1

Insurance Risk Analyst Jobs in Austin, TX (NOW HIRING)

Benefits Specialist

Austin, TX · Remote

$65K - $75K/yr

Advanced data and analytics providing a comprehensive overview of the risk landscape is at your ... As part of Gallagher, a global leader in insurance, risk management, and consulting, you'll be ...

Top of market salary + equity Steadily is hiring a Sr Insurance Product Analyst in the Kansas City ... We're growing fast, we manage over $20 billion in risk, and we're exceptionally well-funded.

Coach and develop your team in portfolio management, data analysis, and business development ... Employer-paid short-term disability, long-term disability, life insurance, and AD&D (US) * Robust ...

Coach and develop your team in portfolio management, data analysis, and business development ... Employer-paid short-term disability, long-term disability, life insurance, and AD&D (US) * Robust ...

We help companies and individuals around the globe address their most significant risk, workforce ... Summary: This position offers hands-on experience working with real insurance data and analytics ...

... the insurance industry. * 5+ years of experience managing claims required. Experience in cargo ... Proficient in Google Suite; conduct basic risk analysis and general data reporting. * Superior ...

Claims Analyst

Austin, TX · On-site +1

... the insurance industry. * 5+ years of experience managing claims required. Experience in cargo ... Proficient in Google Suite; conduct basic risk analysis and general data reporting. * Superior ...

next page

Showing results 1-20

Insurance Risk Analyst information

See Austin, TX salary details

$48.6K

$82.5K

$154.6K

How much do insurance risk analyst jobs pay per year?

As of Jul 1, 2026, the average yearly pay for insurance risk analyst in Austin, TX is $82,505.00, according to ZipRecruiter salary data. Most workers in this role earn between $64,400.00 and $85,700.00 per year, depending on experience, location, and employer.

How much does an insurance analyst make?

The average salary for an insurance risk analyst is around $70,000 to $85,000 per year, depending on experience, location, and certifications. Entry-level analysts typically earn less, while those with specialized skills or advanced credentials can earn higher salaries. Compensation may also include bonuses and benefits based on performance and company size.

What are some common challenges faced by Insurance Risk Analysts in evaluating emerging risks?

Insurance Risk Analysts often encounter challenges when assessing emerging risks such as cyber threats, climate change, or new technologies, as there may be limited historical data available. This requires them to continuously update their knowledge, collaborate with underwriters, actuaries, and external experts, and adopt advanced analytical tools to make informed recommendations. Staying proactive in identifying trends and adapting risk models is essential for success in this dynamic environment.

How much do risk analysts get paid?

Risk analysts in the insurance industry typically earn a median annual salary of around $70,000 to $90,000, depending on experience, location, and certifications. Entry-level positions may start lower, while experienced analysts with specialized skills can earn over $100,000 annually.

What are Insurance Risk Analysts?

Insurance Risk Analysts are professionals who assess and analyze potential risks that could affect an insurance company or its clients. They evaluate data and financial information to determine the likelihood and potential cost of events such as accidents, natural disasters, or other losses. Their work helps insurance companies set appropriate premiums and develop strategies to minimize financial loss. Insurance Risk Analysts also monitor trends and provide recommendations to reduce risk exposure.

What does a risk analyst do for an insurance company?

An insurance risk analyst evaluates potential risks that could affect an insurance company's financial stability by analyzing data, assessing risk exposure, and developing strategies to mitigate losses. They use statistical tools and industry knowledge to determine policy pricing and ensure the company's risk management aligns with regulatory standards.

What is the difference between Insurance Risk Analyst vs Insurance Underwriter?

AspectInsurance Risk AnalystInsurance Underwriter
Required CredentialsBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficialBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficial
Work EnvironmentAnalyzes data, assesses risks, and provides reports; often in an office settingEvaluates applications, determines policy terms, and approves or declines coverage; office-based
Employer & Industry UsageInsurance companies, risk management firms, consulting agenciesInsurance companies, brokerage firms, underwriting agencies

While both roles require similar credentials and work in the insurance industry, Insurance Risk Analysts focus on analyzing and quantifying risks to inform decision-making, whereas Insurance Underwriters evaluate individual applications to determine policy terms. Understanding these differences helps clarify career paths and employer expectations in the insurance sector.

What are the key skills and qualifications needed to thrive as an Insurance Risk Analyst, and why are they important?

To thrive as an Insurance Risk Analyst, you need strong analytical skills, a solid understanding of risk assessment methodologies, and typically a bachelor’s degree in finance, mathematics, or a related field. Familiarity with statistical software, risk modeling tools, and certifications such as Chartered Property Casualty Underwriter (CPCU) or Associate in Risk Management (ARM) are often required. Attention to detail, critical thinking, and effective communication are crucial soft skills for interpreting data and presenting findings to stakeholders. These skills ensure accurate risk evaluation, informed decision-making, and the development of effective risk mitigation strategies within insurance organizations.

Is risk analyst an entry level job?

A risk analyst position can be entry-level or require some experience, depending on the employer. Entry-level risk analyst roles typically require a bachelor's degree in finance, economics, or a related field, and may involve on-the-job training. Advanced roles may require additional certifications or experience in data analysis or risk management tools.

What Does an Insurance Risk Analyst Do?

An insurance risk analyst performs a variety of duties related to assessing risks your clients may undergo and how to insure them properly. You collect and analyze data, such as past claims in the industry, competitor pricing, and various risk management strategies to help your company keep costs down. Qualifications for the job include career training, education, and specialized skills. Typically, you need a bachelor’s degree in accounting or finance and some work experience in the industry. Important skills include an excellent eye for detail and strong analytical problem-solving.

