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Insurance Risk Analyst Jobs in North Carolina (NOW HIRING)

Circle K

Head of Insurance and Risk

Charlotte, NC · On-site

THE ROLE The Head of Insurance and Risk is responsible for developing and executing the ... Analyze claims data to identify trends, root causes, and opportunities for operational improvements.

Circle K

Head of Insurance and Risk

Raleigh, NC · On-site

THE ROLE The Head of Insurance and Risk is responsible for developing and executing the ... Analyze claims data to identify trends, root causes, and opportunities for operational improvements.

US Bank

Credit Risk Manager

Charlotte, NC · On-site

$133K - $156K/yr

Provides credit risk analytics support for the Wholesale Commercial portfolios, including the ... Basic term and optional term life insurance * Short-term and long-term disability * Pregnancy ...

New

Dana Safety Supply

Risk Manager

Greensboro, NC · On-site +1

$80K - $100K/yr

Experience working with insurance brokers and third-party administrators. * Excellent analytical ... Certified Risk Manager (CRM) * Associate in Risk Management (ARM) * Certified Safety Professional ...

New

PC Construction Company

Risk Manager

Charlotte, NC · On-site

The Risk Manager will identify, assess, and mitigate potential risks that could impact the company ... Track pipeline pursuits, review and analyze bid documents and specifications to identify insurance ...

PC Construction Company

Risk Manager

Charlotte, NC

The Risk Manager will identify, assess, and mitigate potential risks that could impact the company ... Track pipeline pursuits, review and analyze bid documents and specifications to identify insurance ...

PC Construction Company

Risk Manager

Charlotte, NC

The Risk Manager will identify, assess, and mitigate potential risks that could impact the company ... Track pipeline pursuits, review and analyze bid documents and specifications to identify insurance ...

Liberty Health

REGIONAL RISK MANAGER

Raleigh, NC

Serves as a liaison with corporate management, employees, insurance companies, and regulatory/legal ... Investigates and analyses root causes, patterns, or trends that could result in compensatory or ...

Liberty Health

REGIONAL RISK MANAGER

Raleigh, NC · On-site

Serves as a liaison with corporate management, employees, insurance companies, and regulatory/legal ... Investigates and analyses root causes, patterns, or trends that could result in compensatory or ...

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All JobsInsurance Risk Analyst JobsInsurance Risk Analyst Jobs in North Carolina

Insurance Risk Analyst information

See North Carolina salary details

$44.5K

$75.6K

$141.8K

How much do insurance risk analyst jobs pay per year?

As of Jul 1, 2026, the average yearly pay for insurance risk analyst in North Carolina is $75,646.00, according to ZipRecruiter salary data. Most workers in this role earn between $59,100.00 and $78,600.00 per year, depending on experience, location, and employer.

How much does an insurance analyst make?

The average salary for an insurance risk analyst is around $70,000 to $85,000 per year, depending on experience, location, and certifications. Entry-level analysts typically earn less, while those with specialized skills or advanced credentials can earn higher salaries. Compensation may also include bonuses and benefits based on performance and company size.

What are some common challenges faced by Insurance Risk Analysts in evaluating emerging risks?

Insurance Risk Analysts often encounter challenges when assessing emerging risks such as cyber threats, climate change, or new technologies, as there may be limited historical data available. This requires them to continuously update their knowledge, collaborate with underwriters, actuaries, and external experts, and adopt advanced analytical tools to make informed recommendations. Staying proactive in identifying trends and adapting risk models is essential for success in this dynamic environment.

How much do risk analysts get paid?

Risk analysts in the insurance industry typically earn a median annual salary of around $70,000 to $90,000, depending on experience, location, and certifications. Entry-level positions may start lower, while experienced analysts with specialized skills can earn over $100,000 annually.

What are Insurance Risk Analysts?

Insurance Risk Analysts are professionals who assess and analyze potential risks that could affect an insurance company or its clients. They evaluate data and financial information to determine the likelihood and potential cost of events such as accidents, natural disasters, or other losses. Their work helps insurance companies set appropriate premiums and develop strategies to minimize financial loss. Insurance Risk Analysts also monitor trends and provide recommendations to reduce risk exposure.

What does a risk analyst do for an insurance company?

An insurance risk analyst evaluates potential risks that could affect an insurance company's financial stability by analyzing data, assessing risk exposure, and developing strategies to mitigate losses. They use statistical tools and industry knowledge to determine policy pricing and ensure the company's risk management aligns with regulatory standards.

What is the difference between Insurance Risk Analyst vs Insurance Underwriter?

AspectInsurance Risk AnalystInsurance Underwriter
Required CredentialsBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficialBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficial
Work EnvironmentAnalyzes data, assesses risks, and provides reports; often in an office settingEvaluates applications, determines policy terms, and approves or declines coverage; office-based
Employer & Industry UsageInsurance companies, risk management firms, consulting agenciesInsurance companies, brokerage firms, underwriting agencies

While both roles require similar credentials and work in the insurance industry, Insurance Risk Analysts focus on analyzing and quantifying risks to inform decision-making, whereas Insurance Underwriters evaluate individual applications to determine policy terms. Understanding these differences helps clarify career paths and employer expectations in the insurance sector.

What are the key skills and qualifications needed to thrive as an Insurance Risk Analyst, and why are they important?

