoping to execution.
  • Education: Bachelor's degree in Finance, Risk Management, or a related field (Master's or JD preferred)
  • Master's degree or higher in Business Administration, Finance, Risk Management, Law, or a related quantitative field.

We prefer:

  • Professional designations such as CPCU, ARM, or ARe, indicating advanced expertise in property-casualty insurance or risk management.
  • Juris Doctor (JD) degree from an accredited law school.
  • Experience working with or within a technology-focused organization, particularly one involved in autonomous systems or disruptive innovations.
  • Demonstrated experience in a global role, managing insurance programs across multiple international jurisdictions.
  • Proven track record of building and leading high-performing teams within a fast-paced and evolving environment.
  • Familiarity with alternative risk transfer mechanisms

Travel Required: 10%

The expected base salary range for this full-time position across US locations is listed below. Actual starting pay will be based on job-related factors, including exact work location, experience, relevant training and education, and skill level. Your recruiter can share more about the specific salary range for the role location or, if the role can be performed remote, the specific salary range for your preferred location, during the hiring process.

Waymo employees are also eligible to participate in Waymo's discretionary annual bonus program, equity incentive plan, and generous Company benefits program, subject to eligibility requirements.

Salary Range
$158,000—$194,000 USD

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