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Insurance Risk Assessor Jobs (NOW HIRING)

Integral Consulting Inc

Human Health Risk Assessor

$90K - $110K/yr

You are comfortable with the principles and methods of human health risk assessment and are eager ... insurance; 401(k) participation with a company match of 1% to 4% of annual compensation; company ...

Orano

Insurance & Risk Manager

Oak Ridge, TN · On-site

Support project and operational risk assessments, including construction, industrial, and nuclear-adjacent exposures. * Maintain insurance documentation, schedules, and compliance with government ...

M.C. Dean, Inc

Insurance Risk Specialist

Tysons, VA · On-site

$99K/yr

Support risk assessments, contractual risk transfer reviews, and enterprise risk management initiatives. * Monitor insurance market developments and provide recommendations regarding coverage and ...

M.C. Dean, Inc

Insurance Risk Specialist

Tysons, VA · On-site

$99K/yr

Support risk assessments, contractual risk transfer reviews, and enterprise risk management initiatives. * Monitor insurance market developments and provide recommendations regarding coverage and ...

DataBank

Insurance Risk Manager (Remote)

Dallas, TX · On-site +1

Conduct enterprise-wide risk assessments to identify and evaluate exposures across all operations ... Insurance Program Management * Manage all corporate insurance programs (property, casualty ...

Macy's

Director, Insurance & Risk

Springdale, OH

$113K - $189K/yr

Job Overview The Director, Insurance & Risk serves as the enterprise leader responsible for the ... actuarial assessments, and performance reporting. * Evaluate opportunities to increase captive ...

Macy's

Director, Insurance & Risk

Springdale, OH · On-site

$113K - $189K/yr

Job Overview The Director, Insurance & Risk serves as the enterprise leader responsible for the ... actuarial assessments, and performance reporting. * Evaluate opportunities to increase captive ...

Aon Corporation

Captive Insurance Risk Consultant

VT · Remote

Captive Insurance and Risk Management Consulting focuses on consulting with clients to evaluate and develop unique solutions using captive insurance companies either in conjunction with or distinct ...

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How much do insurance risk assessor jobs pay per hour?

As of Sep 11, 2026, the average hourly pay for insurance risk assessor in the United States is $38.68, according to ZipRecruiter salary data. Most workers in this role earn between $23.80 and $54.33 per hour, depending on experience, location, and employer.

What does an insurance risk assessor do?

An Insurance Risk Assessor evaluates the potential risks associated with insuring individuals or organizations. They analyze data, review applications, and assess factors like health, occupation, lifestyle, or business operations to determine the likelihood of a claim being made. Based on their findings, they recommend policy terms, coverage amounts, and premiums. Their work helps insurance companies manage risk and remain financially stable.

What are some common challenges faced by insurance risk assessors when evaluating complex or unconventional insurance applications?

Insurance Risk Assessors often encounter challenges when dealing with complex or unconventional insurance applications, such as those involving unique business models, high-value assets, or emerging risks like cyber threats. These cases require a deep understanding of industry trends, regulatory requirements, and the ability to analyze incomplete or ambiguous information. Collaborating closely with underwriters, actuaries, and sometimes external experts is essential to ensure accurate risk evaluation and fair premium pricing. Staying current with continuing education and industry developments helps assessors manage these complexities effectively.

What are the key skills and qualifications needed to thrive as an insurance risk assessor, and why are they important?

To thrive as an Insurance Risk Assessor, you need strong analytical skills, attention to detail, and a background in finance, mathematics, or a related field, often supported by a relevant degree or professional qualification. Familiarity with risk assessment software, data analysis tools, and industry regulations is typically required. Excellent communication, critical thinking, and negotiation skills help build trust with clients and collaborate effectively with underwriters and other stakeholders. These competencies ensure accurate risk evaluations, sound underwriting decisions, and the financial stability of insurance providers.

What is the difference between Insurance Risk Assessor vs Insurance Underwriter?

AspectInsurance Risk AssessorInsurance Underwriter
CredentialsCertifications like CPCU, ARM, or RIMSSimilar certifications often required
Work EnvironmentAnalyzing risk data, field inspections, office workEvaluating applications, decision-making, office-based
Industry UsageUsed in insurance companies, risk management firmsCore role in insurance companies, underwriting departments

Insurance Risk Assessors analyze potential risks to determine insurance eligibility and premiums, often conducting inspections and data analysis. Insurance Underwriters evaluate applications and decide on coverage terms. While both roles require similar credentials and work environments, Risk Assessors focus on risk analysis, whereas Underwriters make final coverage decisions.

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What states have the most Insurance Risk Assessor jobs?

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Insurance Risk Assessor jobs near you
Infographic showing various Insurance Risk Assessor job openings in the United States as of September 2026, with employment types broken down into 1% As Needed, 74% Full Time, 19% Part Time, and 6% Contract. Highlights an 88% Physical, 1% Hybrid, and 11% Remote job distribution, with an average salary of $80,460 per year, or $38.7 per hour.

Lead Risk Assessor - Mississippi

Lucedale, MS • On-site

STRUCTION SOLUTIONS
See more jobs at STRUCTION SOLUTIONSexternal

Contractor

Re-posted 5 days ago

Job description

About Struction Solutions
Struction Solutions provides inspection, damage assessment, environmental, housing, disaster recovery, and construction-related services for federal, state, local government, and private-sector clients throughout the United States. We are seeking qualified Lead Risk Assessors to support current and future projects throughout Mississippi.
This is an independent contractor position with work assigned on an as-needed basis. Inspection volume may vary depending on project requirements and funding availability.
Responsibilities
  • Conduct lead-based paint risk assessments in accordance with HUD, EPA, and Mississippi requirements.
  • Perform residential and commercial property inspections.
  • Identify and document environmental hazards and risk conditions.
  • Complete electronic inspection reports, photographs, and supporting documentation.
  • Ensure compliance with applicable federal, state, and local regulations.
  • Communicate professionally with property owners, tenants, contractors, and government representatives.
  • Serve as a field lead and provide guidance to other inspectors when assigned.
  • Maintain quality standards and meet project deadlines.
  • Travel throughout Mississippi as required.

Location:
  • Mississippi (Statewide Travel Required)

Required Qualifications
  • Active Mississippi Lead-Based Paint Risk Assessor License issued by MSDH.
  • EPA-accredited Lead-Based Paint Risk Assessor training certification.
  • Minimum three (3) years of experience conducting lead-based paint, environmental, housing, construction, or property inspections.
  • Strong written and verbal communication skills.
  • Ability to work independently in the field.
  • Proficiency with tablets, mobile applications, and web-based reporting systems.
  • Valid driver's license and reliable transportation.

Preferred Qualifications
  • Mississippi Lead Inspector License.
  • HUD Lead Hazard Control Program experience.
  • Healthy Homes Program experience.
  • CDBG-DR, FEMA, or disaster recovery experience.
  • Residential construction, code inspection, or insurance adjusting experience.
  • Additional state lead-based paint certifications or licenses.
  • Veteran status encouraged.

Compensation
  • Paid on a per-inspection basis.
  • Rates vary by project scope and travel requirements.
  • Opportunities for increased workload during disaster recovery and housing program deployments.

Equal Opportunity Employer
Struction Solutions is an Equal Opportunity Employer and values a diverse workforce, including Veterans and military spouses.

Apply