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Insurance Risk Manager Jobs in Vermont (NOW HIRING)

We offer comprehensive benefits including health insurance, retirement plans, and more to ensure ... Keep manager and co‐workers informed of fraud trends. To complete all necessary duties as ...

We offer comprehensive benefits including health insurance, retirement plans, and more to ensure ... Keep manager and co‐workers informed of fraud trends. To complete all necessary duties as ...

We offer comprehensive benefits including health insurance, retirement plans, and more to ensure ... Keep manager and co‑workers informed of fraud trends. * To complete all necessary duties as ...

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Insurance Risk Manager information

See Vermont salary details

$87.7K

$129.2K

$197.8K

How much do insurance risk manager jobs pay per year?

As of Sep 6, 2026, the average yearly pay for insurance risk manager in Vermont is $129,191.00, according to ZipRecruiter salary data. Most workers in this role earn between $107,400.00 and $146,700.00 per year, depending on experience, location, and employer.

What does an Insurance Risk Manager do?

An Insurance Risk Manager is responsible for identifying, assessing, and mitigating risks that could negatively impact an organization’s assets, operations, or reputation. They analyze various types of risks—including financial, operational, and compliance risks—and develop strategies to minimize potential losses. Insurance Risk Managers also advise on appropriate insurance coverage, negotiate policies with insurers, and ensure that the company complies with relevant regulations to protect against unforeseen events.

What are the key skills and qualifications needed to thrive as an Insurance Risk Manager?

To thrive as an Insurance Risk Manager, you need expertise in risk assessment, analytical thinking, and a strong understanding of insurance principles, often supported by a relevant degree and certifications like ARM or CPCU. Familiarity with risk modeling software, statistical analysis tools, and regulatory compliance systems is typically required. Strong communication, decision-making, and problem-solving skills help you effectively advise stakeholders and manage complex risk scenarios. These abilities are crucial for identifying, evaluating, and mitigating risks to protect organizational assets and ensure regulatory compliance.

What are the most common challenges Insurance Risk Managers face when working across different departments?

Insurance Risk Managers often collaborate with various departments such as underwriting, claims, and compliance to identify and mitigate potential risks. One common challenge is ensuring clear communication and alignment of risk policies across teams that may have different priorities or levels of risk awareness. Balancing regulatory requirements with business objectives can also be complex, requiring strong negotiation and relationship-building skills. Successfully navigating these challenges helps create a unified risk culture and strengthens the organization's overall resilience.

What is the difference between Insurance Risk Manager vs Insurance Underwriter?

AspectInsurance Risk ManagerInsurance Underwriter
CredentialsTypically requires a bachelor's degree in risk management, finance, or related fields; professional certifications like ARM or CPCU are commonUsually holds a bachelor's degree in finance, economics, or related areas; certifications like CPCU or ARe are beneficial
Work EnvironmentWorks in corporate risk management departments, analyzing and mitigating risks for the companyWorks in insurance companies, assessing individual or business applications to determine coverage and premiums
Employer & Industry UsageUsed by insurance companies and large corporations to manage risk exposurePrimarily employed by insurance carriers to evaluate and approve insurance policies

While both roles involve understanding insurance policies, the Insurance Risk Manager focuses on overall risk mitigation strategies within an organization, whereas the Insurance Underwriter evaluates individual insurance applications to determine coverage and pricing.

What are popular job titles related to Insurance Risk Manager jobs in Vermont?

For Insurance Risk Manager jobs in Vermont, the most frequently searched job titles are:

What job categories do people searching Insurance Risk Manager jobs in Vermont look for?

The top searched job categories for Insurance Risk Manager jobs in Vermont are:

What cities in Vermont are hiring for Insurance Risk Manager jobs?

Cities in Vermont with the most Insurance Risk Manager job openings:

Infographic showing various Insurance Risk Manager job openings in Vermont as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 23% Part Time, and 4% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $129,191 per year, or $62.1 per hour.

Senior Credit Risk Manager

Vermont Housing Finance Agency

Burlington, VT • On-site

$84K - $96K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 24 days ago


Job description

Description: Are you an underwriting expert ready to shape the future of affordable housing finance? 

At the Vermont Housing Finance Agency (VHFA), we are on a mission to ensure all Vermonters have access to affordable housing. We are looking for a Senior Credit Risk Manager who is part premier technical authority, part strategic collaborator, and entirely impact-driven.  

This isn't just an underwriting job—it’s a high-visibility leadership role that safeguards the financial resilience of our multi-family portfolio. If you excel at evaluating complex capital stacks, mastering layered transaction risks, and mentoring project finance teams, we want you on our team.  


The Impact You’ll Make 

Advanced Underwriting & Financial Analysis 

  • Lead the financial, credit, and risk analysis of complex multifamily rental housing, preservation, mixed-income, and homeownership developments.  
  • Evaluate borrower capacity, development feasibility, operating pro formas, sources and uses, and long-term project sustainability.  
  • Prepare comprehensive underwriting memoranda and data-driven financing recommendations for internal review, the Credit Committee, and the Board of Commissioners.  

Project Finance & Transaction Structuring 

  • Structure multifaceted financing transactions utilizing Low-Income Housing Tax Credits (LIHTC), tax-exempt bonds, state and federal funding, and public-private capital sources.  
  • Participate in high-level negotiations with developers, lenders, syndicators, investors, and public agencies to balance deal feasibility with prudent risk management.  
  • Support loan commitments, closings, and asset preservation workflows while coordinating with Legal, Finance, Compliance, and Asset Management staff.  

Credit Policy & Technical Leadership 

  • Support the Vice President in maintaining, refining, and implementing agency underwriting standards, credit policies, and financial modeling tools.  
  • Serve as a senior underwriting resource, providing proactive mentoring, training, and constructive peer reviews to project finance staff.  
  • Monitor emerging pipeline risks, evaluate portfolio trend metrics, and participate in strategic workout or restructuring opportunities to protect Agency resources.  
Requirements:

 What You Bring to the Table 

  • At least 7 years of progressively responsible experience in commercial lending, affordable housing finance, real estate development, or credit analysis, OR an equivalent mix of advanced education and experience.  
  • Advanced proficiency in complex financial statement analysis, cash flow modeling, and Microsoft Excel.  
  • Deep structural knowledge of Section 42 Low-Income Housing Tax Credits, tax-exempt bonds, HUD programs, and layered housing finance structures.  
  • Top-tier verbal and written communication skills with a proven track record of presenting clear credit recommendations to loan committees, boards, or senior executives.  
  • A heart for community and a deep alignment with VHFA’s VIIBE values: Integrity, Innovation, Belonging, and Equity.  

Work Environment & Flexibility 

This position offers a hybrid work structure. You will work in our collaborative office environment at least 2 days per week (typically Monday through Thursday), with the flexibility to work remotely the remaining days once fully trained and coordinated with your supervisor. You will also join us in-person for required agency meetings and events.  


 The Perks 

  • A comprehensive benefits package including medical, dental, and vision coverage for you and the family or optional buy-out plan  
  • Flexible Spending Account & Dependent Care Account  
  • Company-sponsored Short and Long-Term Disability  
  • Company-sponsored Life Insurance  
  • Up to $4,000 educational assistance  
  • Employee Assistance Program  
  • Combined Time Off & Holiday Pay  
  • Up to 6 weeks of paid time off for parental and family leave  
  • Parking Reimbursement for designated lots  
  • 403b Savings Account & 457 Retirement Plan  

Ready to help us build a stronger community? 

Apply today to join our collaborative, solution-oriented team!