ZipRecruiter

Log In

1

Insurance Risk Analyst Jobs in Orlando, FL (NOW HIRING)

next page

Showing results 1-20

All JobsInsurance Risk Analyst JobsInsurance Risk Analyst Jobs in Orlando, FL

Insurance Risk Analyst information

See Orlando, FL salary details

$45.7K

$77.6K

$145.5K

How much do insurance risk analyst jobs pay per year?

As of Jun 14, 2026, the average yearly pay for insurance risk analyst in Orlando, FL is $77,648.00, according to ZipRecruiter salary data. Most workers in this role earn between $60,600.00 and $80,700.00 per year, depending on experience, location, and employer.

What are some common challenges faced by Insurance Risk Analysts in evaluating emerging risks?

Insurance Risk Analysts often encounter challenges when assessing emerging risks such as cyber threats, climate change, or new technologies, as there may be limited historical data available. This requires them to continuously update their knowledge, collaborate with underwriters, actuaries, and external experts, and adopt advanced analytical tools to make informed recommendations. Staying proactive in identifying trends and adapting risk models is essential for success in this dynamic environment.

How much do risk analysts get paid?

Risk analysts in the insurance industry typically earn a median annual salary between $60,000 and $80,000, with experienced professionals or those in senior roles earning over $100,000. Salaries vary based on experience, location, and certifications such as the Chartered Property Casualty Underwriter (CPCU).

What is the highest paid position in insurance?

In insurance, executive roles such as Chief Underwriting Officer, Chief Risk Officer, or Chief Executive Officer tend to be the highest paid positions, often earning six- to seven-figure salaries. These roles require extensive experience, leadership skills, and often advanced certifications or degrees, and they oversee strategic decision-making and risk management at the highest level.

What are Insurance Risk Analysts?

Insurance Risk Analysts are professionals who assess and analyze potential risks that could affect an insurance company or its clients. They evaluate data and financial information to determine the likelihood and potential cost of events such as accidents, natural disasters, or other losses. Their work helps insurance companies set appropriate premiums and develop strategies to minimize financial loss. Insurance Risk Analysts also monitor trends and provide recommendations to reduce risk exposure.

What does a risk analyst do for an insurance company?

An insurance risk analyst evaluates potential risks that could affect an insurance company's financial stability by analyzing data, assessing policyholders' risk profiles, and using statistical tools. They help determine appropriate premiums and develop strategies to mitigate losses, often working with underwriting teams and utilizing risk management software.

What is the difference between Insurance Risk Analyst vs Insurance Underwriter?

AspectInsurance Risk AnalystInsurance Underwriter
Required CredentialsBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficialBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficial
Work EnvironmentAnalyzes data, assesses risks, and provides reports; often in an office settingEvaluates applications, determines policy terms, and approves or declines coverage; office-based
Employer & Industry UsageInsurance companies, risk management firms, consulting agenciesInsurance companies, brokerage firms, underwriting agencies

While both roles require similar credentials and work in the insurance industry, Insurance Risk Analysts focus on analyzing and quantifying risks to inform decision-making, whereas Insurance Underwriters evaluate individual applications to determine policy terms. Understanding these differences helps clarify career paths and employer expectations in the insurance sector.

What are the key skills and qualifications needed to thrive as an Insurance Risk Analyst, and why are they important?

To thrive as an Insurance Risk Analyst, you need strong analytical skills, a solid understanding of risk assessment methodologies, and typically a bachelor’s degree in finance, mathematics, or a related field. Familiarity with statistical software, risk modeling tools, and certifications such as Chartered Property Casualty Underwriter (CPCU) or Associate in Risk Management (ARM) are often required. Attention to detail, critical thinking, and effective communication are crucial soft skills for interpreting data and presenting findings to stakeholders. These skills ensure accurate risk evaluation, informed decision-making, and the development of effective risk mitigation strategies within insurance organizations.

Is risk analyst an entry level job?

A risk analyst position can be entry level or require several years of experience, depending on the employer and specific role. Entry-level risk analyst jobs typically require a bachelor's degree in finance, economics, or a related field, and may involve on-the-job training or certifications such as FRM or CRM. More advanced roles may require prior experience or specialized skills in data analysis or risk modeling.

What Does an Insurance Risk Analyst Do?

An insurance risk analyst performs a variety of duties related to assessing risks your clients may undergo and how to insure them properly. You collect and analyze data, such as past claims in the industry, competitor pricing, and various risk management strategies to help your company keep costs down. Qualifications for the job include career training, education, and specialized skills. Typically, you need a bachelor’s degree in accounting or finance and some work experience in the industry. Important skills include an excellent eye for detail and strong analytical problem-solving.