What are popular job titles related to Insurance Risk Analyst jobs in Austin, TX? For Insurance Risk Analyst jobs in Austin, TX, the most frequently searched job titles are:
What cities near Austin, TX are hiring for Insurance Risk Analyst jobs? Cities near Austin, TX with the most Insurance Risk Analyst job openings:
Infographic showing various Insurance Risk Analyst job openings in Austin, TX as of June 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $82,505 per year, or $39.7 per hour.
Senior Risk Engineering Consultant- Construction Casualty

Senior Risk Engineering Consultant- Construction Casualty

Zurich Insurance Company Ltd.

Austin, TX • On-site

$100K - $164K/yr

Full-time

Posted 10 days ago


Job description

Zurich is currently looking for a Senior Construction Risk Engineering Consultant for the Casualty Lines of Business in our Southern region. This is a Remote work from home role. The preferred region is either middle to southern Texas , or also Eastern Tennessee, with additional consideration given to Northern Georgia and the western areas of both North and South Carolina. Travel may be required across these states within the designated territory. We would also like to see some experience with both Regulated and Non-Regulated Fleets and Data Center construction.

The position includes a company car, with expected travel of 30% to 50% of your time depending on business needs.

In this role as a Senior Construction Risk Engineering Consultant, you will be responsible for:

  • Adapting Zurich's Innovative Solutions to the Construction Industry with the objective of minimizing impacts to customer losses, and overall improvement of Sustainability & Business Resiliency at the Corporate Level.
  • Leveraging Zurich’s risk engineering tools and services to improve customer risk and general account management of customers who purchase Zurich Construction Insurance products such as: Workers Compensation, General Liability and Auto Liability.
  • Delivering high quality construction consultative services for customers, including identifying exposures and program risk control gaps to form the basis of risk mitigation recommendations, investigation of cause/effect of major losses for hazard/safety management programs.
  • Developing and maintaining positive customer and business partner relationships and collaborate with both customers and business partners to develop appropriate service plans.
  • Marketing and selling a wide range of fee services to customers that support their risk mitigation efforts.
  • Producing advanced level presentations and delivering risk management training for customers and internal business partners.
  • Providing appropriate risk improvement advice, conduct loss investigations (including both trend and root cause analysis), and implement risk improvement programs.
  • Assisting customers with developing corporate and project specific QA/QC plans, safety plans, investigating construction defects when applicable, building envelope reviews and moisture mitigation identification.
  • Participate in Sales Team meetings and presentations to brokers and customers while contributing to fee income sales through opportunity spotting and cross-selling.

Final candidates will also be subject to a Motor Vehicle Record (MVR) background check because this position will include a company car.

Basic Qualifications:

  • Bachelor’s degree and 6 or more years of experience in the Construction Risk Engineering, Safety/ Risk Management, or Construction Field Operations.
    OR
  • High School Diploma or Equivalent and 8 or more years of experience in the Construction Risk Engineering, Safety/ Risk Management, or Construction Field Operations.
    AND
  • Experience working in a team environment

Preferred Qualifications:

  • Construction Safety/Risk preferrable with Project Management, and/or Superintendent experience- mid to senior level position.
  • Regulated and Non-Regulated Fleet Experience
  • Data Center construction experience
  • Large commercial construction experience with industrial, medical, and educational projects.
  • Advanced level knowledge of construction safety, operations, quality management and associated construction risks and exposures.
  • Professional certifications such as: CRIS, ARM, CHST, CSP, ASP, P.E. etc.
  • Have a high level of computer literacy and be proficient in Microsoft Office and IOS platforms.
  • Proficiency in technical writing to create customer and internal business partner work products.
  • Be experienced working in both independent and team environments.
  • Excellent interpersonal, communication and consulting skills with the ability to communicate and consult at both the corporate and project site levels effectively and professionally.
  • Leadership and involvement in extracurricular activities, organizations and/or community, public service, or similar activities.
  • Willingness to embrace the Zurich Basics, including our values of integrity, Sustainability, Customer Centricity, Excellence and Teamwork.

Your pay at Zurich is based on your role, location, skills, and experience. We follow local laws to ensure fair compensation. You may also be eligible for bonuses and merit increases. If your expectations are above the listed range, we still encourage you to apply—your unique background matters to us. The pay range shown is a national average and may vary by location. The proposed Salary range for this position is $100,200.00 - $164,100.00, with short-term incentive bonus eligibility set at 15%.

 

We offer competitive pay and comprehensive benefits for employees and their families. [Learn more about Total Rewards here.]

 

Why Zurich?

At Zurich, we value your ideas and experience. We offer growth, inclusion, and a supportive environment—so you can help shape the future of insurance. Zurich North America is a leader in risk management, with over 150 years of expertise and coverage across 25+ industries, including 90% of the Fortune 500®.

Join us for a brighter future—for yourself and our customers.

Zurich in North America does not discriminate based on race, ethnicity, color, religion, national origin, sex, gender expression, gender identity, genetic information, age, disability, protected veteran status, marital status, sexual orientation, pregnancy or other characteristics protected by applicable law. Equal Opportunity Employer disability/vets.

Zurich complies with 18 U.S. Code § 1033.

 

Please note: Zurich does not accept unsolicited CVs from agencies. Preferred vendors should use our Recruiting Agency Portal.

Location(s): AM - Texas Virtual Office, AM - Charlotte, AM - Georgia Virtual Office, AM - Houston, AM - North Carolina Virt. Office, AM - Raleigh, AM - San Antonio, AM - South Carolina Virt. Office, AM - Tennessee Virtual Office
Remote Working: Yes
Schedule: Full Time
Employment Sponsorship Offered: No  
Linkedin Recruiter Tag: #LI-RA1 #LI-ASSOCIATE #LI-REMOTEÂ