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Insurance Risk Control Jobs in Maryland (NOW HIRING)

... control deficiencies, assesses overall risk exposure, and develops recommendations for risk ... Analyzes insurance claims, policy coverage, loss trends, and renewal information to identify ...

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Insurance Risk Control information

What is insurance risk control?

Insurance risk control refers to the process of identifying, assessing, and implementing measures to minimize risks that could lead to insurance claims or losses. Professionals in this field work with businesses or individuals to analyze potential hazards and recommend ways to reduce the likelihood or severity of accidents, property damage, or liability issues. Their goal is to help insurers and clients manage risks more effectively, which can result in lower insurance premiums and improved safety. Risk control specialists often conduct site inspections, review safety protocols, and provide training or advice on loss prevention.

What are the key skills and qualifications needed to thrive as an insurance risk control professional, and why are they important?

To thrive as an Insurance Risk Control professional, you need a solid understanding of risk assessment, loss prevention, and underwriting principles, usually supported by a degree in business, finance, or a related field. Familiarity with risk analysis software, industry regulations, and certifications such as Associate in Risk Management (ARM) are commonly required. Strong analytical thinking, communication, and attention to detail help you evaluate risks and communicate findings effectively to clients and underwriters. These skills are vital for accurately identifying exposures, recommending mitigation strategies, and supporting sound insurance decisions.

What are some typical challenges faced by professionals in insurance risk control roles, and how can they be managed?

Professionals in Insurance Risk Control often face challenges such as evaluating complex or unique risks, staying up to date with changing regulations, and effectively communicating technical findings to clients and underwriters. Managing these challenges requires strong analytical skills, continuous professional development, and the ability to build collaborative relationships across departments. Additionally, adapting risk control recommendations to suit different industries and client needs is essential for success in this role.

What is the difference between Insurance Risk Control vs Insurance Underwriter?

AspectInsurance Risk ControlInsurance Underwriter
Primary RoleIdentify and mitigate risks to prevent claimsAssess and evaluate risks to determine policy terms
CertificationsRisk management, safety certifications often preferredInsurance licenses, actuarial exams sometimes required
Work EnvironmentField inspections, client consultations, office workOffice-based, review of applications and data analysis
Industry UsageCommon in insurance companies, risk management firmsCore in underwriting departments of insurers

Insurance Risk Control professionals focus on preventing losses through risk assessments and safety measures, while Insurance Underwriters evaluate risks to set policy terms. Both roles are essential in the insurance industry but serve different functions in risk management and policy issuance.

What are popular job titles related to Insurance Risk Control jobs in Maryland?

For Insurance Risk Control jobs in Maryland, the most frequently searched job titles are:

What job categories do people searching Insurance Risk Control jobs in Maryland look for?

The top searched job categories for Insurance Risk Control jobs in Maryland are:

Infographic showing various Insurance Risk Control job openings in Maryland as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 21% Part Time, and 4% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution.

Assistant Manager, Safety and Insurance

Annapolis, MD

Anne Arundel County
Executive Offices and Legislative Bodies • 201 - 500 employees

$81K - $159K/yr

Full-time

Posted 10 days ago


Anne Arundel County rating

6.2

Company rating: 6.2 out of 10

Based on 11 frontline employees who took The Breakroom Quiz


Job description

Position Description This position announcement will be used to fill a full-time, permanent, Assistant Manager, Safety and Insurance vacancy in the Office of Central Services with Anne Arundel County Government. This is responsible technical and administrative work in the county self-insurance and risk management program. NATURE AND VARIETY OF WORK Work involves responsibility for the identification of hazardous conditions and the investigation of injuries and accidents arising from county operations and the development and implementation of programs designed to reduce risk exposure.

Work includes responsibility for coordination of the County's commercial insurance policies and self-insurance program. Work is performed with considerable independence in assigned areas of responsibility under the direction and supervision of the program manager. Work is reviewed through conferences and evaluation of loss control programs and activities for results obtained.

Work involves responsibility for managing all insurance and safety issues that may expose the County to litigation or insurance claims, including, but not limited to identifying, evaluating, controlling, and minimizing the County's exposure to loss or damage to physical assets, fidelity losses, and losses arising out of liability claims. The position coordinates self-insurance funding and commercial policies and leases for County properties, prepares and maintains an inventory of County property, ensuring proper insurance coverage is maintained, notifying carriers of any losses, and assisting in any resulting investigation and settlement. Examples of Duties and Knowledge, Skills and Abilities (Note: The duties and responsibilities enumerated in this class specification are for the purpose of determining a common set of minimum qualifications and salary level for all positions in this class.

They are not intended to include all of the essential functions of all positions in the class.) Identifies, plans, develops, and presents instructional materials for safety programs. Coordinates self-insurance funding and commercial policies and leases for county properties; prepares and maintains an inventory of county property, and ensures proper insurance coverage is maintained; notifies carrier of any losses and assists in any resulting investigation and settlement. Manages County contracts for Personal Protective Equipment and gear, including safety footwear and prescription protective eyewear

Conducts safety inspections to identify potential hazards; prepares and recommends practical solutions to eliminate hazardous conditions. Conducts ergonomic assessments, investigates workplace accidents, and provides on-site support for County components during MOSH inspections. Coordinates and assists in the review of vehicle, general liability, and other claims; determines type of investigation required, and proper county action; ensures that injured employees receive full entitlements and claims are finalized.

Maintains records of accidents, injuries, and losses; prepares reports of findings. Responsible for the timely completion and submission of Bureau of Labor Statistics reporting, MOSH reporting, and all appropriate information sharing across County departments. Performs related work as required.

KNOWLEDGE, SKILLS, AND ABILITIES Thorough knowledge of the principles of risk management. Thorough knowledge of the methods, materials, principles, and practices of safety education. Considerable knowledge of self-insurance programs and practices.

Considerable knowledge of the principles of loss control and of risk exposures common to governmental operations. Ability to detect hazardous conditions; identify causative factors of accident and injuries; and to make sound recommendations for their correction. Ability to plan, design, and implement an effective safety program.

Ability to establish and maintain effective working relationships with employees, other county departments, and the public. Ability to communicate effectively orally and in writing. Minimum Qualifications Graduation from an accredited four-year college or university with major course work in risk management, safety-engineering, or related field One (1) or more years of experience in safety, occupational risk insurance, or a related field A valid non-commercial Class C motor vehicle operator's license Supplemental Qualifications Preference will be given to candidates who possess the following: Three (3) or more years of professional experience handling and managing litigated claims, including active participation in pre-trials, mediations, and trial preparation.

Two (2) or more years of work experience in an accounting or financial capacity. Acceptable experience includes tasks such as financial data entry, account reconciliation, processing accounts payable/receivable, or preparing financial reports. Three (3) or more years of work experience in claims supervision or acting as a team lead.

Note: This is a Safety Sensitive position and employees in this position are subject to Controlled Dangerous Substance (CDS) and Alcohol testing.


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