To thrive as an Insurance Risk Analyst, you need strong analytical skills, a solid understanding of risk assessment methodologies, and typically a bachelor’s degree in finance, mathematics, or a related field. Familiarity with statistical software, risk modeling tools, and certifications such as Chartered Property Casualty Underwriter (CPCU) or Associate in Risk Management (ARM) are often required. Attention to detail, critical thinking, and effective communication are crucial soft skills for interpreting data and presenting findings to stakeholders. These skills ensure accurate risk evaluation, informed decision-making, and the development of effective risk mitigation strategies within insurance organizations.

Is risk analyst an entry level job?

A risk analyst position can be entry-level or require some experience, depending on the employer. Entry-level risk analyst roles typically require a bachelor's degree in finance, economics, or a related field, and may involve on-the-job training. Advanced roles may require additional certifications or experience in data analysis or risk management tools.

What Does an Insurance Risk Analyst Do?

An insurance risk analyst performs a variety of duties related to assessing risks your clients may undergo and how to insure them properly. You collect and analyze data, such as past claims in the industry, competitor pricing, and various risk management strategies to help your company keep costs down. Qualifications for the job include career training, education, and specialized skills. Typically, you need a bachelor’s degree in accounting or finance and some work experience in the industry. Important skills include an excellent eye for detail and strong analytical problem-solving.

More about Insurance Risk Analyst jobs
What are popular job titles related to Insurance Risk Analyst jobs in North Carolina? For Insurance Risk Analyst jobs in North Carolina, the most frequently searched job titles are:
What job categories do people searching Insurance Risk Analyst jobs in North Carolina look for? The top searched job categories for Insurance Risk Analyst jobs in North Carolina are:
What are popular job titles related to Insurance Risk Analyst jobs in NC? For Insurance Risk Analyst jobs in NC, the most frequently searched job titles are:
Insurance Risk Analyst jobs near you
Infographic showing various Insurance Risk Analyst job openings in North Carolina as of June 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $75,646 per year, or $36.4 per hour.
Detection & Investigation Analyst Lead: Wed - Sat 9:30 PM - 8:30 AM ET

Detection & Investigation Analyst Lead: Wed - Sat 9:30 PM - 8:30 AM ET

PNC Bank

Rocky Mount, NC

$41K - $75K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 19 days ago

PNC Bank rating

7.7

Company rating: 7.7 out of 10

Based on 339 frontline employees who took The Breakroom Quiz

78th of 144 rated banks

Job description

Position OverviewAt PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success.
As a Detection & Investigation Analyst Lead within PNC's Fraud Detection & Remediation organization, you will be based in Pittsburgh, PA, Birmingham, AL, Strongsville, OH.
*Wednesday - Saturday: 9:30 PM - 8:30 AM ET *
Preferred Skills:
Perform complex investigations and analysis
Apply policy and risk judgment consistently
Manage multiple work streams simultaneously
Conduct in-depth fraud investigations end-to-end
Create, maintain, and update formal case records
File security incident reports and complaints when required
Apply authentication and KYC procedures consistently
Handle inbound calls involving higher-risk scenarios
Work advanced alert queues when volume allows
Balance phone, alert, and case work independently
*PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.*PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals.PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.Job Description
  • Reviews and investigates customer cases, reports and work for potential and actual loss. Minimizes fraud, Anti-Money Laundering and/or organizational risk. Performs early detection of suspicious activity. Controls and prevents losses. May lead the work of and/or train detection and investigation staff.
  • Researches and analyzes bank activities and reports to detect and prevent possible fraudulent and suspicious activities. Recommends disposition. Identifies gaps and control enhancements.
  • Uses defined research procedures to identify and resolve issues. Identifies trends and escalates as appropriate.
  • Follows standards and practices to mitigate fraud, Anti-Money Laundering and other risk exposure and loss. Shares best practices among the team and/or service partners.
  • Prepares and maintains appropriate documentation of analysis performed and coordinates with internal or external stakeholders as appropriate.

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:

  • Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
  • Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.
Qualifications

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.

Preferred SkillsAnalytical Thinking, Customer Solutions, Decision Making, Operational Risks, Problem Resolution, Researching, Risk Mitigation StrategiesCompetenciesAnti-money Laundering/Sanctions Policies and Procedures, Business Ethics, Business Process Improvement, Decision Making and Critical Thinking, Effective Communications, Fraud Detection and Prevention, Information Capture, Operational Risk, Problem Solving, Standard Operating ProceduresWork ExperienceRoles at this level typically require a university / college degree with < 1 year of professional experience and/or successful completion of a formal development program. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.EducationBachelorsCertificationsNo Required Certification(s)LicensesNo Required License(s)Pay TransparencyBase Salary: $41,250.00 - $75,625.00Salaries may vary based on geographic location, market data and on individual skills, experience, and education.Application WindowGenerally, this opening is expected to be posted for two business days from 06/12/2026, although it may be longer with business discretion.BenefitsPNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.

To learn more about these and other programs, including benefits for full time and part-time employees, visitpncthrive.com.

Disability Accommodations Statement

If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com. Please include "accommodation request" in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call 877-968-7762 and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.


At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.

Equal Employment Opportunity (EEO)


PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.

This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.

California Residents

Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.

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