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Insurance Risk Manager Jobs in Vermont (NOW HIRING)

M&T Bank

Branch Manager

Barre, VT · On-site

$62K - $103K/yr

Branch Managers must stay current on operational, product, and system changes/enhancements, as well as demonstrate good risk management decisions. In addition, Insurance licensing minimum ...

M&T Bank

Branch Manager

South Burlington, VT · On-site

$62K - $103K/yr

Branch Managers must stay current on operational, product, and system changes/enhancements, as well as demonstrate good risk management decisions. In addition, Insurance licensing minimum ...

M&T Bank

Branch Manager

Montpelier, VT

$62K - $103K/yr

Branch Managers must stay current on operational, product, and system changes/enhancements, as well as demonstrate good risk management decisions. In addition, Insurance licensing minimum ...

M&T Bank

Branch Manager

Newport, VT

$62K - $103K/yr

Branch Managers must stay current on operational, product, and system changes/enhancements, as well as demonstrate good risk management decisions. In addition, Insurance licensing minimum ...

M&T Bank

Branch Manager

South Burlington, VT · On-site

$62K - $103K/yr

Branch Managers must stay current on operational, product, and system changes/enhancements, as well as demonstrate good risk management decisions. In addition, Insurance licensing minimum ...

M&T Bank

Branch Manager

Montpelier, VT · On-site

$62K - $103K/yr

Branch Managers must stay current on operational, product, and system changes/enhancements, as well as demonstrate good risk management decisions. In addition, Insurance licensing minimum ...

M&T Bank

Branch Manager

Barre, VT

$62K - $103K/yr

Branch Managers must stay current on operational, product, and system changes/enhancements, as well as demonstrate good risk management decisions. In addition, Insurance licensing minimum ...

M&T Bank

Branch Manager

Newport, VT · On-site

$62K - $103K/yr

Branch Managers must stay current on operational, product, and system changes/enhancements, as well as demonstrate good risk management decisions. In addition, Insurance licensing minimum ...

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Showing results 1-20

All JobsInsurance Risk Manager JobsInsurance Risk Manager Jobs in Vermont

Insurance Risk Manager information

See Vermont salary details

$87.7K

$129.2K

$197.8K

How much do insurance risk manager jobs pay per year?

As of Jul 1, 2026, the average yearly pay for insurance risk manager in Vermont is $129,191.00, according to ZipRecruiter salary data. Most workers in this role earn between $107,400.00 and $146,700.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an Insurance Risk Manager, and why are they important?

To thrive as an Insurance Risk Manager, you need expertise in risk assessment, analytical thinking, and a strong understanding of insurance principles, often supported by a relevant degree and certifications like ARM or CPCU. Familiarity with risk modeling software, statistical analysis tools, and regulatory compliance systems is typically required. Strong communication, decision-making, and problem-solving skills help you effectively advise stakeholders and manage complex risk scenarios. These abilities are crucial for identifying, evaluating, and mitigating risks to protect organizational assets and ensure regulatory compliance.

What is the difference between Insurance Risk Manager vs Insurance Underwriter?

AspectInsurance Risk ManagerInsurance Underwriter
CredentialsTypically requires a bachelor's degree in risk management, finance, or related fields; professional certifications like ARM or CPCU are commonUsually holds a bachelor's degree in finance, economics, or related areas; certifications like CPCU or ARe are beneficial
Work EnvironmentWorks in corporate risk management departments, analyzing and mitigating risks for the companyWorks in insurance companies, assessing individual or business applications to determine coverage and premiums
Employer & Industry UsageUsed by insurance companies and large corporations to manage risk exposurePrimarily employed by insurance carriers to evaluate and approve insurance policies

While both roles involve understanding insurance policies, the Insurance Risk Manager focuses on overall risk mitigation strategies within an organization, whereas the Insurance Underwriter evaluates individual insurance applications to determine coverage and pricing.

What does an Insurance Risk Manager do?

An Insurance Risk Manager is responsible for identifying, assessing, and mitigating risks that could negatively impact an organization’s assets, operations, or reputation. They analyze various types of risks—including financial, operational, and compliance risks—and develop strategies to minimize potential losses. Insurance Risk Managers also advise on appropriate insurance coverage, negotiate policies with insurers, and ensure that the company complies with relevant regulations to protect against unforeseen events.