More about Insurance Risk Analyst jobs
What are popular job titles related to Insurance Risk Analyst jobs in Orlando, FL? For Insurance Risk Analyst jobs in Orlando, FL, the most frequently searched job titles are:
What job categories do people searching Insurance Risk Analyst jobs in Orlando, FL look for? The top searched job categories for Insurance Risk Analyst jobs in Orlando, FL are:
Insurance Risk Analyst jobs near you
Infographic showing various Insurance Risk Analyst job openings in Orlando, FL as of June 2026, with employment types broken down into 1% Locum Tenens, 1% Internship, 84% Full Time, 10% Part Time, and 4% Contract. Highlights an 82% Physical, 7% Hybrid, and 11% Remote job distribution, with an average salary of $77,648 per year, or $37.3 per hour.
Risk Manager - Insurance

Risk Manager - Insurance

Insurance Office of America

Titusville, FL • On-site

$110K - $145K/yr

Full-time

Medical, Retirement

This job post has expired today. Applications are no longer accepted.

Insurance Office Of America rating

8.6

Company rating: 8.6 out of 10

Based on 5 frontline employees who took The Breakroom Quiz

74th of 261 rated insurance

Job description

Job Description:

Title:Risk Manager - Insurance

Fully Remote: applicants in Eastern or Central Time Zone
Supporting:Longwood, FL|Required:Bachelor's degree in Risk Management, Finance, Business, Insurance(or a related field), active P&C license
Please note: If this position is posted as either fully remote and/or hybrid, in accordance with company policy, individuals residing within a 50-mile radius of a branch location may be required to work onsite in a hybrid capacity as there may be occasions when on-site presence is necessary to meet specific business needs. Additionally, our remote work policy includes having a dedicated, distraction-free workspace.Remote work is not a substitute for childcare, elder care, or other personal responsibilities during working hours.To view our branch locations, please visit: ioausa.com/locations

About the Role:TheInsurance Broker - Risk Manageris responsible foridentifying, assessing, and mitigating organizational risk through the design, placement, and ongoing management of insurance and risk financing programs. This role acts as a strategic advisor to clients or internal stakeholders, aligning insurance solutions with businessobjectiveswhile ensuring regulatory compliance, cost efficiency, and effective claims management.


Key Responsibilities:

  • Risk Assessment:Conduct comprehensive risk evaluations across property, casualty, liability, professional, cyber, and related exposures toidentifyrisk profiles.

  • Exposure Analysis:Analyzelosshistory, operations, and contractual obligations todeterminecoverage requirements and risk tolerance.

  • Risk Mitigation Strategy:Develop and implement strategies, including loss control and prevention initiatives, to reduce exposure and improve outcomes.

  • Program Design & Placement:Design and structure insurance programs that align with client or organizational needs and risk profiles.

  • Carrier Marketing & Negotiation:Market programstocarriers, negotiating terms, coverage, and pricing to achieveoptimalresults.

  • Alternative Risk Solutions:Advise onrisk financing strategies such as captives, selfinsurance, deductibles, and retention structures.

  • Client Advisory:Serve as a trusted advisor to clients and leadership, providing guidance on risk management strategies and insurance solutions.

  • Proposal & Renewal Strategy:Prepare and present risk analyses, insurance proposals, and renewal recommendations to stakeholders.

  • Policy Administration:Review policies, endorsements, and certificates to ensure accuracy, adequacy, and proper coverage alignment.

  • Compliance Management:Ensure adherence to regulatory requirements, contractual obligations, and internal risk management standards.

  • Claims Oversight:Oversee claims reporting and resolution, coordinating with carriers, adjusters, and legal partners to drive favorable outcomes.

  • Claims Analysis:Monitor claim trends and recommend corrective actions to reduce future losses and improve performance.

  • Carrier & Stakeholder Collaboration:Partner with carriers and internal teams including Legal, Finance, HR, and Operations to align risk strategies.

  • Market & Risk Intelligence:Stay informed on market trends, emerging risks, regulatory changes, and industry developments to provide proactive recommendations.

  • Champion IOA Values:Demonstrateintegrity and leadership.


Ideal CandidateQualifications:

  • Bachelor's degree in Risk Management, Finance, Business, Insurance, or related field; advanced degree preferred

  • 5-10+ years of experience in insurance brokerage, risk management, or commercial insurance consulting. Active property & casualty licensing.

  • Provenexpertisemanaging complex insurance programs and client relationships

  • Professional designations such as CPCU, ARM, or CRM preferred; active insurance licensing asrequired

  • Strong knowledge of commercial insurance products, coverage structures, and risk transfer strategies

  • Excellent analytical, financial, negotiation, and problemsolving skills

  • Outstanding communication and presentation abilities with a consultative, relationshipdriven approach

  • High attention to detail, strong organizational skills, and ability to manage multiple priorities


What We Offer:

  • Competitive salaries and bonus potential

  • Company-paid health insurance

  • Paid holidays, vacations, and sick time

  • 401K with employer match

  • Professional growth and career progression opportunities

  • Respectful culture and work/family life balance

  • Community service commitment

  • Supportive teammates and a rewarding work environment


What to Expect(Application Process):

  • 30-Minute Phone Screen, Online Assessments, and Interview(s)

Salary Range

The expected pay range for this position is $110,000.00 to $145,000.00 per year, depending on experience, relevant skills, and geographic location.

Insurance Office of America is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

Apply