What are the most common challenges Insurance Risk Managers face when working across different departments?

Insurance Risk Managers often collaborate with various departments such as underwriting, claims, and compliance to identify and mitigate potential risks. One common challenge is ensuring clear communication and alignment of risk policies across teams that may have different priorities or levels of risk awareness. Balancing regulatory requirements with business objectives can also be complex, requiring strong negotiation and relationship-building skills. Successfully navigating these challenges helps create a unified risk culture and strengthens the organization's overall resilience.
What are popular job titles related to Insurance Risk Manager jobs in Vermont? For Insurance Risk Manager jobs in Vermont, the most frequently searched job titles are:
What job categories do people searching Insurance Risk Manager jobs in Vermont look for? The top searched job categories for Insurance Risk Manager jobs in Vermont are:
What cities in Vermont are hiring for Insurance Risk Manager jobs? Cities in Vermont with the most Insurance Risk Manager job openings:
Insurance Risk Manager jobs near you
Infographic showing various Insurance Risk Manager job openings in Vermont as of June 2026, with employment types broken down into 61% Full Time, 31% Part Time, and 8% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $129,191 per year, or $62.1 per hour.
Director of Data Analytics (P&C Insurance, Underwriting, Reinsurance)

Director of Data Analytics (P&C Insurance, Underwriting, Reinsurance)

Church Pension Group Services Corporation

Bennington, VT • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 16 days ago

Job description

Description
Department: Church Insurance
Job Type: Regular Full Time
Education Level: BA/BS or combination of education and experience
Required Years Experience: 10
For more than 90 years, The Church Insurance Companies (CIC) has focused on providing The Episcopal Church with broad, cost-effective property and casualty coverage, as well as unique risk management strategies and tools. This team takes a disciplined, financially sustainable, and hands-on approach.
We are seeking a proactive, business-minded Director of Data Analytics / Data Scientist to partner with management in turning policy, premium, and loss data into decisions on pricing, reserving, reinsurance, capital, and underwriting.
The role owns the end-to-end workflow: mining data, building rate and reserve indications, supporting reinsurance renewals, evaluating capital adequacy, collaborating with consulting actuaries, and presenting to executives. This is a highly visible individual contributor role that is designed for a hands-on expert who wants to drive significant business impact.
ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned.
Rate making & Rate Indications
  • Produce overall and by-segment rate indications for personal and commercial lines, covering loss/premium trend, development, credibility, and expenses.
  • Support classification ratemaking and develop rating factors using standard actuarial approaches.
  • Prepare rate summary exhibits for communicating the proposed rate level need and findings to Company management. Be able to justify and defend proposed rate levels
Reserving & Reserve Indications
  • Maintain reserving triangles by line and accident year; produce quarterly and ad-hoc indications using chain-ladder, Bornhuetter-Ferguson, expected loss ratio, and frequency-severity methods.
  • Analyze reserve adequacy and movement, explaining variances in business language.
  • Partner with claims on case reserve philosophy, large losses, and claim-handling shifts.
Reinsurance Renewal & Structure
  • Own the data workstream for the annual renewal: in-force listings, premium/exposure, loss runs, large loss detail, and cat model output.
  • Respond to reinsurer questions and data calls, working with brokers, underwriting, claims, and finance.
  • Evaluate alternative structures (quota share, per-risk excess, aggregate, cat XOL) across attachments, limits, and cede percentages.
Cause of Loss & Trend Studies
  • Run cause-of-loss studies (water, theft, wind/hail, BI, auto physical damage) to identify frequency and severity drivers.
  • Quantify effects of inflation, weather, legal environment, social inflation, and repair/medical costs.
  • Translate findings into action on underwriting, coverage forms, deductibles, and rating plans.
Reporting & Ad-Hoc Analysis
  • Maintain recurring reports on loss/combined ratios, production, retention, rate change, and profitability by program, state, agent, and class.
  • Respond to ad-hoc leadership requests with accurate, documented answers.
Communication & Implementation
  • Present findings in plain, business-focused language and translate them into concrete recommendations on rate, tier, underwriting, reinsurance, and product.
  • Partner with IT, underwriting, and product to implement rating changes-writing requirements, testing, and validating production.

  • Effective performance of the essential functions of this position requires regular in-person, on-site interaction with colleagues, both for purposes of relationship building and meaningful collaboration

QUALIFICATIONS
  • Demonstrated production of rate or reserve indications from raw data through executive-ready deliverables.
  • Hands-on experience with large policy, premium, and claims datasets.
  • Exposure to reinsurance renewals, capital adequacy, and outside consulting actuaries preferred.
  • Expert Excel (pivot tables, advanced formulas, exhibit workbooks for rate changes and reserving).
  • Experience with a BI/visualization tool (Power BI, Tableau, or similar).
  • P&C fundamentals: earned/written premium, loss development, IBNR, ALAE/ULAE, LDFs, loss/combined ratio, credibility, trend, and rate change.
  • Standard ratemaking (loss ratio, pure premium, GLM) and reserving methods (chain-ladder, BF, expected loss ratio).
  • U.S. state rate filing and SERFF (a plus).
  • Reinsurance structures and how cessions affect net results, surplus, and volatility.
  • Capital frameworks: NAIC RBC, AM Best's BCAR, and economic capital.
  • Proactive and self-directed; drives analyses to completion.
  • Excellent communication; explains technical concepts clearly.
  • Strong business acumen and intellectual curiosity.
  • High integrity and attention to detail.

EDUCATION & EXPERIENCE
  • 10+ years in data analysis, actuarial, or data science, with 5+ years supporting a P&C insurer, MGA, reinsurer, or consulting firm.
  • Bachelor's preferred in Mathematics, Statistics, Economics, Data Science, Computer Science, or related quantitative field.

PHYSICAL DEMANDS
Extensive use of a computer keyboard is a demand of the position to perform the essential functions of this job successfully.
WORK ENVIRONMENT
Currently, hybrid work environment, which requires working in CIC's office Tuesdays through Thursdays and flexibility to work remotely on Mondays and Fridays. Church Pension Group employees must maintain a professional, compassionate, and trustworthy work environment always. Reasonable accommodations may be made to enable someone with a disability to perform the essential functions of the job within this environment.
Success in the first 12-months will look like:
  • Independently complete one rate indication and one reserve indication cycle with executive presentation.
  • Deliver a cause-of-loss study that drives a concrete rating or underwriting action.
  • Own data and analytics for a full reinsurance renewal and recommend a structure.
  • Deliver a capital adequacy review that informs a decision on capital, reinsurance, or growth.
  • Build a productive relationship with outside consulting actuaries on reserve methodology.
  • Stand up at least one automated recurring report replacing a manual process.
  • Earn the management team's trust as a go-to analytical partner.

Salary Range: $150,000 - $175,000
Join us and Create A Better Future For Yourself!
Flexible Benefits available to eligible employees:
  • Medical (including Vision)
  • Dental

Core Benefits automatically provided to eligible employees:
  • Employer funded defined benefit pension plan (five year vesting)
  • Employee Life Insurance
  • Spouse and Dependent Life Insurance
  • Accidental Death and Dismemberment (AD&D) Insurance
  • Short-Term Disability (STD) coverage
  • Long-Term Disability (LTD) coverage (elected as either pre-tax or after-tax)
  • Business Travel Accident Insurance
  • Worker's Compensation
  • Employee Assistance Program
  • Retiree health insurance (eligible after 10 years)
  • Retiree life insurance

Elective Benefits available to eligible employees:
  • 401(k) with matching contributions (immediate vesting)
  • Flexible Spending Accounts (FSAs)
  • Commuter Benefits

Educational Assistance Program available to eligible employees
Parental Leave available to eligible employees
Time Off available to eligible employees: Vacation, Sick, Personal and Holidays
You may also be eligible to participate in a discretionary annual incentive program, subject to the rules governing the program, whereby an award, if any, depends on various factors, including, without limitation, individual and organizational performance.
In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification document form upon hire. Please understand that, as a general policy, CPG does not sponsor visas.
CPG is an equal opportunity employer. We are committed to fair hiring practices and do not discriminate against job applicants or employees based on any protected characteristics. We also celebrate diversity and are committed to creating an inclusive environment for all employees.
If you are a CPG employee, please use your CPG email address when creating your profile to apply.

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